tag:blogger.com,1999:blog-138302522024-03-06T12:03:06.578+08:00Sugar, Spice, Everything NiceEverything You Need To Know In Life...Ivanhttp://www.blogger.com/profile/07845557513100991438noreply@blogger.comBlogger74125tag:blogger.com,1999:blog-13830252.post-29044449194968964832021-04-20T14:11:00.027+08:002021-06-12T11:11:49.272+08:00Buying Crypto in Singapore, A Complete Guide on Transferring USD to Binance.com<div><i><span style="color: #cc0000; font-family: verdana;"><div class="separator" style="clear: both; font-size: small; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0M5QgN2LgPprpVhuTw8uThrKbjZRefDzczkAA9XcRdSRXUYxUpqgmt4aALrmGruJKc74s4YjM4O8Z15vcR6ZZv4yBIuCr5NEoBVVjL3FYn9NuZ7mX8hd0bbu5DZTUqNfJZuF0/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="168" data-original-width="626" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0M5QgN2LgPprpVhuTw8uThrKbjZRefDzczkAA9XcRdSRXUYxUpqgmt4aALrmGruJKc74s4YjM4O8Z15vcR6ZZv4yBIuCr5NEoBVVjL3FYn9NuZ7mX8hd0bbu5DZTUqNfJZuF0/s16000/image.png" /></a></div><div style="font-size: small;"><i><span style="color: #cc0000; font-family: verdana; font-size: x-small;"><br /></span></i></div><span style="font-size: medium;">NOTE: Silvergate Bank has ceased clearing USD for Binance w.e.f 11th Jun 2021. This post will be updated when there is a new USD Clearing bank.</span><br /><br /></span></i></div><div><i><span style="color: #cc0000; font-family: verdana; font-size: x-small;">A quick foreword: This is not financial advise. I am not a financial advisor, Cryptocurrency is a very volatile asset class.</span></i></div><span style="font-family: verdana;"><div><span style="font-family: verdana;"><br /></span></div>Step 1) Setup an account with Binance.com
If you haven't already signed-up, you may use the <a href="https://www.binance.com/en/register?ref=SFTFO37P" target="_blank"><b>link</b></a> (Enjoy <b><u>10%</u></b> off your commissions)</span><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">Basically you will need to provide some details about yourself (e.g NRIC, etc). This is the standard KYC - Know Your Customer process for most financial services. </span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">If you have done this step, then please proceed...<br /></span><div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">Step 2) Deposit fiat (USD or SGD) into my account</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">There is a few options that Binance provides for us Singaporeans to convert our fiat to BUSD (Token form of USD) - used for our purchases.</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMfFX3jFzPZxAX1ZTSWlQsCyH_cIB78P2qF-RS01IzhqZadfYCB2cUqea5BqrIL5fm4HzC3GSpFinhaExI5rkyoXhrnInF3Is9R1xU8GS9XrYz2S1fGg3EUvvD3FJbvw-KeT6S/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="366" data-original-width="759" height="285" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiMfFX3jFzPZxAX1ZTSWlQsCyH_cIB78P2qF-RS01IzhqZadfYCB2cUqea5BqrIL5fm4HzC3GSpFinhaExI5rkyoXhrnInF3Is9R1xU8GS9XrYz2S1fGg3EUvvD3FJbvw-KeT6S/w592-h285/image.png" width="592" /></a></div><br /><br /></span></div><div><span style="font-family: verdana;"><ul style="text-align: left;"><li><span style="font-family: verdana;">P2P Trading</span></li><li>Credit/Debit Card</li><li>SWIFT Transfer (USD)</li></ul></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">In my experience using the SWIFT (Telegraphic Transfer) is the most economical option to deposit your fiat.</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">A quick explanation on the cons of the other 2. </span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">P2P Trading basically involves you and another entity exchanging a digital currency (e.g USDT,BUSD, BTC) for fiat. </span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">Depending on the rates the seller offers, you would then agree and transact outside of Binance. It is generally safe (if you transact with reputable sellers). But once again, the spread is not exactly great.</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">Credit/Debit Card is by far the worse option to use, as it incurs a 3% cross border charge and in some cases (as it is considered as a form of cash advance, you will see a 6% fee). </span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">Verdict: Skip these two options.</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">So lets move on to SWIFT Transfer:</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">If you have a DBS (or any local bank) account, you will have the option to remit cash. DBS has 0 remittance fees and offer decent USD->SGD exchange rates - hence it will be my choice for the TT.</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">1) Access the 'Wallet'->'Fiat and Spot' hamburger menu</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYUcNDod2Ea6SguJXk8mzgqwvtubmhb7zHz7p7AR-U_h4szI-LqQmFsI2iP0PQLcSSBTzSUsOWESPmA-Bzgq_dd3hR647vxEaZnd96KaKMv4Mhe_K6kc0wQrv16aKyzmDbZyYJ/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="171" data-original-width="370" height="296" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgYUcNDod2Ea6SguJXk8mzgqwvtubmhb7zHz7p7AR-U_h4szI-LqQmFsI2iP0PQLcSSBTzSUsOWESPmA-Bzgq_dd3hR647vxEaZnd96KaKMv4Mhe_K6kc0wQrv16aKyzmDbZyYJ/w640-h296/image.png" width="640" /></a></div><br />2) Click "Deposit" at the top right corner</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUGsS_LbNSY7yd7l_qz_-l_3qc1Sv463CYxPLj7jW3ZIWlv5pmjPXnwU2TZnBmbWCUZqCuZol3F8K59MhXlf02OA4-drqn4-CVFfLFZP-c34CKksbYW6sJNkXRNaYhvzklkPk2/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="242" data-original-width="1208" height="128" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUGsS_LbNSY7yd7l_qz_-l_3qc1Sv463CYxPLj7jW3ZIWlv5pmjPXnwU2TZnBmbWCUZqCuZol3F8K59MhXlf02OA4-drqn4-CVFfLFZP-c34CKksbYW6sJNkXRNaYhvzklkPk2/w640-h128/image.png" width="640" /></a></div><br /><br /></div></span></div><div><span style="font-family: verdana;"> </span></div><div><span style="font-family: verdana;">3) Populate the deposit details and desired amount</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><br /></span><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZRtO7AwDoniS2-KEGphu0SlKOw6n4lHhlC7e8ORyw515TWNdmMaFhNRjNpGXRbp09GsdvQVEFghjqopHPDQ7H7cxqJ0u3I35KiFj-2yQWp8zTPdh8cGxQzUx3HGBOXkNRy1Ec/" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: verdana;"><img alt="" data-original-height="788" data-original-width="1643" height="306" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZRtO7AwDoniS2-KEGphu0SlKOw6n4lHhlC7e8ORyw515TWNdmMaFhNRjNpGXRbp09GsdvQVEFghjqopHPDQ7H7cxqJ0u3I35KiFj-2yQWp8zTPdh8cGxQzUx3HGBOXkNRy1Ec/w640-h306/image.png" width="640" /></span></a></div></div><div><span style="font-family: verdana;"><br /></span></div><div><ul style="text-align: left;"><li><span style="font-family: verdana;">Select "USD"</span></li><li><span style="font-family: verdana;">Use (SWIFT)</span></li><li><span style="font-family: verdana;">Enter the Amount (in USD)</span></li></ul></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">4) Click "Confirm"</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;">You will be prompted with a message similar to the mock-up below. It basically informs you that your account name (from the bank you are sending the swift) has to be the same as the NRIC (Remember the KYC process you completed during the account opening)</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPTsrEMrRHZZgdf0iVJ4pFrczmnZvwgw2onAq5xmSSpN0wyLtCyIKiOxOgSwr7ZvMZoa5irTNvl7HQZvYuGyBxRouxglIomzAoErBSJYGadJNpctsLyv9JzSN5I3auXeXab52u/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="407" data-original-width="515" height="505" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhPTsrEMrRHZZgdf0iVJ4pFrczmnZvwgw2onAq5xmSSpN0wyLtCyIKiOxOgSwr7ZvMZoa5irTNvl7HQZvYuGyBxRouxglIomzAoErBSJYGadJNpctsLyv9JzSN5I3auXeXab52u/w640-h505/image.png" width="640" /></a></div><div><br /></div><div>Click Confirm - You will see the details of the swift transfer we are required to make. We are half-way there. </div><div><br /></div><div>Take note of your "Reference Code"; we will need this later when we do the payment instructions.</div><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDnHi4MZt_pJdNI3Oo9kHHK4JRGKdDhpN65pY1jJv5RQVmx8E-HBBfXdg_htakPvF90A1L3Q1EBWV9YxXnJo26pqXopeLDbIXJjq1uarlAaEOmJNSKJO6E0XB3DRFPLiTP02Zy/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="594" data-original-width="803" height="474" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgDnHi4MZt_pJdNI3Oo9kHHK4JRGKdDhpN65pY1jJv5RQVmx8E-HBBfXdg_htakPvF90A1L3Q1EBWV9YxXnJo26pqXopeLDbIXJjq1uarlAaEOmJNSKJO6E0XB3DRFPLiTP02Zy/w640-h474/image.png" width="640" /></a></div><div><br /></div><br />5) Log-in to your DBS Account iBanking (desktop):</div><div><br /></div><div>Select Transfer -> "DBS Remit and Overseas Transfer"</div><div><br /></div><div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik7YN2-FC4XdD6NB3nWteyCctP7LKF1o1gTUiTJ_NlHER8OwwlLMJPs11kd6LNG8g8Lji8T8Ddo37HHWP6C35692x00Ag_zY0jRSrScJ0iW3JJGPRiPMocguyEtN1SMm9Q6Fg3/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="449" data-original-width="994" height="290" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik7YN2-FC4XdD6NB3nWteyCctP7LKF1o1gTUiTJ_NlHER8OwwlLMJPs11kd6LNG8g8Lji8T8Ddo37HHWP6C35692x00Ag_zY0jRSrScJ0iW3JJGPRiPMocguyEtN1SMm9Q6Fg3/w640-h290/image.png" width="640" /></a></div><br /><br /></div><div>6) Click 'New Recipient'</div><div><br /></div></span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUQMghY70EAY8xITPfdIOrV4hpi7BqYnOyM8Yt4aG_HZkqWJDhFuHewF42Lqk1BFLlfezw3LfP7sqZJz3vWq7uKVc69LQxoB1WCtLJ1d47QqFKqsMY_vD95lAQVBR1D_kUZ0c2/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="584" data-original-width="1022" height="366" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiUQMghY70EAY8xITPfdIOrV4hpi7BqYnOyM8Yt4aG_HZkqWJDhFuHewF42Lqk1BFLlfezw3LfP7sqZJz3vWq7uKVc69LQxoB1WCtLJ1d47QqFKqsMY_vD95lAQVBR1D_kUZ0c2/w640-h366/image.png" width="640" /></a></div><br /><br />Fill the form as follows:</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><span> </span><span> 1. </span>Select Country: "United States"</span></div><div><span style="font-family: verdana;"><span> </span><span> 2. </span>Recipient's full name (Refer to the Binance swift instruction - <b><span style="color: red;">Beneficiary Account Name</span></b>)</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_SrDxJvkyvJYWQWOT8uVpO_6MYoJ62HEPmWMs9WR0Qv-DHqEg-DmYeG-ENAv5FjPbMGZRP_M0oL2UW8jt9sHw5k_3hxBqg8d4oGf6GKnxF4DI-OqWwEHeFg30SOkcPpdXlFFn/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="351" data-original-width="955" height="236" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi_SrDxJvkyvJYWQWOT8uVpO_6MYoJ62HEPmWMs9WR0Qv-DHqEg-DmYeG-ENAv5FjPbMGZRP_M0oL2UW8jt9sHw5k_3hxBqg8d4oGf6GKnxF4DI-OqWwEHeFg30SOkcPpdXlFFn/w640-h236/image.png" width="640" /></a></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span> </span><span> 3. Select "Other Banks" - Copy and paste the SWIFT code click 'Find SWIFT Code'</span><br /></div><div class="separator" style="clear: both; text-align: left;"><span><br /></span></div><div class="separator" style="clear: both; text-align: left;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxz4dZiJnNL0Wfj175C3jCR0VVAqyW7r2lR_c3cT6ptHHLuzHEFoQCJccRaFQ8v11X7uOWVtV-w9bKKXQlu03FUk4J7RyzX0OTQ7riN3OejhhDX983EQn1zOfoxeZ2Ry9CtvXD/" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img alt="" data-original-height="517" data-original-width="775" height="426" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhxz4dZiJnNL0Wfj175C3jCR0VVAqyW7r2lR_c3cT6ptHHLuzHEFoQCJccRaFQ8v11X7uOWVtV-w9bKKXQlu03FUk4J7RyzX0OTQ7riN3OejhhDX983EQn1zOfoxeZ2Ry9CtvXD/w640-h426/image.png" width="640" /></a></div><div class="separator" style="clear: both; text-align: left;"><br /></div><div class="separator" style="clear: both; text-align: left;"><span> </span><span> 4. Copy the address lines 1,2 and Account numbers from the Binance payment page into our recipient details.</span><br /></div><div class="separator" style="clear: both; text-align: left;"><span><br /></span></div><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnnoFub6NHHPK7KnMkNO_0beLsMwNy_9KMXNqwSMrym_y5sNRnxCGZhAaDf2svty_FoSLP5Gjemvo9VxJm-EhNmENeK2yDyQx7srVmE8KdMl1-zUNl3MmzJG8NhvQJ0ekY8Qv7/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="675" data-original-width="920" height="470" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgnnoFub6NHHPK7KnMkNO_0beLsMwNy_9KMXNqwSMrym_y5sNRnxCGZhAaDf2svty_FoSLP5Gjemvo9VxJm-EhNmENeK2yDyQx7srVmE8KdMl1-zUNl3MmzJG8NhvQJ0ekY8Qv7/w640-h470/image.png" width="640" /></a></div><br /><div><br /></div><div>7) <span style="color: red; font-weight: bold;"><Important> </span><span>Fill the Payment Details for Recipient with your Binance Reference Code.<br /></span></div></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><br /></div><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7ur26XGpuAXMrm3bjoJrX9vhJLMrzu9pp28HDeA5POxMLFrF5Pa8Xg6scv8E5q4w7Pyk8CKyN16up-nCfBboibmJBRrhdyKa3E99vAdKt46HR4YU2ythft4YiVKUI9JHifMTJ/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="694" data-original-width="961" height="462" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj7ur26XGpuAXMrm3bjoJrX9vhJLMrzu9pp28HDeA5POxMLFrF5Pa8Xg6scv8E5q4w7Pyk8CKyN16up-nCfBboibmJBRrhdyKa3E99vAdKt46HR4YU2ythft4YiVKUI9JHifMTJ/w640-h462/image.png" width="640" /></a></div>8) Verify and Submit</span></div><div><span style="font-family: verdana;"><br /></span></div><div><span style="font-family: verdana;"><div class="separator" style="clear: both; text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5yI4hIl1SzFjgkLd-u4uKQEKzS7HrohcrHqyYhSDM8Wv8cAJaYw-cP3NkONaoiGeXTZb1ih1uq0R25E-TF3FvFnh_MQc15jckgK-6uG1_qCAs5p6Wp8kPl_G_D9nD0b_fwgnk/" style="margin-left: 1em; margin-right: 1em;"><img alt="" data-original-height="630" data-original-width="953" height="424" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh5yI4hIl1SzFjgkLd-u4uKQEKzS7HrohcrHqyYhSDM8Wv8cAJaYw-cP3NkONaoiGeXTZb1ih1uq0R25E-TF3FvFnh_MQc15jckgK-6uG1_qCAs5p6Wp8kPl_G_D9nD0b_fwgnk/w640-h424/image.png" width="640" /></a></div><br /><br /><br /><br />Congratulations if you have made it so far, you have just successfully initiated a transfer of fiat into your Binance.com account. </span></div><div><br /></div><div><span style="font-family: verdana;">If you had done this on a working day, it typically (based on experience) takes less than 8-10 hours for the funds to show up in your Binance account. However do not worry if it doesn't show up within the same day. As Binance states that it may take between 2-4 business days to clear from Silvergate bank.</span></div><div><br /></div><div><span style="font-family: verdana;">The amount transferred in USD, will appear as BUSD on Binance. This is the stable coin version of the USD and has a 1:1 exchange with the Fiat USD. </span></div><div><span style="font-family: verdana;"><div><br /></div><div><br /></div><div>FAQ: </div><div><b>How long does the transfer take?</b></div><div>The transfer typically takes 1 working day to clear. First time transfers may take longer. But based on experience it usually clears within 8-12 hours.</div><div>Do note that the transfer will be sent by DBS in Singapore working hours and processed by Silvergate Bank during US working hours.</div><div><br /></div><div><b>What happens if I forget to include my reference code?</b></div><div>Do not worry, remittances have a tracking number and DBS will contact you to resolve the error. Note that this might take some time as Silvergate has to manually trace the origin and would likely contact DBS. There may also but certain charges involved but your monies are safe. Alternatively, you could also raise an appeal in Binance for them to investigate.</div><div><br /></div></span></div><div><br /></div></div></div>Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-66881593493469591062018-02-26T23:59:00.002+08:002018-02-27T00:03:12.289+08:00UOB One Vs OCBC 360<head>
<script>
function calcInt() {
sal = getRadioCheckedValue("salary");
gir = getRadioCheckedValue("giro");
gra = document.forms["ocbcUob"]["giroamt"].value;
onl = document.forms["ocbcUob"]["online"].value;
off = document.forms["ocbcUob"]["offline"].value;
cdt = onl*1 + off*1;
ina = document.forms["ocbcUob"]["investamt"].value;
bal = document.forms["ocbcUob"]["balance"].value;
var ocbcIntAmt = calcOcbcInt();
var ocbcRbtAmt = calcOcbcRebate();
var ocbcSaveAmt = ocbcIntAmt + ocbcRbtAmt;
var uobIntAmt = calcUobInt();
var uobRbtAmt = calcUobRebate();
var uobSaveAmt = uobIntAmt + uobRbtAmt;
document.forms["ocbcUob"]["ocbcSave"].value = ocbcSaveAmt;
document.forms["ocbcUob"]["uobSave"].value = uobSaveAmt;
if (ocbcSaveAmt > uobSaveAmt) {
document.forms["ocbcUob"]["conclude"].value = "OCBC360";
} else if (ocbcSaveAmt < uobSaveAmt) {
document.forms["ocbcUob"]["conclude"].value = "UOB One";
} else {
document.forms["ocbcUob"]["conclude"].value = "Both are equal";
}
var addSaveAmt = Math.abs(ocbcSaveAmt - uobSaveAmt);
document.forms["ocbcUob"]["addSave"].value = Math.round(addSaveAmt*100)/100;
}
function calcOcbcInt(){
var rate = 0.0005;
var amt = 0;
if (sal == "Yes") rate = rate+0.012;
if (gir == "Yes" && gra >= 150) rate = rate+0.003;
if (cdt >= 500) rate = rate+0.003;
if (ina == "20000") {
rate = rate+0.006;
} else if (ina == "40000") {
rate = rate+0.012;
}
if (bal >= 200000) rate = rate+0.010;
if (bal <= 70000) {
amt = bal*rate;
} else {
amt = 70000*rate + (bal-70000)*0.0005;
}
amt = Math.round(amt*100)/100;
var effInt = Math.round(amt/bal*10000)/100;
document.forms["ocbcUob"]["ocbcInt"].value = amt;
document.forms["ocbcUob"]["ocbcEIR"].value = effInt + "%";
return amt;
}
function calcUobInt() {
var amt = 0;
if (cdt >= 500) {
if (sal == "Yes" || gir == "Yes") {
if (bal <= 10000) {
amt = bal*0.0150;
} else if (bal <= 30000) {
amt = 10000*0.0150 + (bal-10000)*0.0200;
} else if (bal <= 50000) {
amt = 10000*0.0150 + 20000*0.0200 + (bal-30000)*0.0333;
} else {
amt = 10000*0.0150 + 20000*0.0200 + 20000*0.0333 + (bal-50000)*0.0005;
}
} else {
if (bal <= 10000) {
amt = bal*0.0100;
} else if (bal <= 30000) {
amt = 10000*0.0100 + (bal-10000)*0.0150;
} else if (bal <= 50000) {
amt = 10000*0.0100 + 20000*0.0150 + (bal-30000)*0.0200;
} else {
amt = 10000*0.0100 + 20000*0.0150 + 20000*0.0200 + (bal-50000)*0.0005;
}
}
} else {
amt = bal*0.0005;
}
amt = Math.round(amt*100)/100;
var effInt = Math.round(amt/bal*10000)/100;
document.forms["ocbcUob"]["uobInt"].value = amt;
document.forms["ocbcUob"]["uobEIR"].value = effInt + "%";
return amt;
}
function calcOcbcRebate() {
var amt = 0;
amt = off*0.0003*12;
amt = amt + onl*0.03*12;
if (amt > 960) amt = 960;
amt = Math.round(amt*100)/100;
var pct = Math.round((amt/12)/cdt*10000)/100;
document.forms["ocbcUob"]["ocbcRebate"].value = amt;
document.forms["ocbcUob"]["ocbcRebatePct"].value = pct + "%";
return amt;
}
function calcUobRebate() {
var amt = 0;
if (cdt < 500) {
amt = 0;
} else if (cdt < 1000) {
amt = 50*4;
} else if (cdt < 2000) {
amt = 100*4;
} else {
amt = 300*4;
}
amt = Math.round(amt*100)/100;
var pct = Math.round((amt/12)/cdt*10000)/100;
document.forms["ocbcUob"]["uobRebate"].value = amt;
document.forms["ocbcUob"]["uobRebatePct"].value = pct + "%";
return amt;
}
function getRadioCheckedValue(radio_name){
var oRadio = document.forms["ocbcUob"].elements[radio_name];
for(var i = 0; i < oRadio.length; i++)
{
if(oRadio[i].checked)
{
return oRadio[i].value;
}
}
return '';
}
</script>
</head>
<body>
<div style="text-align: justify;">
Can't decide on which savings account is best for maximizing your interests ?
<br />
<br />
This calculator will help you to decide whether the OCBC360 account or UOB One account (including credit card rebates) is better for you.
<br />
<br />
Fill in the following questions and press "Calculate!" to see the results.
</div>
<br />
<form name="ocbcUob">
<b>QUESTIONS<br />
--------------</b><br />
Q1. Are you able to credit at least $2,000 of your salary to the bank account?<br />
<input checked="" name="salary" type="radio" value="Yes" />Yes
<input name="salary" type="radio" value="No" />No
<br />
<br />
Q2. Are you able to pay 3 bills thru GIRO (or online payment) every month?<br />
<input checked="" name="giro" type="radio" value="Yes" />Yes
<input name="giro" type="radio" value="No" />No <br />
Total GIRO Amount: SGD <input name="giroamt" size="10" type="text" />
<br />
<br />
Q3. How much do you spend on your credit card every month?<br />
- Online Spending: SGD <input name="online" size="10" type="text" /><br />
- Any Other Spending: SGD <input name="offline" size="10" type="text" />
<br />
<br />
Q4. How much are you able to invest or insure ?<br />
<select name="investamt">
<option value="Nil">Nil</option>
<option value="20000">SGD20,000</option>
<option value="40000">SGD40,000</option>
</select>
<br />
<br />
Q5. How much money do you keep in the bank account?<br />
SGD <input name="balance" size="10" type="text" />
<br />
<br />
<button onclick="calcInt()" type="button">Calculate!</button>
<input type="reset" value="Clear All" />
<br />
<br />
<br />
<b>CONCLUSION<br />
----------------</b><br />
<table>
<tr>
<th></th>
<th colspan="2">OCBC360</th>
<th colspan="2">UOB One</th>
</tr>
<tr>
<td>Savings Interest</td>
<td>SGD</td>
<td><input name="ocbcInt" size="10" type="text" /></td>
<td>SGD</td>
<td><input name="uobInt" size="10" type="text" /></td>
</tr>
<tr>
<td>Credit Card Rebate</td>
<td>SGD</td>
<td><input name="ocbcRebate" size="10" type="text" /></td>
<td>SGD</td>
<td><input name="uobRebate" size="10" type="text" /></td>
</tr>
<tr>
<td>Total Interest & Rebate</td>
<td>SGD</td>
<td><input name="ocbcSave" size="10" type="text" /></td>
<td>SGD</td>
<td><input name="uobSave" size="10" type="text" /></td>
</tr>
<tr>
<td>Effective Interest Rate %</td>
<td></td>
<td><input name="ocbcEIR" size="10" type="text" /></td>
<td></td>
<td><input name="uobEIR" size="10" type="text" /></td>
</tr>
<tr>
<td>Credit Card Rebate %</td>
<td></td>
<td><input name="ocbcRebatePct" size="10" type="text" /></td>
<td></td>
<td><input name="uobRebatePct" size="10" type="text" /></td>
</tr>
</table>
<br />
The better account for you is <input name="conclude" size="15" type="text" /><br />
Additional annual interest & rebate is SGD <input name="addSave" size="10" type="text" /><br />
</form>
<br />
<br />
<b>REFERENCES<br />
----------------</b><br />
For more info on each of the accounts, use the links below:<br />
<br />
<b>OCBC360</b><br />
<ul>
<li>360 Account: <a href="http://www.ocbc.com.sg/personal-banking/accounts/360-account.html">http://www.ocbc.com.sg/personal-banking/accounts/360-account.html</a></li>
<li>OCBC 365 Card: <a href="https://www.ocbc.com/personal-banking/cards/365card.html">https://www.ocbc.com/personal-banking/cards/365card.html/</a></li>
</ul>
<br />
<b>UOB One</b><br />
<ul>
<li>One Account: <a href="http://www.uob.com.sg/personal/deposits/chequeing/one_account.html">http://www.uob.com.sg/personal/deposits/chequeing/one_account.html</a></li>
<li>One Card: <a href="http://www.uob.com.sg/personal/cards/credit/uob_one_card.html">http://www.uob.com.sg/personal/cards/credit/uob_one_card.html</a></li>
</ul>
<br />
The information is accurate as at 28-Feb-2018.<br />
<br />
</body>
<br />
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
<div>
<br /></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-64163782487626593022017-05-31T23:17:00.001+08:002018-05-13T23:15:25.867+08:00Shoetree Project - A Review of Quality Shoe Care Products in Singapore<div style="text-align: justify;">
Quality dress shoes are expensive, but they can last decades - especially if they are cared for properly. I used to think nothing about the maintenance of my shoes, until i started buying leather shoes that cost more than a few hundred - shoes that would be too expensive to throw away.<br />
<br />
This was when i started to wonder how i could properly maintain and extend their lifespan, effectively stretching that dollar on the 'investment'.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
That’s where shoe trees and proper leather polishing/nourishing products come in. Some men look at these wooden shoe inserts as an unnecessarily expensive purchase, but shoe trees are crucial to keeping shoes in amazing shape as they age.<br />
<br />
Here's why.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<h4>
DO I NEED SHOE TREES?</h4>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Our feet sweat throughout the day, and the leather and lining of our shoes absorb all that moisture. This can cause the lining to rot, your shoes to smell, and the leather to crack over time, thereby ruining your expensive footwear.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
A shoe tree holds a shoe in its proper shape so it dries out correctly, and keeps the leather from cracking by wicking away moisture. The absorbent wood also helps dry out the lining of shoes so that they don’t rot from the inside out.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Long story short: Shoe trees are a whole lot cheaper than a new pair of nice shoes, and will keep your current pair in excellent condition for years.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
I would highly recommend spending on a good pair of shoe trees if your shoes cost more than $200. Quality shoe trees will have ventilation slots at the toe to help dissipate moisture, a longer, crafted heel, and contain more wood for better drying and odor control. They will also ensure the closest possible fit between the shoe and tree. This is necessary to maintain the shape of the shoe as well as to absorb moisture.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
(Pro tip: When the smell of the cedar starts to fade, you can lightly sand the shoe tree to bring it back.)</div>
<div style="text-align: justify;">
<br />
<h4>
WHERE CAN I GET GOOD QUALITY SHOE CARE PRODUCTS?</h4>
</div>
<div style="text-align: justify;">
<br />
This is the most common question about shoe trees and products, especially when everything is so expensive in Singapore. I remember back in 2007 when i started sourcing for cedar shoe trees, they were really hard to find and the ones i found would cost $70-100 per pair.<br />
<br />
The folks at <a href="https://shoetreeproject.com/" rel="nofollow" target="_blank">Shoetree Project</a> seem to have realised this gap and have sent me some of their products to review. They are the Cedar Shoe Tree in Sz 39, Saphir Pommadier Cream Shoe Polish and the Japanese Oakwood Shoe Horn.<br />
<br />
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXabv88qmfPQAxkh01E25VjIJmVUDdQoKr8LVu-ZR2nlPnt6ty-HcxX_J1tNrBkjmmMLdK57dj7HPyI3d-z1iB2M3AUn1tCHj1OBAhk1Du_UUlITbZDhR6Z8PTRB4PkW551MOD/s1600/Photo+25-4-17%252C+8+47+03+PM+-+update.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" data-original-height="1600" data-original-width="1531" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgXabv88qmfPQAxkh01E25VjIJmVUDdQoKr8LVu-ZR2nlPnt6ty-HcxX_J1tNrBkjmmMLdK57dj7HPyI3d-z1iB2M3AUn1tCHj1OBAhk1Du_UUlITbZDhR6Z8PTRB4PkW551MOD/s640/Photo+25-4-17%252C+8+47+03+PM+-+update.jpg" width="612" /></a><br />
<br />
Firstly, Saphir makes excellent quality shoe care products and i highly recommend the Renovateur and the Pommadier Cream for your shoes. Shoetree.sg literally sells them at cost and provides free delivery! 😍<br />
<br />
Next up, the <a href="https://shoetreeproject.com/sg/shop/shoe-trees/" rel="nofollow" target="_blank">Cedar Shoe Tree</a>. I was pleasantly surprised by the unmistakable smell of quality Cedarwood and even more impressed by the sizing and fit. The sz 39 *(please check out their size charts) fit like a glove on my Loake shoes. The spring loaded mechanism on the exterior side ensured that the shoe retains its shape - an important aspect of a quality shoe tree. Aesthetically, the brass knobs on the top of the shoe tree adds a nice touch to your shoes when it does its job of wicking the moisture whilst sitting in your cabinet.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD3DFAaa5JZ5T9b3jrIYB-oSNwpS5j-yomJUF6us8XzTwFNG0OJRPS3bvgHuZetAd7yoIZ_yz_onMh5WlpEg-rpInuwFnpsSrjWVfKZllEDpM1OkTZ1x0a8rNxG5fX0Cb9Hx_G/s1600/Photo+25-4-17%252C+8+46+51+PM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiD3DFAaa5JZ5T9b3jrIYB-oSNwpS5j-yomJUF6us8XzTwFNG0OJRPS3bvgHuZetAd7yoIZ_yz_onMh5WlpEg-rpInuwFnpsSrjWVfKZllEDpM1OkTZ1x0a8rNxG5fX0Cb9Hx_G/s640/Photo+25-4-17%252C+8+46+51+PM.jpg" width="480" /></a></div>
<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXHlh6IAcFNI24H3ugR1-LiXqmyNFohl3AhV8jXl9anwHZ_4cWMSa_6VPgtTDngSBFN4R_-d2BiiSqcIWWFVW5fzUwj_vx-GTCZV1fTXF2aD03yfIyBnIGxPgcpGfVRgAjQcUA/s1600/Photo+25-4-17%252C+8+47+12+PM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1200" data-original-width="1600" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiXHlh6IAcFNI24H3ugR1-LiXqmyNFohl3AhV8jXl9anwHZ_4cWMSa_6VPgtTDngSBFN4R_-d2BiiSqcIWWFVW5fzUwj_vx-GTCZV1fTXF2aD03yfIyBnIGxPgcpGfVRgAjQcUA/s640/Photo+25-4-17%252C+8+47+12+PM.jpg" width="640" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj615x8Lcl2ZgMgGSXvXPh2GoNS10sVlLYMEoaB1GTqzddrjsJ-IUnmMOq4PlkyQm9p4a77RMk4SInsxxgJFQ1-aZ6_PNz_loUkGFgZQAh8KAvTU6la6CSQB6KcUqt8th3UATWg/s1600/Photo+25-4-17%252C+8+47+17+PM.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" data-original-height="1600" data-original-width="1200" height="640" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj615x8Lcl2ZgMgGSXvXPh2GoNS10sVlLYMEoaB1GTqzddrjsJ-IUnmMOq4PlkyQm9p4a77RMk4SInsxxgJFQ1-aZ6_PNz_loUkGFgZQAh8KAvTU6la6CSQB6KcUqt8th3UATWg/s640/Photo+25-4-17%252C+8+47+17+PM.jpg" width="480" /></a></div>
<br />
Last by definitely not least is the Japanese Oak shoe horn. I personally like to sit on my ottoman to wear my dress shoe but this shoe horn would be a great addition for those who wear slip-ons, loafers and moccasins.<br />
<h4>
<br />Summary</h4>
<br /></div>
<div style="text-align: justify;">
It would be ideal to have a shoe tree in every <strike>nice </strike>(expensive) pair of shoes you own, but it’s not absolutely necessary as long as you rotate your shoes and shoe trees throughout the week. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
But if you’re a huge fan of all your shoes or have a vast collection of expensive footwear, then buy a shoe tree for every single pair. At the $35 price point, there is practically nothing else i can recommend. If you haven't got one, <b><span style="color: red;">i would highly recommend</span></b> you try the ones by <a href="https://shoetreeproject.com/sg/shop/shoe-trees/" rel="nofollow" target="_blank">shoetree.sg</a> - your feet, wallet and shoes will thank you for it! </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br /></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-52061714364949685722017-04-04T11:38:00.002+08:002017-04-04T14:00:10.279+08:00Borderlinx - How to Ship UK Purchases to Singapore<div style="text-align: justify;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj8nteE057jaYx25SIfEnXiFtbyJtG_yFlJPv-eDhjo8v-hnpOPDT5DWeGmwWh4pwYQrugLo_oiUbBnRglfSBsfcpVJudZrcTxdG0_r0hWOvLzyOLeOGPHhjAFFD1YOWnRxIdvWfg/s1600/block_1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Sugar Spice Everything Borderlinx" border="0" height="224" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj8nteE057jaYx25SIfEnXiFtbyJtG_yFlJPv-eDhjo8v-hnpOPDT5DWeGmwWh4pwYQrugLo_oiUbBnRglfSBsfcpVJudZrcTxdG0_r0hWOvLzyOLeOGPHhjAFFD1YOWnRxIdvWfg/s640/block_1.png" title="Sugar Spice Everything Borderlinx" width="640" /></a></div>
<br />
<br />
Shopping on the UK websites provide great value with the recent weakness of the GBP. However, there are some sites that do not accept international credit cards nor ship to destinations outside the UK.</div>
<div style="text-align: justify;">
<br />
I wanted to get a pair of Adidas NMD sneakers for my wife but there was no stock available in Singapore. I discovered that UK Footlocker still held stock of the shoe in her size. So i went about trying to find ways to buy from a UK site that did not accept Singapore credit cards, nor ship directly to Singapore.<br />
<br /></div>
<div style="text-align: justify;">
This is where i chanced upon the Borderlinx concierge service. In essence, it provides a 'personal shopper' service for a 5% fee (off the total value of goods). In addition, Borderlinx provides shipping service back to Singapore.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
So if you need to buy something from the UK in a similar fashion, you have the option to use the <a href="http://www.borderlinx.com/SG/en/" rel="nofollow" target="_blank">Borderlinx </a>Concierge service.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Lets talk about how we can proceed with the orders before i give you a summary of my personal experience.<br />
<br />
<h3>
Sign Up for a Borderlinx account</h3>
</div>
<div style="text-align: justify;">
<br />
Register an account with Borderlinx and setup your home address.<br />
<br />
<div style="text-align: justify;">
<h3>
Create a Concierge Order</h3>
</div>
<div style="text-align: justify;">
<br />
Access your account, select "Make a concierge order" and click "Place a new order".<br />
<br />
<div class="separator" style="clear: both; text-align: justify;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgP5t74XUGgSX09BK2daywdewpgFZ0PMAUu4EWvY8sBF2g98Lb_v0nbhBRccAGSmipy7GTFAwoHwat00xnoD4g_Qwzie8w4IlopQhthWULGXJuL14IwImG1vMJIc9ygztaD13suVw/s1600/conceirge.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge" border="0" height="283" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgP5t74XUGgSX09BK2daywdewpgFZ0PMAUu4EWvY8sBF2g98Lb_v0nbhBRccAGSmipy7GTFAwoHwat00xnoD4g_Qwzie8w4IlopQhthWULGXJuL14IwImG1vMJIc9ygztaD13suVw/s640/conceirge.png" title="Borderlinx Concierge" width="640" /></a></div>
<div class="separator" style="clear: both; text-align: justify;">
Fill in the details (Example Screenshot below)</div>
<div class="separator" style="clear: both; text-align: justify;">
<br /></div>
<div class="separator" style="clear: both; text-align: justify;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrNpd5ogZ-vZ_7HbgV0usffJh32CLq-jdY9TpSikx4l3HwAozgvNVmO-crGsNqrEQcqlNAqGYfJ5PJ5XUTpz-WsSc7Bu2DZzL4lEf_bGsilXS1Mk87wpRu5zAF_0HIvOcLj8R-Sw/s1600/conceirge4.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge - Add fields" border="0" height="216" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgrNpd5ogZ-vZ_7HbgV0usffJh32CLq-jdY9TpSikx4l3HwAozgvNVmO-crGsNqrEQcqlNAqGYfJ5PJ5XUTpz-WsSc7Bu2DZzL4lEf_bGsilXS1Mk87wpRu5zAF_0HIvOcLj8R-Sw/s640/conceirge4.png" title="Borderlinx Concierge - Add fields" width="640" /></a></div>
<br />
Save the item and you will be brought to the order payment page.<br />
<br />
<h3>
Make the payment</h3>
<div>
<br /></div>
<div>
Payment has to be made before the product will be purchased by Borderlinx. Typically you will use a Credit Card. Do note that you will incurr the usual cross-border and currency rate (GBP vs SGD) on your credit card. </div>
<div>
<br /></div>
<div>
In addition, there is a 'contingency' charge. This fee is 'blocked' on your credit card just in case there is a slight price difference from the input price of the product. As its name suggest, you will not be charged unless there is a difference (increase in price).</div>
<div>
</div>
</div>
</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjibYdSbiZ0OQqvznj4LlUYjOuYDjsPm1FkFhK_bNegVbyNCDfS4xrpZOJFE548APLHt07tJu3qjik9IN5fmLmmXMHis2f2qJvebH9eAQBor7IaZheieC2BKNmy5k9B9T7ulW8srg/s1600/borderlinx.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge - Order Details" border="0" height="520" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjibYdSbiZ0OQqvznj4LlUYjOuYDjsPm1FkFhK_bNegVbyNCDfS4xrpZOJFE548APLHt07tJu3qjik9IN5fmLmmXMHis2f2qJvebH9eAQBor7IaZheieC2BKNmy5k9B9T7ulW8srg/s640/borderlinx.PNG" title="Borderlinx Concierge - Order Details" width="640" /></a></div>
<div style="text-align: justify;">
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<div style="text-align: justify;">
<h3>
Payment for shipping to Singapore</h3>
</div>
<div style="text-align: justify;">
<br />
When the product is purchased by Borderlinx, you will see an update on your concierge order status that says "<b><span style="color: red;">Status:<span class="Apple-tab-span" style="white-space: pre;"> </span>Order placed and accepted by merchant</span></b>". Once this step is completed, the merchant will ship your order to the Borderlinx warehouse.<br />
<br />
When your purchases reach Borderlinx, you will then need to make a final payment, for shipping to Singapore. The cost of shipping will depend on the weight of your purchase. For my case, it is as shown below (3.78kg):<br />
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<div class="separator" style="clear: both; text-align: justify;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAKnGI78X2L1D54UqEokB6WeeTV5nzdfqBbkUhojMUwjIbWopzeC-BKhkYSSee8qJqVnea9Hb2WnmA-vHAcDZIYqIiezyIQjwxdEWc74vyIb7AnoLpLI3p23cQSuxiDQPdRprYtA/s1600/conceirge7.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge - Order Summary" border="0" height="196" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjAKnGI78X2L1D54UqEokB6WeeTV5nzdfqBbkUhojMUwjIbWopzeC-BKhkYSSee8qJqVnea9Hb2WnmA-vHAcDZIYqIiezyIQjwxdEWc74vyIb7AnoLpLI3p23cQSuxiDQPdRprYtA/s640/conceirge7.PNG" title="Borderlinx Concierge - Order Summary" width="640" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9zWIyEfQhWF5m3Lh2vbvtE63nM77_WKOVUq2RDUE6_HB_bPnEisvBudVaasmK_6KoDRUHed0NLH8Ug4CHcpkBDWaCG7y8aaqcn_xKFVImF1gcv79ZYk8ppl2b15XKwSat-P76Wg/s1600/conceirge6.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge - Weight of Shoes" border="0" height="412" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9zWIyEfQhWF5m3Lh2vbvtE63nM77_WKOVUq2RDUE6_HB_bPnEisvBudVaasmK_6KoDRUHed0NLH8Ug4CHcpkBDWaCG7y8aaqcn_xKFVImF1gcv79ZYk8ppl2b15XKwSat-P76Wg/s640/conceirge6.PNG" title="Borderlinx Concierge - Order Summary" width="640" /></a></div>
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As you can see, i was charged GBP $36.16 for a shipped weight of <b><span style="color: blue;">3.78 kg</span></b>.</div>
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Once the shipping costs are paid, Borderlinx will proceed to ship the purchase to Singapore, via DHL - to your desired home address. </div>
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You can track the shipment history in your concierge menu -> "My Account" -> "Shipment History". </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkjWiYVINNGaRSLRftJSxiDsW2H4QSg-mp2jDgwFoagqWAdFOZtSo_RkWRbkogbbR4KWEYLZbZPU0sx2ifLSrQbqXWI0pIDK7oXcDlPHtv5ja5THudxcQw01bjIxb9CCoafsJNIw/s1600/conceirge5.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Borderlinx Concierge - Shipment History" border="0" height="228" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhkjWiYVINNGaRSLRftJSxiDsW2H4QSg-mp2jDgwFoagqWAdFOZtSo_RkWRbkogbbR4KWEYLZbZPU0sx2ifLSrQbqXWI0pIDK7oXcDlPHtv5ja5THudxcQw01bjIxb9CCoafsJNIw/s640/conceirge5.PNG" title="Borderlinx Concierge - Shipment History" width="640" /></a></div>
<br />
<h3>
Summary</h3>
<div>
<br /></div>
<div>
<div style="text-align: justify;">
<span style="text-align: left;">I paid a total of GBP 139.99 + GBP 36.16 (Shipping). This translates to about S$315 at the currency rate i paid on my credit card. These shoes retail for about S$299 in Adidas Singapore, assuming you are willing to brave the long queues at the retail store and lucky enough to get one in your size.</span></div>
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<div>
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<span style="text-align: left;"><br /></span></div>
</div>
<div style="text-align: left;">
<div style="text-align: justify;">
The total time taken from entry of the concierge order to purchase of the shoes from UK Footlocker is 3 business days. Shipping via DHL by Borderlinx was fast and it took about 2-3 days before it was delivered to my doorstep in Singapore. Package was well packed and arrived in immaculate condition.</div>
</div>
<div>
<div style="text-align: justify;">
<span style="text-align: left;"><br /></span></div>
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<div>
<div style="text-align: justify;">
<span style="text-align: left;">My overall experience with Borderlinx was pleasant but i was slightly disappointed at the high costs of shipping, which translate to about GBP 4.5 per 500g. Thankfully the favorable exchange rates helped to reduce my total costs. Most importantly, my wife loved the pair of shoes! :)</span></div>
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<div>
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<span style="text-align: left;"><br /></span></div>
</div>
<div>
<div style="text-align: justify;">
<span style="color: red; text-align: left;"><b>Note: This is not a sponsored post</b></span></div>
</div>
<div>
<br /></div>
</div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-57109561213894445872016-11-28T17:06:00.004+08:002016-12-08T11:29:37.842+08:00Taobao - The Complete 4PX, NinjaVan, DPex, Prouter Guide (Updated)<div style="text-align: justify;">
I wrote a post about "<a href="http://sugaspiceeverythingnice.blogspot.sg/2014/12/taobao-complete-4px-guide.html" target="_blank">The Complete 4PX Guide</a>" when Taobao first became popular in Singapore back in 2014.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
It has since been 2 years and after several changes to the interfaces and links, i would like to give an 'update' to this guide to help you with your shopping. This update will be applicable to any of the Taobao Official Freight Forwarders - 4PX, Prouter, NinjaVan and DPex.<br />
<br />
I am assuming that you have already read the <a href="http://sugaspiceeverythingnice.blogspot.sg/2015/05/taobao-ultimate-account-setup-guide.html" target="_blank">Taobao Account Creation guide</a> and have an account ready. So i will go straight to the main highlights of using a Taobao appointed official freight forwarder.</div>
<div style="text-align: justify;">
<br />
So let's proceed.<br />
<br />
<h3>
Setup Your Singapore Address</h3>
<br />
This step is pretty important for home deliveries. 4PX has a tie-up with Singpost for POPStation deliveries. But nevertheless, it is important to input the right address to ensure your goodies will reach you!<br />
<br />
<ul>
<li>Select "账号管理" (Account Management)</li>
</ul>
<br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj37ckRt4BufQxDwUXgmjl8nY-K0mKCrwp24Lr4vIwWpx1DROM4C2kc_xBOGX0FEt4psN5y5BCuJKywp5gbyvlPOkBXaCBVV-8w6yzhDGY7EgevVYYjvdKdMHGiOocQxig1oiNwBQ/s1600/address-1.png" imageanchor="1"><img alt="Taobao Setup - Manage Account" border="0" height="104" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj37ckRt4BufQxDwUXgmjl8nY-K0mKCrwp24Lr4vIwWpx1DROM4C2kc_xBOGX0FEt4psN5y5BCuJKywp5gbyvlPOkBXaCBVV-8w6yzhDGY7EgevVYYjvdKdMHGiOocQxig1oiNwBQ/s640/address-1.png" title="Taobao Setup" width="640" /></a></div>
<ul>
<li>Select "收货地址" (Delivery Address)</li>
</ul>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRAKfS4LL-wj2fhfXYFMHdE16xmSxshrM2gtti9vYpCeb78shbleABzSuuORESGb4pRRa6jrMUORvjaHOH2FBpz5g14V5hHhFaVgtpG0rRAiTe-iR4-AE2UiVEemzPdiuf4z4xCw/s1600/address-2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao Setup - Manage Address" border="0" height="360" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgRAKfS4LL-wj2fhfXYFMHdE16xmSxshrM2gtti9vYpCeb78shbleABzSuuORESGb4pRRa6jrMUORvjaHOH2FBpz5g14V5hHhFaVgtpG0rRAiTe-iR4-AE2UiVEemzPdiuf4z4xCw/s640/address-2.png" title="Taobao Setup - Manage Address" width="640" /></a></div>
<ul>
<li>Add your home (Singapore) address.</li>
</ul>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiz3X28VavdZ6usoHNUK2BAAkMjmQMKPRgXBbA9Wq56BXMfkGokQHHra1vzRQJpScYnzTF8kLqOgb15MtPsrF3ikbh-Szv3X3a1lRe14D1BHz5fka6jdlzXOL-9PnYz-N-qhWsh1Q/s1600/address-3.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao Setup - Add Address" border="0" height="390" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiz3X28VavdZ6usoHNUK2BAAkMjmQMKPRgXBbA9Wq56BXMfkGokQHHra1vzRQJpScYnzTF8kLqOgb15MtPsrF3ikbh-Szv3X3a1lRe14D1BHz5fka6jdlzXOL-9PnYz-N-qhWsh1Q/s640/address-3.png" title="Taobao Setup - Add Address" width="640" /></a></div>
<h3>
Let's Add Something to Our Cart</h3>
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I am going to buy some caps for my son, so let's add them to our Shopping Cart.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWxdVpRHWP1cAcVIouXsNzN_9oLbfInvdOtoyNp6VCF5WQz0T3Q9ZGZ4QJ3oLoU532rma-OaEjDCNEJ6UebLBhLHdQXk0qqfZYWP1V714ZwDrhj_gsgW8-GiuEF4BlhZYnnuY-kQ/s1600/my+cart.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao - Add to Cart" border="0" height="316" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWxdVpRHWP1cAcVIouXsNzN_9oLbfInvdOtoyNp6VCF5WQz0T3Q9ZGZ4QJ3oLoU532rma-OaEjDCNEJ6UebLBhLHdQXk0qqfZYWP1V714ZwDrhj_gsgW8-GiuEF4BlhZYnnuY-kQ/s640/my+cart.png" title="Taobao - Add to Cart" width="640" /></a></div>
<h3>
Check Out</h3>
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Select the items and click the "结算" button at the bottom. You will see the following screen.</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6qKGHutMsFO5nVJJ9arPuamPW9QvBepDQ1lAXA1wFkwWUL0Exmos2A4jt1nyEcCT5O12UL2ORFY_HbO-lmfUc55_0xtevfKjFrUpbOyK5VmFoqK4KW5ejDgQqxA1bp6X_UBJhIQ/s1600/4px-1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao Global Consolidate and Shipping" border="0" height="444" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh6qKGHutMsFO5nVJJ9arPuamPW9QvBepDQ1lAXA1wFkwWUL0Exmos2A4jt1nyEcCT5O12UL2ORFY_HbO-lmfUc55_0xtevfKjFrUpbOyK5VmFoqK4KW5ejDgQqxA1bp6X_UBJhIQ/s640/4px-1.png" title="Taobao Global Consolidate" width="640" /></a></div>
<br />
As you can see, the rates are clearly displayed for each of the Taobao Official Freight Forwarders. For our example, we will use 4PX to deliver our purchases.<br />
<br />
(<i><span style="color: red;">Rates Accurate As of 23-Nov-16</span></i>)<br />
<ul>
<li>DPEX</li>
<ul>
<li>¥30 for first KG ( ¥10 per subsequent 0.5kg)</li>
</ul>
<li>4PX</li>
<ul>
<li>¥33 for first KG ( ¥10 per subsequent 0.5kg)</li>
</ul>
<li>NINJA VAN</li>
<ul>
<li>¥26 for first KG ( ¥9 per subsequent 0.5kg)</li>
</ul>
<li>PRouter</li>
<ul>
<li style="text-align: justify;">¥27 for first KG ( ¥10 per subsequent 0.5kg)</li>
</ul>
</ul>
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</div>
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Click on "<b><span style="color: red;">确认</span></b>" (Accept).<br />
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<h3>
Pay via Alipay</h3>
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Pay for your purchases via Alipay. As you can see from the screenshot, there is a <span style="color: red;"><b>credit card fee</b></span> that you will have to bear (approximately 3% of your entire order). </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg54Yy3pD2pkOjRMZKHDX1VZAUSdJAGTj-muR8alD2aockfbd1RnE3bVwaBrxFLAD9JybezA7Ugt0fDoU6lFnJoHEtiXb6SRdw-ZVlgCJE2q-OQ1FeVjat3Fdtz5L9Dt3GtxR_-Tg/s1600/%25E6%2594%25AF%25E4%25BB%2598%25E5%25AE%259D+-+%25E7%25BD%2591%25E4%25B8%258A%25E6%2594%25AF%25E4%25BB%2598+%25E5%25AE%2589%25E5%2585%25A8%25E5%25BF%25AB%25E9%2580%259F%25EF%25BC%2581+-+Google+Chrome_2016-11-28_16-44-34.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Pay via Alipay" border="0" height="486" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg54Yy3pD2pkOjRMZKHDX1VZAUSdJAGTj-muR8alD2aockfbd1RnE3bVwaBrxFLAD9JybezA7Ugt0fDoU6lFnJoHEtiXb6SRdw-ZVlgCJE2q-OQ1FeVjat3Fdtz5L9Dt3GtxR_-Tg/s640/%25E6%2594%25AF%25E4%25BB%2598%25E5%25AE%259D+-+%25E7%25BD%2591%25E4%25B8%258A%25E6%2594%25AF%25E4%25BB%2598+%25E5%25AE%2589%25E5%2585%25A8%25E5%25BF%25AB%25E9%2580%259F%25EF%25BC%2581+-+Google+Chrome_2016-11-28_16-44-34.png" title="Taobao 4PX" width="640" /></a></div>
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Once the payment is made, the seller(s) will proceed to ship the items to the 4PX (Or your designated freight forwarder) warehouse for consolidation.</div>
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<h3>
Check The Flow of Goods</h3>
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You can proceed to check the statuses of your purchase from the menu "<b>淘宝集运</b>". </div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4S2RKcBHCZY1AXLX0_-Xg_duHsf_s6qCxMzbghaRKDcA0LUC6hs2HPvFMc3MMeV1JeRLg-bPUKLZsIGM_qyvbsBv75ZdJGNTi15eiitgwEL1-5XLuKRAbgnJYdawvxdIL5CbMog/s1600/tb+ff.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Freight Forwarders" border="0" height="566" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh4S2RKcBHCZY1AXLX0_-Xg_duHsf_s6qCxMzbghaRKDcA0LUC6hs2HPvFMc3MMeV1JeRLg-bPUKLZsIGM_qyvbsBv75ZdJGNTi15eiitgwEL1-5XLuKRAbgnJYdawvxdIL5CbMog/s640/tb+ff.png" title="Taobao" width="640" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig8-oNjW3jxE1eSU3z_udjjlYGEJ08ts3ilnMDMTl8_8CRAEeue5Lh9q15ljXTZpWoFJBeU0-qcGGeJKBRl49luLf5wXh5878qRVdUsG5So28Xc9FW6QzkNqYO857gZoVnDFoEQQ/s1600/updated+purchases.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="4PX Flow of Goods" border="0" height="338" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEig8-oNjW3jxE1eSU3z_udjjlYGEJ08ts3ilnMDMTl8_8CRAEeue5Lh9q15ljXTZpWoFJBeU0-qcGGeJKBRl49luLf5wXh5878qRVdUsG5So28Xc9FW6QzkNqYO857gZoVnDFoEQQ/s640/updated+purchases.png" title="Taobao" width="640" /></a></div>
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You will be able to track your purchases, as well as view the corresponding costs of shipping it to Singapore. When all the items have arrived at the freight forwarder's warehouse, you can proceed to consolidate and pay. </div>
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<h3>
Consolidate and Pay for Shipping</h3>
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You will be notified by SMS when you packages arrive at the 4PX warehouse.</div>
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(Example:)</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih4suTVgYndzBV1_hm6cXOAtQVfQZ8uzKSxLHKIqbJDQWSD_qLiqgnzDg2CrYH3hyiJF8kRkkw5n91m2Stzgz88-mUsZOgGeABXUT06qy70IVLkt6ilJsgR_kssO2_Z3cajoLSKQ/s1600/IMG_2758.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="4PX SMS for Arrival" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih4suTVgYndzBV1_hm6cXOAtQVfQZ8uzKSxLHKIqbJDQWSD_qLiqgnzDg2CrYH3hyiJF8kRkkw5n91m2Stzgz88-mUsZOgGeABXUT06qy70IVLkt6ilJsgR_kssO2_Z3cajoLSKQ/s400/IMG_2758.PNG" title="4PX SMS" width="383" /></a></div>
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Login to Taobao to select the purchases to be grouped. (Check the "订单" checkbox on each item).</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC9rWpAyQkrhQTG5Hj9SiBw5cU5DdkS3efsD8T0Vp0ukPc_ixm7Aq6bnP6Vh9mCWQrTNnTVFDeYj3J4rcOqkE2T1H5GPOZ0dR6fSwdCvsGzlNBzM1Mr0sm5HDC-RNzVTIsjCZh9A/s1600/conso+new.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Consolidate and Pay" border="0" height="334" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiC9rWpAyQkrhQTG5Hj9SiBw5cU5DdkS3efsD8T0Vp0ukPc_ixm7Aq6bnP6Vh9mCWQrTNnTVFDeYj3J4rcOqkE2T1H5GPOZ0dR6fSwdCvsGzlNBzM1Mr0sm5HDC-RNzVTIsjCZh9A/s640/conso+new.png" title="Taobao 4PX" width="640" /></a></div>
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Click "运费结算", which means "pay for shipping".</div>
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<span style="color: red;"><b>Note: This step is where you select "Home Delivery" or "Self-Collection" (POPStation).</b></span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOj7JT_giSW6yJM-4eqWLa2nc7RgQehyC663_2y1LKv4V6XwL1xDyIc1vIVG_fGpQ7BIoPMlt1wGdc7n2bqzXqVgdYrHsygu_VXEd67FjPjLMCoRF2PUO2nIO1zm76w5ijKXb75A/s1600/checkou.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="4PX Home Deliver or Popstation" border="0" height="248" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiOj7JT_giSW6yJM-4eqWLa2nc7RgQehyC663_2y1LKv4V6XwL1xDyIc1vIVG_fGpQ7BIoPMlt1wGdc7n2bqzXqVgdYrHsygu_VXEd67FjPjLMCoRF2PUO2nIO1zm76w5ijKXb75A/s640/checkou.png" title="4PX Home Deliver or Popstation" width="640" /></a></div>
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Once you have completed this final payment step, the freight forwarder will proceed to pack and ship your items to your home in Singapore (or POPStation, if you have selected the Self-Collection method)! </div>
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<span style="text-align: justify;">Sit back, enjoy a cup of tea and wait for your package(s) to arrive! </span></div>
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<span style="text-align: justify;"><b><span style="color: red;">Update:</span></b> Very impressed with the speed of their service - Received the SMS from Singpost about delivery of the package after 3 working days. All in 4PX consolidate and pay to delivery took about 5 days (2 days over the weekend).</span></div>
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<span style="text-align: justify;">Here's a picture of what arrived - nicely packed and sealed, delivered by SingPost.</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicimmKy5B7RctmjYzWo09S3ao9rWoIAR1Oj2BY6TcUHREKUlZHkSG7mk9mFThf5aIbfDnKhbu9wbTD-P05YwQi_YwBVr-Sb9uKvN0rlyhfTtTwbBzhiKkeT5R5_p7dRReqpElROA/s1600/IMG_3007.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="4PX Home Delivery" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEicimmKy5B7RctmjYzWo09S3ao9rWoIAR1Oj2BY6TcUHREKUlZHkSG7mk9mFThf5aIbfDnKhbu9wbTD-P05YwQi_YwBVr-Sb9uKvN0rlyhfTtTwbBzhiKkeT5R5_p7dRReqpElROA/s400/IMG_3007.JPG" title="4PX Home Delivery" width="317" /></a></div>
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<span style="text-align: justify;">Happy shopping!!!</span></div>
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Ivanhttp://www.blogger.com/profile/07845557513100991438noreply@blogger.com0tag:blogger.com,1999:blog-13830252.post-69261325553683492072016-11-17T17:06:00.000+08:002016-11-30T10:27:57.770+08:00The Best Black Friday 2016 Deals, Singapore Edition<div style="text-align: justify;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjlCM_HTN5muztEEqJ302aeEB_1HtSQ5I7xkr7-a7xppgjJESx_9-o31Jp2D4BlyKxUSIRfXlPm_7HVaKFv3ZLKS7Sy3BqHX_RPzrnHHhQlj-8J_mGJugmYtKH7yjxVy79ejBilQ/s1600/bfriday_188_7ac0d40b7f3236f02ec2bf80309b7343b46ab0e6.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Black Friday 2016" border="0" height="198" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjlCM_HTN5muztEEqJ302aeEB_1HtSQ5I7xkr7-a7xppgjJESx_9-o31Jp2D4BlyKxUSIRfXlPm_7HVaKFv3ZLKS7Sy3BqHX_RPzrnHHhQlj-8J_mGJugmYtKH7yjxVy79ejBilQ/s640/bfriday_188_7ac0d40b7f3236f02ec2bf80309b7343b46ab0e6.png" title="Black Friday 2016" width="640" /></a></div>
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Black Friday (<b>25 November 16</b>) is the biggest shopping event in the United States. Akin to the <a href="http://sugaspiceeverythingnice.blogspot.sg/2016/10/shop-taobao-1111-singles-day-with-ezbuy.html" target="_blank">11.11 Singles Day</a> sales in China, people wait for this day to make their year-end purchases, usually at steep and unbeatable discounts. Although many of the steep discounts are found in-store, in the recent years, these discounts have also been extended online.</div>
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The official Black Friday Date takes place on the first Friday after Thanksgiving. Although mainly celebrated in the US, many countries that do not celebrate this holiday are also starting to take part in the shopping fun that this holiday represents. The shopping frenzy has spread to the UK and even here in Singapore.</div>
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Although the US$ is reasonably strong this year, I personally will still be looking to get my Christmas gifts as well as some tech. items that are hugely discounted.<br />
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Here are some of my favourite online stores that either ship to Singapore or accept International Credit Cards. If you decide to buy from a store that only ships within USA, fret not! Simply use an international freight forwarder like ezbuy*, <a href="http://sugaspiceeverythingnice.blogspot.sg/2014/12/comgateway-ultimate-guide-to-us-shopping.html" target="_blank">comgateway</a>, <a href="http://www.hopshopgo.com/hopshopgo/start-register.do?l=en&c=SG" rel="nofollow" target="_blank">hopshopgo</a>, VPost or borderlinx to ship your purchases back home.<br />
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* You can read more about how i <a href="http://sugaspiceeverythingnice.blogspot.com/2016/04/shipping-amazon-purchases-to-singapore.html" target="_blank">ship my US purchases from Amazon to Singapore</a> here.<br />
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Read on for some of the great deals that i will be sharing this Black Friday!</div>
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US Online Stores (Cyber Monday Inclusive)</h3>
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You can get some of the best deals from <a href="https://www.amazon.com/?&_encoding=UTF8&tag=sugspieveni0c-20&linkCode=ur2&linkId=c4798df1a6ca42efd526200f88d47fc0&camp=1789&creative=9325" rel="nofollow" target="_blank">Amazon</a>, Polo Ralph Lauren, JCrew, Tory Burch and more.</div>
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I personally got a <a href="https://www.amazon.com/gp/product/B00OAJ412U/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B00OAJ412U&linkId=1d845197aa4c48a9469b3c38baebd87e" target="_blank">Samsung 850 EVO 250GB SSD</a> during the last Black Friday, at only US$79 ! This year, i intend to build a new desktop PC and will be looking out for more SSD and computer component bargains (I have shared some below - the Kingston 240GB looks like a steal!).<br />
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<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=tf_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B01IAGSD5O&asins=B01IAGSD5O&linkId=194cd4765e68e66739fefecb30501a45&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
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<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=tf_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B01B4NUKMY&asins=B01B4NUKMY&linkId=498db37c0621a6f817f185acf306ccdb&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
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<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=tf_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B01FJ4UL2S&asins=B01FJ4UL2S&linkId=a127ef9aae7b1dd8a595a9152260baac&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
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<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B00OAJ412U&asins=B00OAJ412U&linkId=4e6f9740bd62c8eae5a20ed16d5b978d&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
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Some of the other tech. goodies that i am watching out for this year:<br />
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<a href="https://www.amazon.com/gp/product/B00NIYJF6U/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B00NIYJF6U&linkId=a33867835d5b53d16498177292321964" target="_blank">GoPro Hero4</a><br />
<a href="https://www.amazon.com/gp/product/B01IPY5P0M/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B01IPY5P0M&linkId=8bc66c5fc26b2f9bf68fae78390bbbb2" target="_blank">Samsung 28inch UHD Monitor</a><br />
<a href="https://www.amazon.com/gp/product/B01IAGSD5O/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B01IAGSD5O&linkId=e2ec7de8ded0159b78472bc0f9db5959" target="_blank">Crucial MX300 275GB SSD</a></div>
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<a href="https://www.amazon.com/gp/product/B01IAGSD5O/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B01IAGSD5O&linkId=e2ec7de8ded0159b78472bc0f9db5959" target="_blank">Kindle Fire HD8</a><br />
<a href="https://www.amazon.com/gp/product/B01M0S8YOK/ref=as_li_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B01M0S8YOK&linkId=e06aea73b8b7dd959c0feffb3bb5fc87" rel="nofollow" target="_blank">Logitech MX Master Mouse</a><br />
<a href="https://www.amazon.com/gp/product/B00NG57GWQ/ref=as_li_qf_sp_asin_il_tl?ie=UTF8&tag=sugspieveni0c-20&camp=1789&creative=9325&linkCode=as2&creativeASIN=B00NG57GWQ&linkId=28cd07cbddf88ce98d70189ca5e45ea7" rel="nofollow" target="_blank">Sony MDRXB950BT Headphones</a><br />
<a href="http://amzn.to/2fV9PMn" target="_blank">Sandisk 128GB microSD</a><br />
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<b>Super Deals!</b><br />
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PS4 Slim - US$212 (<a href="http://amzn.to/2g8tBHc">http://amzn.to/2g8tBHc</a>)<br />
Zacro PS4 Vertical Stand - US$16.99 (<a href="http://amzn.to/2fqmqLD">http://amzn.to/2fqmqLD</a>)<br />
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<b><u>Shopping Tip</u></b>: Use a cash back enabler like <a href="https://www.ebates.com/r/ACETON4?eeid=28187" rel="" target="_blank">eBates</a> when shopping in the US!</div>
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Here are some of the niche US Online Stores that i shop at (Do check back as i add-on to the list):</div>
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<a href="https://www.greats.com/" target="_blank">Greats</a>, <a href="http://www.allenedmonds.com/" target="_blank">Allen Edmonds</a>, <a href="https://www.farfetch.com/sg/" rel="nofollow" target="_blank">Farfetch</a></div>
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<b><u><span style="color: red;">US Stores (Black Friday Promo Codes)</span></u></b><br />
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Club Monaco - "<b>WINTER16</b>" [Extra 30% off sales items]<br />
Coach - "<b>THANKS2016</b>" [30% off] *<br />
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JCrew - "<b>HOLIDAY</b>" [40% off order] *</div>
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Tory Burch - "<b>THANKS</b>" [30% off order, with $250 spent] *</div>
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Michael Kors - "<b>HOLIDAY</b>" [25% off order, with $250 spent] *</div>
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Shop Bop - "<b>GOBIG16</b>" [20% off order, with $500 spent]<br />
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* You will need a freight forwarder (Concierge Service) for some of these US Stores.<br />
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Singapore Online Stores</h3>
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Popular Black Friday Stores you must keep an eye on in Singapore:</div>
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Cotton On, Lazada, Expedia, <a href="https://www.shopback.sg/asos?raf=msUYRc" target="_blank">ASOS</a>, Reebonz, Nike, Sephora, Zalora, Yoox, GILT, Under Armour</div>
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<b><u>Don't forget</u></b> your <a href="https://www.shopback.sg/?raf=msUYRc" rel="" target="_blank">free $5 cashback from Shopback</a>.</div>
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<b><u><span style="color: red;">UK Stores (Black Friday Promo Code)</span></u></b><br />
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<a href="http://www.mankind.co.uk/referrals.list?applyCode=IVAN-R24&li" target="_blank">Mankind</a> - "<b>BFMK</b>" [20% off order]<br />
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<b><span style="color: #38761d;">Happy Shopping!</span></b></div>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com0tag:blogger.com,1999:blog-13830252.post-46741009020986944412016-10-17T11:35:00.000+08:002016-10-31T10:35:45.158+08:00Shop Taobao 11.11 Singles Day with ezbuy !<div style="text-align: justify;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvLcXtX70RSlk5EiQjs65UKUqjwXL2VkGv0aZptNhxsMZQYU316ngTbLVwodSDYikCleGKawfYEucT0VJ0N2ndAhrREIbjqtQf6QqjtJYFE3Snb-ON3tYf8NttwhlTUusOJWfqbw/s1600/block_1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="singles day taobao" border="0" height="132" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjvLcXtX70RSlk5EiQjs65UKUqjwXL2VkGv0aZptNhxsMZQYU316ngTbLVwodSDYikCleGKawfYEucT0VJ0N2ndAhrREIbjqtQf6QqjtJYFE3Snb-ON3tYf8NttwhlTUusOJWfqbw/s640/block_1.png" title="sugar, spice, everything nice" width="640"></a></div>
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Are you ready for the biggest Taobao sales event of the year ?</div>
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That's right, mark your calendars! The annual, 11.11 (Affectionately known as 'Singles Day', is the single largest consumer online shopping day in China - akin to the Black Friday in the USA, with discounts up to 90%. </div>
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<a href="http://www.reuters.com/article/us-alibaba-singles-day-idUSKCN0SZ34J20151111" rel="nofollow" target="_blank">In 2015, consumers spent up to US$14.3 Billion</a> on this 24 hour (<a href="https://www.timeanddate.com/worldclock/china/beijing" rel="nofollow" target="_blank">From 00:00 to 23:59 Beijing time</a>) shopping event, which takes place on the 11th November 2016. </div>
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During the last 11.11, i made several purchases, some with really steep discounts off the listed price. For example the 120GB SSD and 32GB Micro SD card only cost approximately SG$ 75 - which was a steal!<br>
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I will be looking forward to making more purchases this year!</div>
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwBEYlpGDBq6shR0IAoTz1d3CKUZUARYTcGEGO8THeTLzBMorWfQzG8jXhJB4AvN1LyznuQg38dhLV1yD0kCETRghuH9DvfxB8_lO3AZDERwKGjewMOAWDlqIY2r0X5aIbKtCQEg/s1600/%25E4%25BA%25A4%25E6%2598%2593%25E8%25AF%25A6%25E6%2583%2585+-+Google+Chrome_2016-10-05_11-08-21.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Samsung SSD " border="0" height="262" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwBEYlpGDBq6shR0IAoTz1d3CKUZUARYTcGEGO8THeTLzBMorWfQzG8jXhJB4AvN1LyznuQg38dhLV1yD0kCETRghuH9DvfxB8_lO3AZDERwKGjewMOAWDlqIY2r0X5aIbKtCQEg/s640/%25E4%25BA%25A4%25E6%2598%2593%25E8%25AF%25A6%25E6%2583%2585+-+Google+Chrome_2016-10-05_11-08-21.png" title="11.11 Loot" width="640"></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">My 2015, 11.11 loot</td></tr>
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I used the <a href="http://sugaspiceeverythingnice.blogspot.com/2015/11/taobao-direct-shipping.html" target="_blank">Taobao Direct Freight Forwarder</a>, to ship my purchases last year. One of the main gripes i had for the 11.11 sales event was the logistic delays that hit the Taobao direct shipping companies. Due to the overwhelming demand and sales, several of my purchases were delayed up to 2+ weeks before reaching my doorstep.</div>
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As you may know, i have been using ezbuy (When they were 65Daigou) and would highly recommend trying out the 1-month trial <a href="https://ezbuy.sg/Prime_Introduction" rel="nofollow" target="_blank">ezbuy Prime</a> membership, specifically for this sales event. The unlimited shipping fee at only $2.99, regardless the size, weight or quantity would be perfect for bulky and large orders, limiting shipping costs to a fraction otherwise incurred through alternative freight forwarders. <br>
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<< Link to a <a href="http://bit.ly/sugaspice65" target="_blank">Free ezbuy $10 shopping voucher, no min. purchase</a>. >><br>
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Tips on Choosing a Freight Forwarder</h3>
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When choosing a freight forwarder, the 4 key points of <b>Pricing</b>, <b>Speed</b>, <b>Options </b>and <b>Service</b>, are most important. To help you make an informed decision on your choice and to streamline your shopping experience on the 11.11, i have designed an infographic to give a quick comparison between Taobao Direct Shipping and Ezbuy.<br>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyfw0Mwxtocm0Hx79tXvGZLoZmAch1JgSaBMYpuKcNh-FnN2g9oLqOe1emqsyMb31KPA017_oNBN2x4bA6icubA-6wZm4YM59WtqbQjQVN4gDyuk6qJ8BvE_sT539v2jJeNEqmg/s1600/block_2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Pricing" border="0" height="446" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhQyfw0Mwxtocm0Hx79tXvGZLoZmAch1JgSaBMYpuKcNh-FnN2g9oLqOe1emqsyMb31KPA017_oNBN2x4bA6icubA-6wZm4YM59WtqbQjQVN4gDyuk6qJ8BvE_sT539v2jJeNEqmg/s640/block_2.png" title="ezbuy vs taobao direct" width="640"></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVuJxip3nMo9_N1P7T-hY62HQaIC0sZNDtAXTvDSuxksf8BJPCrIInkrUhcguxqdU7CUMWLTModbqjnBdGaywxsk0JsP9tAtWlNlftrzUit3TdmQ4_dpzdMNmmHryxVxK2Bqd04g/s1600/block_3.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img alt="speed" border="0" height="384" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVuJxip3nMo9_N1P7T-hY62HQaIC0sZNDtAXTvDSuxksf8BJPCrIInkrUhcguxqdU7CUMWLTModbqjnBdGaywxsk0JsP9tAtWlNlftrzUit3TdmQ4_dpzdMNmmHryxVxK2Bqd04g/s640/block_3.png" title="ezbuy vs taobao direct" width="640"></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaqzw8IwtpiNuTjSkoF0aeQM0OsagGbUYOIcHskcTltWEyy5lfX8l2ZySJNOQqsTJ_e-V2rexzrluikto7j2EmFKN_2T8b0TzbWhdhhznTLbskuZTNbdUTElOecelpDHRPHySMHQ/s1600/block_4.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img alt="options" border="0" height="418" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiaqzw8IwtpiNuTjSkoF0aeQM0OsagGbUYOIcHskcTltWEyy5lfX8l2ZySJNOQqsTJ_e-V2rexzrluikto7j2EmFKN_2T8b0TzbWhdhhznTLbskuZTNbdUTElOecelpDHRPHySMHQ/s640/block_4.png" title="ezbuy vs taobao direct" width="640"></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglsT3guRYBo8k-aOMvgu7Ndp6Ew17bltxKM7jQHVjnT_LRjAVVa3NEpGGZxJDnb8ZH5vahcAA30zp59AgWM067dy4Mf6RJ4R5dt9qdHlqVDhzXIji51CxSQUZI40RugwnCW1JLtQ/s1600/block_5.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img alt="service" border="0" height="442" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEglsT3guRYBo8k-aOMvgu7Ndp6Ew17bltxKM7jQHVjnT_LRjAVVa3NEpGGZxJDnb8ZH5vahcAA30zp59AgWM067dy4Mf6RJ4R5dt9qdHlqVDhzXIji51CxSQUZI40RugwnCW1JLtQ/s640/block_5.png" title="ezbuy vs taobao direct" width="640"></a></div>
<br>
I personally enjoy the convenience of self-collection, the attractive shipping fee and frequent promotional discounts on offer. Most recently, i also became a satisfied user of the ezbuy Prime.<br>
<br>
<h3>
</h3>
<h3>
Why i would recommend ezbuy Prime</h3>
<br>
- Unlimited shipping fee at only $2.99.<br>
- Ideal for purchasing bulky and heavy stuff like furniture, appliances or bicycles.<br>
- Includes services such as Purchasing, Inspection, Repacking and After-sales support.<br>
<div>
- Home delivery costs $8 for bulky (>8kg) items to save the hassle.</div>
<br></div>
<div style="text-align: justify;">
Watch out for more <a href="https://ezbuy.sg/" rel="nofollow" target="_blank">ezbuy promotions</a> and enjoy your shopping on the 11th November! :)<br>
<br>
In case you missed it: <a href="http://bit.ly/sugaspice65" target="_blank">Our readers get a free $10 Shopping voucher with ezbuy</a> (no min. purchase)!<br>
<br><br></div>
<div style="text-align: justify;">
<i><span style="color: red; font-size: small;"><b>(Disclaimer: This post was sponsored by ezbuy, but opinions, recommendations and experiences are entirely my own.)</b></span></i><br>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-8922907049343082142016-09-01T17:23:00.004+08:002016-11-28T16:28:43.943+08:00Types of Mosquito repellents in Singapore and its myths (Zika)<div style="text-align: justify;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSLgAXpdIgGR9RefcpLPBWWMwkuativlR16MKLgGTIsb91N6lyoDookklsnaRU8_uzfb84faxpK0_mMxsxHL5Yg2FuUjy-_8WKunQvcKZm86mG0KcO8Unyp1tvctM63UJR0SaDTg/s1600/block_1.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="179" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhSLgAXpdIgGR9RefcpLPBWWMwkuativlR16MKLgGTIsb91N6lyoDookklsnaRU8_uzfb84faxpK0_mMxsxHL5Yg2FuUjy-_8WKunQvcKZm86mG0KcO8Unyp1tvctM63UJR0SaDTg/s640/block_1.png" width="640" /></a></div>
The first community and local transmission of <a href="https://www.moh.gov.sg/content/moh_web/home/pressRoom/Current_Issues/2016/zika-virus/faqs.html" rel="nofollow" target="_blank">Zika Virus</a> has been detected in Singapore on the 27 August. As a father to be, this is extremely worrisome news - considering the devastating effects it has on an unborn child. Given that Zika is spread by the Aedes mosquito vector, a problem that has existed in Singapore for a long time, there is a high chance that further transmissions will occur throughout the country.<br />
<br />
In this post, we will look at some of the myths regarding mosquito repellents and how you can choose one that will give you and your loved ones the best protection! Stay safe !<br />
<br />
<h3>
Types of Repellents in the Singapore Market</h3>
</div>
<div style="text-align: justify;">
<br />
<h4>
Picaridin / Icaridin </h4>
<br />
<a href="http://www.guardian.com.sg/moz-away-long-hour-protection-/p/136332" rel="nofollow" target="_blank">Moz Away</a> ( 8-9Hrs)<br />
<br />
LONG HOUR PROTECTION SPRAY provides all night long protection (Up to 9 hours protection).<br />
<br />
Active Ingredients: Picaridin 19.2% Inert Ingredients: Isopropyl Alcohol, Fragrance, Phenoxyethanol, Water 80.8%<br />
<br />
<h4>
DEET </h4>
<br />
<a href="http://www.guardian.com.sg/insect-repellent-lotion-100ml/p/117867" rel="nofollow" target="_blank">OFF! </a>( 6Hrs)<br />
<br />
Insect Repellent Lotion<br />
<br />
Active Ingredients: N.N-Diethyltoluamide 15.00% w/w 85.00% w/w<br />
<br />
<h4>
Ethyl Butylacetylaminopropionate </h4>
<br />
<a href="http://www.guardian.com.sg/insect-repellent-spray-100ml/p/114479" rel="nofollow" target="_blank">Hansaplast</a> ( 4Hrs)<br />
<br />
Insect Repellent Spray 100ML<br />
<br />
Active Ingredients: Ethyl Butylacetylaminopropionate 15.00% w/w 85.00% w/w<br />
<br />
<h4>
Natural (Citronella, Lemon Grass)</h4>
<br />
<a href="http://www.guardian.com.sg/mosquito-repellent-spray-60ml/p/138069" rel="nofollow" target="_blank">Tiger Balm</a> (Spray/Patch)<br />
<br />
Mosquito Repellent Spray<br />
<br />
Active Ingredients: Citronella Oil 9%, Camphor 3%, Menthol 1%<br />
<br />
Link & Photo Credits: <a href="http://www.guardian.com.sg/" rel="nofollow" target="_blank">Guardian Pharmacy</a>
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<div class="separator" style="clear: both; text-align: center;">
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<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><br /></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><br /></td></tr>
</tbody></table>
<h3>
How to choose your repellent (Some myths)</h3>
<br /></div>
<div style="text-align: justify;">
Myth: "Natural" is healthier</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
It is not surprising that most people associate “natural” products with better health benefits or less toxicity. There is a general perception that natural products are healthier choices. However, when it comes to mosquito repellents, there is clear evidence that these perceived “healthier” choices might not be the most effective - especially for the purpose of protecting yourself against Zika mosquitos (<a href="https://en.wikipedia.org/wiki/Aedes_aegypti" rel="nofollow" target="_blank">Aedes aegypti</a>).</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Studies have repeatedly shown that the most effective repellents are DEET and Picaridin. DEET, in particular, has been shown to be very effective. Picaridin, although relatively new, is similarly effective. Most repellents containing at least 20% of DEET or Picaridin have shown to be highly effective as a repellent for up to 7-9 hours. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Unfortunately, many studies throughout the world have shown that plant based repellents provide substantially less protection against biting mosquitoes than DEET or Picaridin. Products containing Citronella, Lavender, Peppermint and Lemon grass oils are widespread and are often promoted as “DEET-Free” alternatives. These natural repellents do provide limited protection but it requires constant re-application and are not recommended at high risk areas <a href="https://www.moh.gov.sg/content/moh_web/home/pressRoom/Current_Issues/2016/zika-virus.html" rel="nofollow" target="_blank">(e.g Aljunied Cresent or Sims Drive).</a></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br />
Myth: Stronger repellent = less mosquitoes</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
This is probably the most common mistake made when choosing a repellent. The strength of a repellent (i.e. the concentration of active ingredients) does not determine how many mosquitoes are kept at bay. It actually determines the duration of protection with which the repellent provides. In other words, a stronger concentration of DEET/Picaridin will likely mean that you are protected from biting mosquitoes over a longer period.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Myth: Chemical repellents are bad for the skin</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Both DEET and Picaridin are considered safe - even recommended by our Gynecologist. If used as directed, DEET-based repellents pose no substantial health risk. Despite being used by millions of people every year, there are few examples of reported serious adverse health impacts in the scientific literature. <a href="http://npic.orst.edu/factsheets/PicaridinGen.html" rel="nofollow" target="_blank">Picaridin</a>, a recommendation of the World Health Organization (WHO) for protection against mosquitoes that carry diseases (Zika and Dengue here in Singapore), is not known to irritate skin and eyes, does not have a pungent odor, and does not dissolve plastics. According to Bayer AG, its developer, it does not carry the same neurotoxicity concerns as DEET but has not been tested as much over the long term.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Myth: Mosquito Traps and Ultrasonic Apps (iOS/Android)</div>
<div style="text-align: justify;">
<br />
There is little or no scientific evidence that any of these gimmicks will protect you from mosquito bites. In fact, there were several tests conducted to disprove the ultrasonic repellent claims.</div>
<div style="text-align: justify;">
<br />
Here's a video (NBC Reporter Testing the Ultrasonic Mosquito Repellent App)<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<iframe allowfullscreen="" class="YOUTUBE-iframe-video" data-thumbnail-src="https://i.ytimg.com/vi/HEPR7Q_YXFE/0.jpg" frameborder="0" height="266" src="https://www.youtube.com/embed/HEPR7Q_YXFE?feature=player_embedded" width="320"></iframe></div>
<br /></div>
<div style="text-align: justify;">
<h3>
</h3>
<h3>
How to Use a Repellent*</h3>
<div>
<br /></div>
<div>
- Do not apply repellents over cuts, wounds, or irritated skin.<br />
- Use just enough repellent to cover exposed skin and clothing.<br />
- Avoid putting on too much spray/lotion.<br />
- After returning indoors, wash treated skin with soap and water.<br />
- Wash treated clothing before wearing it again.<br />
- Do not spray in enclosed areas.<br />
- To apply to face, spray on hands first and then rub on face. Avoid spraying directly onto face.<br />
- Spray onto hands, spread evenly, then proceed to apply on your child.<br />
<i style="color: red;"><br /></i>
<i style="color: red;">* Women who are pregnant or breast feeding can safely use DEET, Picaridin, lemon eucalyptus, and IR3535, according to the EPA, if they are applied properly. </i></div>
</div>
<div style="text-align: justify;">
<br />
<h3>
Known Zika Cases in Singapore (Updated: 28-Nov-16)</h3>
Remaining Clusters:<br />
<br />
Bedok Nth St 3 (Blk 542, 544, 545)<br />
Haig Rd (Blk 11)<br />
<br />
~ All other clusters have been closed or under surveillance.<br />
<br />
<iframe height="480" src="https://www.google.com/maps/d/u/0/embed?mid=13EXGD1HJoN7J8-MPT8QXqOk_mFw" width="640"></iframe>
</div>
<div style="text-align: justify;">
<br />
Credit: Ministry of Health<br />
<br />
<a href="https://www.gov.sg/microsites/zika" rel="nofollow" target="_blank">Other Zika related information</a></div>
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<br /></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com0tag:blogger.com,1999:blog-13830252.post-11688650132110474192016-08-24T17:44:00.001+08:002017-01-11T21:26:39.295+08:00Pokemon Go Singapore - Tips, Tricks and Best Locations<div style="text-align: justify;">
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGfV8luWLgAduA5KskCqDrkq2V6v-OUWsT_OcrMr8MnnIEUaBcJSWgAg92WWF9TGhykbiNCLk_dKSlrxXsam0JDKiqOtK7OWULgRYAR-EurFTZ7L5YLDefXbzHRvaDIWESgS8mBA/s1600/block_2.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="220" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgGfV8luWLgAduA5KskCqDrkq2V6v-OUWsT_OcrMr8MnnIEUaBcJSWgAg92WWF9TGhykbiNCLk_dKSlrxXsam0JDKiqOtK7OWULgRYAR-EurFTZ7L5YLDefXbzHRvaDIWESgS8mBA/s640/block_2.png" width="640" /></a></div>
<br />
Pokémon Go is undeniably the biggest smart phone game to hit Singapore. Since its launch in August, people have been hooked on this innovative and conceptually different game. Well, i say 'different' because unlike the typical computer game, it actually requires you to go outdoors to play!<br />
<br />
If you are a newbie like me, then lets get started on some of the tips, tricks and best locations that i have to share!<br />
<br />
<h3>
Radars</h3>
<br />
<a href="http://www.pokemonradargo.com/" target="_blank">PokemonRadarGo</a></div>
<div style="text-align: justify;">
<br />
Aside from the regular 'hot' locations, one way to find out where the rare spawns will occur is by using an online tool called PokemonRadarGo. There is a caveat for this tool - Since it relies heavily on user logins and submissions, there may be a chance that user submitted entries are not accurate. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
It is the ultimate tool to finding the location of the next Snorlax or Dragonite spawn!<br />
<br />
*Do not login to the website or app using your pokemon credentials.<br />
<br />
Note: Pokemon Radar Go Alternative - When you need a second opinion :)<br />
- SG Poke Map <a href="http://sgpokemap.com/" rel="nofollow" target="_blank">http://sgpokemap.com/</a><br />
- Skiplagged <a href="https://skiplagged.com/catch-that/#1.303,103.862,16" rel="nofollow" target="_blank">https://skiplagged.com/catch-that/#1.303,103.862,16</a><br />
<br />
<span style="color: red;"><b><strike>Update (10-Oct-16): Due to changes in the Pokemon Go APIs, all trackers are down! :(</strike></b></span><br />
<div>
<br /></div>
<br />
<ins class="adsbygoogle" data-ad-client="ca-pub-5195772518123698" data-ad-format="auto" data-ad-slot="2111714960" style="display: block;"></ins><script>
(adsbygoogle = window.adsbygoogle || []).push({});
</script>
<br />
<b><u>My Favourite Spots:</u></b><br />
<br />
1. Custom House<br />
<br />
Dratini / Dragonair (Hot spot)<br />
Magikarp<br />
<br />
<div style="text-align: center;">
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d997.204851296346!2d103.85252694909602!3d1.2821369999415657!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMTYnNTUuNyJOIDEwM8KwNTEnMTEuMCJF!5e0!3m2!1sen!2ssg!4v1472025912724" style="border: 0;" width="700"></iframe><br /></div>
<div style="text-align: center;">
<br /></div>
2. Vivocity (Highly recommended!)<br />
<br />
Aerodactyl<br />
Magmar<br />
Dratini<br />
Kakuna<br />
Magikarp<br />
<br />
2-3 Poke-stops within close proximity.<br />
<br />
3. Ion Orchard<br />
<br />
Clefairy<br />
Ivysaur<br />
Eevee<br />
<br />
3-4 Poke-stops within close proximity.<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d997.1961739479441!2d103.83123182920771!3d1.3042229999405508!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMTgnMTUuMiJOIDEwM8KwNDknNTQuNCJF!5e0!3m2!1sen!2ssg!4v1472026009130" style="border: 0;" width="700"></iframe><br />
<br />
4. Blk 401 Hougang Ave 10<br />
<br />
Snorlax<br />
Dratini<br />
<br />
3-4 Pokestops within close proximity<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d838.5145456281366!2d103.8965452875036!3d1.374771364612696!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x31da16398891a41b%3A0xdc527548c708ad33!2s401+Hougang+Ave+10%2C+Singapore+530401!5e0!3m2!1sen!2ssg!4v1472026295293" style="border: 0;" width="700"></iframe><br />
<br />
5. Bishan - Ang Mo Kio Park<br />
<br />
Meowth<br />
Onyx<br />
Diglett<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d3988.6900894585174!2d103.8450463665796!3d1.362605999503112!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMjEnNDUuNCJOIDEwM8KwNTAnNDcuNyJF!5e0!3m2!1sen!2ssg!4v1472026189873" style="border: 0;" width="700"></iframe><br />
<div>
<br /></div>
6. Bishan Active Park<br />
<br />
Sandshrew (Nest)<br />
Snorlax (Caught it on 24 Aug)<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizuBWJ_Fc2mTXC5Jumv0aUSZSyZee26GaDb56L0VzNEwhEdvnOqny6fO0IjnQIv617YwpCDJW6QZc-ftGc1YqxG_PtmreMbFGszGCc5A-rQXlILsIHZmz2JNWYZT_F8-YBW8Gv/s1600/IMG_0284.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Snorelax Location At Bishan" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEizuBWJ_Fc2mTXC5Jumv0aUSZSyZee26GaDb56L0VzNEwhEdvnOqny6fO0IjnQIv617YwpCDJW6QZc-ftGc1YqxG_PtmreMbFGszGCc5A-rQXlILsIHZmz2JNWYZT_F8-YBW8Gv/s400/IMG_0284.PNG" title="Snorelax At Bishan" width="225" /></a></div>
<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1994.3508724865555!2d103.84551365814097!3d1.3555489997528454!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMjEnMjAuMCJOIDEwM8KwNTAnNDcuOCJF!5e0!3m2!1sen!2ssg!4v1472026239418" style="border: 0;" width="700"></iframe><br />
<br />
7. Universal Studios / RWS<br />
<div>
<br /></div>
<div>
Meowth</div>
<div>
Pikachu</div>
<div>
Magnemite<br />
Voltorb</div>
<div>
<br /></div>
<div>
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1994.4294270728947!2d103.81993818356423!3d1.2565639998854485!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMTUnMjMuNiJOIDEwM8KwNDknMTQuNiJF!5e0!3m2!1sen!2ssg!4v1472026795302" style="border: 0;" width="700"></iframe></div>
<br />
8. Marina Bay Sands (Highly recommended!)<br />
<br />
Gyarados<br />
Hitmonchan<br />
Hitmonlee (Hotel/Rise buffet side)<br />
Graveler<br />
Seal<br />
Seadra<br />
<br />
<iframe allowfullscreen="" frameborder="0" height="350" src="https://www.google.com/maps/embed?pb=!1m18!1m12!1m3!1d1994.4095428707815!2d103.8578111835642!3d1.2823419998830907!2m3!1f0!2f0!3f0!3m2!1i1024!2i768!4f13.1!3m3!1m2!1s0x0%3A0x0!2zMcKwMTYnNTYuNCJOIDEwM8KwNTEnMzAuOSJF!5e0!3m2!1sen!2ssg!4v1472026699709" style="border: 0;" width="700"></iframe><br />
<div>
<br />
<br />
9. Esplanade<br />
<br />
Dratini<br />
<br />
<a href="https://www.google.com.sg/maps/place/1%C2%B017'20.7%22N+103%C2%B051'22.2%22E/@1.2889905,103.8556379,18.42z/data=!4m5!3m4!1s0x0:0x0!8m2!3d1.289085!4d103.856161" target="_blank">At the bay area towards the floating platform</a>.<br />
<br />
<br />
<b><span style="color: red;">
- Special Mention:</span></b><br />
<br />
Abra (Nest) -<a href="https://goo.gl/maps/TcASXG3gX5A2" target="_blank"> Pearls Hill Park at Outram</a><br />
Charmander (Nest) - <a href="https://goo.gl/maps/HjLwrNzRQ5q" target="_blank">Open field beside Marina Bay Financial Centre</a><br />
Clefairy (Nest) - <a href="https://goo.gl/maps/5S1kjQjGVs42" target="_blank">Milenia Walk, underpass towards Suntec</a><br />
Exeggcute (Nest) - Botanic Gardens<br />
Horsea (Nest) - <a href="https://goo.gl/maps/MKPaaeAZYMA2" target="_blank">East Coast Lagoon Food Village</a><br />
Omanyte, Omastar (Nest) - <a href="https://goo.gl/maps/dbiLoePrQQn" target="_blank">Bukit Batok Nature Park</a><br />
<br />
<br /></div>
<div>
As you probably already know, the rare spawns of Snorlax and Dragonite are pretty much random (I personally caught a <a href="https://www.google.com.sg/maps/place/1%C2%B023'36.1%22N+103%C2%B054'59.3%22E/@1.393369,103.9153787,18z/data=!3m1!4b1!4m5!3m4!1s0x0:0x0!8m2!3d1.393369!4d103.916473" target="_blank">Snorlax in Punggol,</a> and another one at my house). So just get out there, enjoy the walks and happy catching - who knows you might just get lucky!<br />
<br />
<h3>
Incense (30 minutes)</h3>
</div>
<h3>
<div style="font-size: medium;">
<div style="font-weight: normal;">
<br /></div>
<span style="color: blue;">Use when walking</span><span style="font-weight: normal;"> - A Pokemon will spawn every 200m</span></div>
<div style="font-size: medium;">
<div style="font-weight: normal;">
<br /></div>
<div style="font-weight: normal;">
When stationary - A Pokemon will spawn every 5 minutes</div>
<div style="font-weight: normal;">
<br /></div>
<span style="color: black;"><span style="color: red;">Tip (Incense Trick): </span><span style="font-weight: normal;">There has been various reddit users that have found an interesting incense trick. This trick helps you to catch more unique/rare pokemons. </span></span><br />
<span style="font-weight: normal;"><span style="color: red;"><br /></span>
<span style="color: black;">In order to use this trick, you will need to find a location that does not show any gyms or Pokestops in its vicinity - ideally somewhere isolated. Pop your incense and start walking around. Uncommon and Rare Pokemon will reveal themselves. </span></span><br />
<span style="font-weight: normal;"><span style="color: red;"><br /></span><span style="color: black;"><strike>At the moment, i have not tested if this trick works. Perhaps i can find time to try this trick out on one of the coming weekends.</strike></span></span><br />
<div style="font-weight: normal;">
<br />
My brother managed to test and prove that this trick actually works. (Incense was used at <a href="https://goo.gl/maps/YmqfJdMKNTw" rel="nofollow" target="_blank">Sungei Gedong</a>). Give it a try !<br />
<br />
Caught: Alakazam, Weepinbell x2, Bulbasaur, Exeggcute, Tentacool<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="http://i.imgur.com/EtjeVc1.jpg" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Pokemon Incense Trick" border="0" height="320" src="https://i.imgur.com/EtjeVc1.jpg" title="Incense Trick" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Rare Pokemon Incense Trick</td></tr>
</tbody></table>
<br /></div>
</div>
</h3>
<h3>
Lucky Egg (30 minutes)</h3>
<h3>
<div style="font-size: medium; font-weight: normal;">
</div>
</h3>
<h3>
<div style="font-size: medium;">
<div style="font-weight: normal;">
<br /></div>
<span style="color: blue;">Lucky egg grants you double XP for 30 minutes.</span><br />
<span style="color: blue;"><br /></span>
<span style="color: blue;">Use when you have at least:</span><br />
<span style="color: blue;"><br /></span>
250 Rattata candies and 10 Rattata</div>
<div style="text-align: justify;">
<div style="font-size: medium; font-weight: normal;">
<span style="font-weight: bold;">120 Pidgey candies and 10 </span><span style="font-weight: bold;">Pidgey</span></div>
<div style="font-size: medium; font-weight: normal;">
<span style="font-weight: bold;">120 Weedle candies and 10 Weedle</span></div>
<div style="font-size: medium; font-weight: normal;">
<span style="font-weight: bold;">120 Caterpie candies and 10 Caterpie</span></div>
<div style="font-size: medium;">
<span style="font-weight: normal;"><br /></span></div>
<div style="font-size: medium;">
<span style="font-weight: normal;">Evolve the </span><span style="font-weight: normal;">Pokémon </span><span style="font-weight: normal;">in this order:</span></div>
<div style="font-size: medium;">
<span style="font-weight: normal;">- Pokémon that are new (Not in Pokedex)</span></div>
<div style="font-size: medium;">
<span style="font-weight: normal;">- Pidgey, Weedle, Caterpie, Rattatas (Just to remove the 'pests')</span></div>
<div style="font-size: medium;">
<span style="font-weight: normal;"><br /></span>
<span style="font-weight: normal;"><u>Exp List</u></span></div>
<span style="font-size: medium;"><span style="font-weight: normal;">Catch a Pokémon: 100 XP*</span></span><br />
<span style="font-size: medium;"><span style="font-weight: normal;">Evolve a Pokémon: 500 XP*</span></span><br />
<span style="font-size: medium;"><span style="font-weight: normal;">Hatching a Pokémon: 200 XP</span></span><br />
<span style="font-size: medium; font-weight: normal;">Heading to a Pokéstop: 50 XP</span><br />
<span style="font-size: medium;"><span style="font-weight: normal;"><br /></span></span>
*<span style="font-size: medium; font-weight: normal;">(New Pokémon you haven't captured before will give you an added 500 XP bonus.)</span><br />
<span style="font-size: medium; font-weight: normal;"><br /></span></div>
</h3>
<h3>
Pokestop Trick</h3>
<h3>
<div>
</div>
</h3>
<h3>
<div style="font-size: medium;">
<div style="font-weight: normal;">
<div style="font-weight: normal;">
<br /></div>
<div style="font-weight: normal;">
This trick will double your experience gained from spinning Pokestops, lots of items and an egg (if you have an empty slot)</div>
<div style="font-weight: normal;">
<br /></div>
<div style="font-weight: normal;">
<span style="font-weight: normal;">Step 1</span><span style="font-weight: normal;">: Locate an area with more than 10 Pokestops within walking distance (Close enough to reach within </span><span style="font-weight: normal;">10 minutes</span><span style="font-weight: normal;">)</span></div>
<div style="font-weight: normal;">
<span style="font-weight: normal;">Step 2</span><span style="font-weight: normal;">: Spin each </span><span style="font-weight: normal;">unique </span><span style="font-weight: normal;">Pokestop and move on to the next. On the 10th unique Pokestop, you will get >6 items (Potions, Balls, etc), 100XP and an egg.</span></div>
<div style="font-weight: normal;">
<span style="font-weight: normal;"><br /></span></div>
<div style="font-weight: normal;">
<span style="color: red;">* You can catch Pokemon along the way, but make sure you complete spinning 10 unique pokestops within 10 minutes.</span></div>
</div>
</div>
<div style="font-size: medium;">
<div style="font-weight: normal;">
</div>
</div>
</h3>
<h3>
<br />Appraisals</h3>
<br />
The latest update (24 Aug) includes an exciting new appraisal feature. It allows trainers to check the IV (Internal Values) of their Pokemon - or at least a rough gauge. Trainers can now request for an appraisal of their Pokemon from their Team Leaders (Valor, Mystic and Instinct).<br />
<br />
To get an appraisal done, go to your Pokemon screen and tap on the Pokemon you would like to know more about. Tap the round button in the lower right-hand of the screen to open the menu. Instead of trading the Pokemon in for candy, tap the <b><span style="color: red;">Appraise </span></b>option.<br />
<br />
Your team leader, Candela, Blanche or Spark (Depending on your allegiance) will pop up on the screen and will ask if you want to know more about the Pokemon - he/she will then proceed to give you the appraisal.<br />
<br />
The appraisal will come in the form of a comment and varies depending on the Team (Red, Blue, Yellow). You can use the following tables below to infer and find out the IV range as well as potential base stats. Sometimes they would tell you how fat/small they are - not like we do not already know! :)<br />
<br />
<span style="color: red; font-size: large;"><b>Red (Valor)</b></span><br />
<br />
<table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: 1px solid #ccc; font-family: arial,sans,sans-serif; font-size: 13px; table-layout: fixed;"><colgroup><col width="452"></col><col width="199"></col></colgroup><tbody>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase:"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase:</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"IV Range"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">IV Range</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) simply amazes me. It can accomplish anything!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) simply amazes me. It can accomplish anything!</td><td data-sheets-value="{"1":2,"2":"82.2%-100%\n(37/45 - 45/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
82.2%-100%</div>
(37/45 - 45/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is a strong Pokemon. You should be proud!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is a strong Pokemon. You should be proud!</td><td data-sheets-value="{"1":2,"2":"66.7% - 80.0%\n(30/45 - 36/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
66.7% - 80.0%</div>
(30/45 - 36/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is a decent Pokemon"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is a decent Pokemon</td><td data-sheets-value="{"1":2,"2":"51.1% - 64.4%\n(23/45 - 29/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
51.1% - 64.4%</div>
(23/45 - 29/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) may not be great in battle, but I still like it!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) may not be great in battle, but I still like it!</td><td data-sheets-value="{"1":2,"2":"0% - 48.9%\n(0/45 - 22/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
0% - 48.9%</div>
(0/45 - 22/45)</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Pokemon Stats Analysis"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 130%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Pokemon Stats Analysis</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its Attack or HP or Defense is its strongest feature."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its Attack or HP or Defense is its strongest feature.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"If a Pokemon's other stats are equal to its best stat, and then followed by..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">If a Pokemon's other stats are equal to its best stat, and then followed by...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"I'm just as impressed with its Attack or HP or Defense."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">I'm just as impressed with its Attack or HP or Defense.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Reason"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Reason</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"I'm blown away by its stats. WOW!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">I'm blown away by its stats. WOW!</td><td data-sheets-value="{"1":2,"2":"Pokemon has perfect IVs in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has perfect IVs in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"It's got excellent stats! How exciting!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">It's got excellent stats! How exciting!</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 13 or 14 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 13 or 14 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats indicate that in battle, it'll get the job done."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats indicate that in battle, it'll get the job done.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 8 to 12 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 8 to 12 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats don't point to greatness in battle."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats don't point to greatness in battle.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 0 to 7 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 0 to 7 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"if it's large or small..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">if it's large or small...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Size"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Size</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is gigantic\u2014the largest I've ever seen!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is gigantic—the largest I've ever seen!</td><td data-sheets-value="{"1":2,"2":"XL"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XL</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is rather sizable, that's for sure!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is rather sizable, that's for sure!</td><td data-sheets-value="{"1":2,"2":"Large"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Large</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Aww, what a small (Pokemon Name)! It's rather cute, I'd say."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Aww, what a small (Pokemon Name)! It's rather cute, I'd say.</td><td data-sheets-value="{"1":2,"2":"Small"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Small</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is so tiny, I almost didn't notice it!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is so tiny, I almost didn't notice it!</td><td data-sheets-value="{"1":2,"2":"XS"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XS</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Candela leaves you with..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Candela leaves you with...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Hope I was able to help. Take care!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Hope I was able to help. Take care!</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"><br /></td></tr>
</tbody></table>
<span style="color: yellow; font-size: large;"><b><br /></b></span>
<span style="color: #f1c232; font-size: large;"><b>Yellow (Instinct)</b></span><br />
<br />
<table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: 1px solid #ccc; font-family: arial,sans,sans-serif; font-size: 13px; table-layout: fixed;"><colgroup><col width="452"></col><col width="199"></col></colgroup><tbody>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall Pokemon Analysis"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 130%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall Pokemon Analysis</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase:"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase:</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"IV Range"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">IV Range</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) looks like it can really battle with the best of them!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) looks like it can really battle with the best of them!</td><td data-sheets-value="{"1":2,"2":"82.2%-100%\n(37/45 - 45/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><b>82.2%-100%</b><br />
(37/45 - 45/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is really strong!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is really strong!</td><td data-sheets-value="{"1":2,"2":"66.7% - 80.0%\n(30/45 - 36/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><b>66.7% - 80.0%</b><br />
(30/45 - 36/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is pretty decent!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is pretty decent!</td><td data-sheets-value="{"1":2,"2":"51.1% - 64.4%\n(23/45 - 29/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><b>51.1% - 64.4%</b><br />
(23/45 - 29/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) has room for improvement as far as battling goes."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) has room for improvement as far as battling goes.</td><td data-sheets-value="{"1":2,"2":"0% - 48.9%\n(0/45 - 22/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><b>0% - 48.9%</b><br />
(0/45 - 22/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Pokemon Stats Analysis"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 130%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Pokemon Stats Analysis</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its best quality is its Attack or HP or Defense."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its best quality is its Attack or HP or Defense.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"If a Pokemon's other stats are equal to its best stat, and then followed by..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">If a Pokemon's other stats are equal to its best stat, and then followed by...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its Attack or HP or Defense is great, too!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its Attack or HP or Defense is great, too!</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Reason"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Reason</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats are the best I've ever seen! No doubt about it!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats are the best I've ever seen! No doubt about it!</td><td data-sheets-value="{"1":2,"2":"Pokemon has perfect IVs in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has perfect IVs in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats are really strong! Impressive."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats are really strong! Impressive.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 13 or 14 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 13 or 14 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"It's definitely got some good stats. Definitely!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">It's definitely got some good stats. Definitely!</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 8 to 12 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 8 to 12 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats are all right, but kinda basic, as far as I can see."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats are all right, but kinda basic, as far as I can see.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 0 to 7 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 0 to 7 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"if it's large or small..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">if it's large or small...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Size"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Size</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is just HUGE!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is just HUGE!</td><td data-sheets-value="{"1":2,"2":"XL"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XL</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is a BIG one!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is a BIG one!</td><td data-sheets-value="{"1":2,"2":"Large"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Large</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is a little small for its kind, don't you think?"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is a little small for its kind, don't you think?</td><td data-sheets-value="{"1":2,"2":"Small"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Small</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Wh-whoa. That's the tiniest (Pokemon Name) I've ever seen!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Wh-whoa. That's the tiniest (Pokemon Name) I've ever seen!</td><td data-sheets-value="{"1":2,"2":"XS"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XS</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Spark leaves you with..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Spark leaves you with...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"That's what I think! See ya!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">That's what I think! See ya!</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
</tbody></table>
<b><span style="color: blue; font-size: large;"><br /></span></b></div>
<div style="text-align: justify;">
<b><span style="color: blue; font-size: large;">Blue (Mystic)</span></b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<table border="1" cellpadding="0" cellspacing="0" dir="ltr" style="border-collapse: collapse; border: 1px solid #ccc; font-family: arial,sans,sans-serif; font-size: 13px; table-layout: fixed;"><colgroup><col width="452"></col><col width="199"></col></colgroup><tbody>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall Pokemon Analysis"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 130%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall Pokemon Analysis</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase:"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase:</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"IV Range"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">IV Range</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is a wonder! What a breathtaking Pokemon!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is a wonder! What a breathtaking Pokemon!</td><td data-sheets-value="{"1":2,"2":"82.2%-100%\n(37/45 - 45/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
82.2%-100%</div>
(37/45 - 45/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) has certainly caught my attention."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) has certainly caught my attention.</td><td data-sheets-value="{"1":2,"2":"66.7% - 80.0%\n(30/45 - 36/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
66.7% - 80.0%</div>
(30/45 - 36/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is above average."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is above average.</td><td data-sheets-value="{"1":2,"2":"51.1% - 64.4%\n(23/45 - 29/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
51.1% - 64.4%</div>
(23/45 - 29/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Overall, your (Pokemon Name) is not likely to make much headway in battle."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Overall, your (Pokemon Name) is not likely to make much headway in battle.</td><td data-sheets-value="{"1":2,"2":"0% - 48.9%\n(0/45 - 22/45)"}" style="background-color: #f8f8f8; color: #585858; font-family: 'helvetica neue'; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;"><div style="font-weight: bold;">
0% - 48.9%</div>
(0/45 - 22/45)</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Pokemon Stats Analysis"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 130%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Pokemon Stats Analysis</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"I see that its best attribute is its Attack or HP or Defense."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">I see that its best attribute is its Attack or HP or Defense.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"If a Pokemon's other stats are equal to its best stat, and then followed by..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">If a Pokemon's other stats are equal to its best stat, and then followed by...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"It is matched equally by its Attack or HP or Defense."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">It is matched equally by its Attack or HP or Defense.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Reason"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Reason</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats exceed my calculations. It's incredible!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats exceed my calculations. It's incredible!</td><td data-sheets-value="{"1":2,"2":"Pokemon has perfect IVs in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has perfect IVs in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"I am certainly impressed by its stats, I must say."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">I am certainly impressed by its stats, I must say.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 13 or 14 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 13 or 14 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats are noticeably trending to the positive."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats are noticeably trending to the positive.</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 8 to 12 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 8 to 12 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Its stats are not out of the norm, in my opinion"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Its stats are not out of the norm, in my opinion</td><td data-sheets-value="{"1":2,"2":"Pokemon has IVs of 0 to 7 in at least one base stat."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Pokemon has IVs of 0 to 7 in at least one base stat.</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"if it's large or small..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">if it's large or small...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Phrase"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Phrase</td><td data-sheets-userformat="{"2":8388608,"26":600}" data-sheets-value="{"1":2,"2":"Size"}" style="background-color: #f2f2f2; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-weight: bold; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Size</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"The size of your (Pokemon Name) is... colossal. This is indeed exceptional. Fascinating!"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">The size of your (Pokemon Name) is... colossal. This is indeed exceptional. Fascinating!</td><td data-sheets-value="{"1":2,"2":"XL"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XL</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is above average in size."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is above average in size.</td><td data-sheets-value="{"1":2,"2":"Large"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Large</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is below average in size."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is below average in size.</td><td data-sheets-value="{"1":2,"2":"Small"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">Small</td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Your (Pokemon Name) is tinier than any we have on record. Astounding."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Your (Pokemon Name) is tinier than any we have on record. Astounding.</td><td data-sheets-value="{"1":2,"2":"XS"}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; text-align: center; vertical-align: bottom; word-wrap: break-word;">XS</td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"Blanche leaves you with..."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; font-style: italic; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">Blanche leaves you with...</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
<tr style="height: 21px;"><td data-sheets-value="{"1":2,"2":"This ends my analysis. Farewell."}" style="background-color: #f8f8f8; color: #585858; font-family: "Helvetica Neue"; font-size: 110%; padding: 2px 3px; vertical-align: bottom; word-wrap: break-word;">This ends my analysis. Farewell.</td><td style="padding: 2px 3px 2px 3px; vertical-align: bottom;"></td></tr>
</tbody></table>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Credit: (<a href="https://pokemongo.gamepress.gg/" target="_blank">Pokemongo Gamepress</a>)</div>
<div style="text-align: justify;">
<br />
The <b>PERFECT </b>(95-100% IV) Pokemon is found when you have the following combination:<br />
<br />
Example: <span style="color: blue;"><b>Blue (Mystic)</b></span><br />
<br />
1. Overall, your (Pokemon Name) is a wonder! What a breathtaking Pokemon!<br />
2. I see that its best attribute is its Attack.<br />
3. It is matched equally by its HP<br />
4. It is matched equally by its Defense.<br />
5. Its stats exceed my calculations. It's incredible!</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br />
<h3>
Pokemon Buddy</h3>
<br />
The latest updates on 13-Sept, allows you to walk your Pokemon! More reasons to hit the road with your favourite Pokemon. According to a patch release by Niantic, your Pokemon buddy grants you helpful bonuses like candies.<br />
<br />
Here's a few screenshots of the new Pokemon Buddy feature.<br />
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0SHGgYAFLj7MeSS3E2MrWVYZYfhrR-AP4BWrHqCMM2ThnsBMev-2LeU-znb_KTUf3FEmty38jkEBGVx9jvVJV7CL5a2hi0Zj59ujzo9xm-5JutWolhyphenhyphenacPHP4AlKZZ1WotrIZQA/s1600/IMG_0445.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Add a Pokemon Buddy" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi0SHGgYAFLj7MeSS3E2MrWVYZYfhrR-AP4BWrHqCMM2ThnsBMev-2LeU-znb_KTUf3FEmty38jkEBGVx9jvVJV7CL5a2hi0Zj59ujzo9xm-5JutWolhyphenhyphenacPHP4AlKZZ1WotrIZQA/s320/IMG_0445.JPG" title="Add a Pokemon Buddy" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Adding a Pokemon Buddy</td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmyUpfCYB9JJRTDlfOA7Vso6h8bxJ_c2VUbCxFbdqaiaXML2joExBGQyUo5Drj8nfjZu757T1P2yS1iPoVtRCp-lxySh9QBsvcBPOSYJowz0Rv1XOZUMcgh-qumQtLTmMf7ByMWw/s1600/IMG_0441.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjmyUpfCYB9JJRTDlfOA7Vso6h8bxJ_c2VUbCxFbdqaiaXML2joExBGQyUo5Drj8nfjZu757T1P2yS1iPoVtRCp-lxySh9QBsvcBPOSYJowz0Rv1XOZUMcgh-qumQtLTmMf7ByMWw/s320/IMG_0441.JPG" width="180" /></a></div>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA3W5Nx27F06thSx__0JhoJ9Oc9k1pwP3hbExOBlZZDUSDtKHGWnw2DJgA08u4GzVc5wb5SvH_dhPwNiwmK5MxN0MavqZzdQPzLh4mtkREfBKXembSXKOb6LQtB_EPK1mMgm3ulw/s1600/IMG_0442.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Swap out a Buddy" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiA3W5Nx27F06thSx__0JhoJ9Oc9k1pwP3hbExOBlZZDUSDtKHGWnw2DJgA08u4GzVc5wb5SvH_dhPwNiwmK5MxN0MavqZzdQPzLh4mtkREfBKXembSXKOb6LQtB_EPK1mMgm3ulw/s320/IMG_0442.JPG" title="Pokemon Buddy" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Swapping out my Dratini</td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZoByVJMuWkW_ypJ2wOAV4e0h8FEkMWNBc_9mm5VwUk-mYB0vNYaKz6vWo_e_eUrDXI8BPWleTpsKcuQRdujL4qB5-Hzb0dRYB1yQO-_i2vOjxV3Hl5BSTsOQaDx54gj0y-auEkQ/s1600/IMG_0443.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Walking your buddy" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjZoByVJMuWkW_ypJ2wOAV4e0h8FEkMWNBc_9mm5VwUk-mYB0vNYaKz6vWo_e_eUrDXI8BPWleTpsKcuQRdujL4qB5-Hzb0dRYB1yQO-_i2vOjxV3Hl5BSTsOQaDx54gj0y-auEkQ/s320/IMG_0443.JPG" title="Pokemon Buddy" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Walking around (check out the dratini)</td></tr>
</tbody></table>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtGzeLPb5xXE-_0cnZ049OOTrBBPGZU-jz5kQzzKd4h1ayJMqtTx_5e82b0jEriOZ5EdSLeFN2T_hMxMokc87lpEXKHpVRM3zlVhM2TImq6VDzRvrM-lozEisMtt09cP1ii_v8HQ/s1600/IMG_0444.JPG" imageanchor="1" style="margin-left: auto; margin-right: auto;"><img alt="Getting Candies from walking your buddy" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgtGzeLPb5xXE-_0cnZ049OOTrBBPGZU-jz5kQzzKd4h1ayJMqtTx_5e82b0jEriOZ5EdSLeFN2T_hMxMokc87lpEXKHpVRM3zlVhM2TImq6VDzRvrM-lozEisMtt09cP1ii_v8HQ/s320/IMG_0444.JPG" title="Pokemon Buddy" width="180" /></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;">Walking your buddy for candies</td></tr>
</tbody></table>
<h3>
</h3>
<h3>
New Minor Updates - Happy Halloween (23-Oct-16)</h3>
<br />
The latest updates on 23-Oct, promises more Ghastly, Haunter, Gengar, Zubat (Too many!), Golbat, Drowzee and Hypno encounters. You will earn double the amount of Candy every time you catch, hatch or transfer a Pokémon. Your Buddy Pokémon will also earn Candy four times faster than normal.<br />
<br />
There are also some minor updates to the visuals of 2km (green), 5km (yellow) and 10km (purple) eggs. Element icons have also been added to the Pokemon information page.<br />
<br />
Can't say i am too excited about this update...<br />
<br />
<h3>
Yet Another Minor Update - 1.15.0 (03-Nov-16)</h3>
<div>
<br /></div>
<div>
Hey Pokemon Trainers ! This update features a daily reward for Pokemon trainers.</div>
<div>
<br /></div>
<div>
<b>500XP</b></div>
<div>
<b>600 Stardust</b></div>
<div>
<br /></div>
<div>
If you catch a Pokemon for seven days straight, you will earn a bigger bonus of:</div>
<div>
<br /></div>
<div>
<b>2000XP</b></div>
<div>
<b>2,400 Stardust</b></div>
<div>
<br /></div>
<div>
You also get additional bonuses on your first Pokestop spin. On top of this, there is a built-in pause to prevent your gym from being stolen (after you defeat it).</div>
<br />
<h3>
Update - Ditto! 1.17.0 (20-Nov-16)</h3>
<br />
Hey Pokemon Trainers ! Have you caught your Ditto ?<br />
<br />
This Ditto did not show up on my map like how a typical Pokemon does. In fact, it was actually a <b><span style="color: red;">Pidgey ! (Sneaky) </span></b><br />
<br />
It took 10 Great Balls before it got caught. After catching it, the screen shows 'Oh?'<br />
<br />
Then this appears !!!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhacK06rxWbDH6cx_V8uOKCP9dPczQ1xU3sRuBySvLz_A5mlz75dNDe8xY8UE-h_I5TLmhfUiJIs0RZK4bMN8HEh0fRfFSNpeBZOsUI5cPw6R36lbY6fsj9gfyKZfMqzXtzjc5IxQ/s1600/IMG_2457.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img alt="Ditto Pokemon Go" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhacK06rxWbDH6cx_V8uOKCP9dPczQ1xU3sRuBySvLz_A5mlz75dNDe8xY8UE-h_I5TLmhfUiJIs0RZK4bMN8HEh0fRfFSNpeBZOsUI5cPw6R36lbY6fsj9gfyKZfMqzXtzjc5IxQ/s400/IMG_2457.JPG" title="Ditto Pokemon Go" width="225" /></a></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi64DSWRCSPbJUnCvHGZEAYWNncdLrkLeZmoc23ghtuRxW_5iADrR4iFJ5FxP3lvlHAsnxa_GOBSPyHQtdrev1HIs-SGa6kSNzE7LdlYjFFzQNaLk4fzT887fLrMRBEq9bR6_zgHQ/s1600/IMG_2458.JPG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Ditto Pokemon Go" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi64DSWRCSPbJUnCvHGZEAYWNncdLrkLeZmoc23ghtuRxW_5iADrR4iFJ5FxP3lvlHAsnxa_GOBSPyHQtdrev1HIs-SGa6kSNzE7LdlYjFFzQNaLk4fzT887fLrMRBEq9bR6_zgHQ/s400/IMG_2458.JPG" title="Ditto" width="225" /></a></div>
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<span style="text-align: justify;"><br /></span></div>
<div class="separator" style="clear: both; text-align: left;">
<span style="text-align: justify;">CUTE !!! :) Time to catch those annoying Pidgey & Rattata!!!</span></div>
<br />
<h3>
Update - 100s of New Pokemon! <span style="color: red;"><i>Coming Soon</i></span></h3>
<br />
Stay tuned for the December update by Niantic - Sources have confirmed that 100s of new Gen2 (Silver/Gold) Pokemons will be released in this update!<br />
<br />
Niantic will release more information on their social media channels on December 12th for details about the first addition of more Pokemon to PoGo! :)<br />
<br />
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<div class="separator" style="clear: both; text-align: center;">
</div>
Have fun and go Catch Em All!<br />
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com0tag:blogger.com,1999:blog-13830252.post-29125798837322514892016-08-23T17:54:00.001+08:002016-08-30T21:18:21.586+08:00Cheapest Funeral Services in Singapore<div style="text-align: justify;">
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik7gVIaA3idg-zD5Rhu3Kq_a7WjjwI1c9koOoUG9IYmaHy4TFpFgbilX6t2Tx9yZ2MswyOnnT-KafqJBOTZqLFvO2XukniNkmSIGz6OsTr4mRN5JiYlaCBcNromVkvgrvsns0bQA/s1600/Most-Beautiful-Dove-Wallpaper.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="dove" border="0" height="297" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEik7gVIaA3idg-zD5Rhu3Kq_a7WjjwI1c9koOoUG9IYmaHy4TFpFgbilX6t2Tx9yZ2MswyOnnT-KafqJBOTZqLFvO2XukniNkmSIGz6OsTr4mRN5JiYlaCBcNromVkvgrvsns0bQA/s640/Most-Beautiful-Dove-Wallpaper.jpg" title="dove" width="640" /></a></div>
<br /></div>
<div style="text-align: justify;">
Death may be a taboo word, but lets face it, everyone born into this world would eventually leave it one day. Not everyone of us are prepared to deal with the loss of a loved one, much less know what to do in the event of their passing. So please do read on, to find out how you can make it hassle and fuss free.<br />
<br /></div>
<h3 style="text-align: justify;">
Immediately after passing:</h3>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<b><span style="color: blue;">Step 1</span></b></div>
<div style="text-align: justify;">
</div>
<ul>
<li>If the death occurs in a hospital:</li>
</ul>
<br />
<div style="text-align: justify;">
Obtain the Certification for Cause of Death.</div>
<div style="text-align: justify;">
</div>
<ul>
<li>If the death occurs at home:</li>
</ul>
<br />
<div style="text-align: justify;">
Call family doctor / police where applicable.</div>
<div style="text-align: justify;">
Obtain the Certification for Cause of Death</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<b><span style="color: blue;">Step 2</span></b></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Engage a funeral director. (See Funeral Services below)</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="color: blue;"><b>Step 3</b></span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Register the death at: </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
- Any Police Post (NPP)</div>
<div style="text-align: justify;">
- The Registry of Births & Deaths (ICA Building)</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Things to bring:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Certificate of Cause of Death (From Step 1)</div>
<div style="text-align: justify;">
Identification papers of deceased and informant. eg. NRIC / Passport / Certificate of Registration of Birth / FIN card</div>
<div style="text-align: justify;">
<br />
<h3 style="text-align: justify;">
Obituary:</h3>
<br />
Most funeral services will assist to settle the obituary portion of the deceased. But in the event that they don't, then here is the online link.<br />
<a href="https://www.blogger.com/goog_1992663952"><br /></a>
<a href="http://www.sphobit.com.sg/" rel="nofollow" target="_blank">SPH Obituary Services</a><br />
<br /></div>
<h3 style="text-align: justify;">
Funeral Services:</h3>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Many of us do not consider the costs of a funeral service and would gladly leave it to the hands of the funeral director / undertaker, only to realise later that they have been grossly over-charged for things like peanuts, fridge rental and porta-loos. </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Here are some very reasonably priced recommendations (*Christian funeral services were used for our examples, but the costs should be more or less the same across other religious beliefs).</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
$3,300-3,700 (3 Days Funeral - With add-on for specific dialects)</div>
<div style="text-align: justify;">
http://www.income.com.sg/value-added-services/referral-services/funeral-services</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
$4,000 (3 Days Funeral)</div>
<div style="text-align: justify;">
http://sgbs.com.sg/christian-funeral-package/</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
$4,100 (3 Days Funeral)</div>
<div style="text-align: justify;">
http://simplicitycasket.com.sg/christian-r-catholic-free-thinker/</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
$5,300 (3 Days Funeral)</div>
<div style="text-align: justify;">
http://www.casketfairprice.com/</div>
<div style="text-align: justify;">
<br /></div>
<br />
<ins class="adsbygoogle" data-ad-client="ca-pub-5195772518123698" data-ad-format="auto" data-ad-slot="2111714960" style="display: block;"></ins><script>
(adsbygoogle = window.adsbygoogle || []).push({});
</script>
<br />
<div style="text-align: justify;">
There are many other reputable casket/funeral services available in Singapore, but i have selected those that have clearly listed their charges online.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
It is also worthwhile to note that most of the funeral parlors provide similar products and services. Yet, the prices of their packages can vary by at least a few thousands of dollars. So do choose wisely and according to the needs of your family (or the deceased, if a will was drawn).</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Indeed, the most important point in life, is to treasure our loved ones when they are still alive! </div>
<div style="text-align: justify;">
<br /></div>
<a href="http://www.nea.gov.sg/public-health/care-for-the-dead/other-death-related-matters/association-of-funeral-directors-(singapore)" rel="nofollow" target="_blank">List of Associations of Funeral Directors</a><br />
<br />Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-15285282906836177592016-07-27T09:58:00.003+08:002016-08-05T10:37:12.089+08:00POSB 1.55% Fresh Funds Promotion<div style="text-align: justify;">
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgf8Gv68_PTCM0Te_sSSQErifLGv9D2KzvQb3MZgqDWxeAPXAKs0qweQ-_wlhSSoJARXKW3l2fN2PTlSfWaElINRMOmqYywN_I0sXSTeuRJ813K8t8x7EpzYYl9qlHftmDX_3REBA/s1600/Get+1.55%2525+p.a.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="1.55% Fresh Fund Promotion" border="0" height="388" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgf8Gv68_PTCM0Te_sSSQErifLGv9D2KzvQb3MZgqDWxeAPXAKs0qweQ-_wlhSSoJARXKW3l2fN2PTlSfWaElINRMOmqYywN_I0sXSTeuRJ813K8t8x7EpzYYl9qlHftmDX_3REBA/s640/Get+1.55%2525+p.a.png" title="1.55% POSB" width="640" /></a></div>
<br />
<span style="color: red;"><< <b>Update (5-Aug): The POSB 1.55% promotion is over !</b> >></span><br />
<br />
POSB is currently running a 1.55% for 6 months 'fresh funds' promotion. The interest rates of 1.55% is comparable with the best interests rates savings account in the market. The only drawback is that the funds will be ear-marked for 6 months, rendering it unusable for the period. If you have existing spare cash and would like to earn some returns, this promotion would be ideal for you!</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Here are some of the important facts:</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Promotion Period: 25 July 2016 to 4 August 2016</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Fresh Funds Amount: <b>Capped </b>at S$50,000, with no minimum amount required.<br />
<br />
Singapore Deposit Insurance Corporation insures this account for up to S$50,000.</div>
<div style="text-align: justify;">
<br /></div>
<h3 style="text-align: justify;">
Step 1<span class="Apple-tab-span" style="white-space: pre;"> </span></h3>
<div style="text-align: justify;">
<br />
Open a POSB Fresh Funds Account online by 4 August 2016.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
If you have iBanking: Apply via iBanking<br />
-> Apply -> Deposit Accounts -> 'POSB Fresh Funds Account"</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
If you do not have iBanking: Apply via ATM</div>
<div style="text-align: justify;">
<br />
- You will have a 'Fresh Funds' Bank Account Number which you can now deposit your S$50K.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoIEVcRrEn6UV2CWA17XRnPR947CUc6MQoGN1s9un8BfjwTnL6MSke8W8xSxzuKAyIzPhwHMpy6GXnPP4mGVVOy9hlS_Y4ByC4pM2BbLc9N1M6cwDYxOV3PJUcpqfxApG6KrmctQ/s1600/Capture.PNG" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="POSB Fresh Funds Account" border="0" height="489" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhoIEVcRrEn6UV2CWA17XRnPR947CUc6MQoGN1s9un8BfjwTnL6MSke8W8xSxzuKAyIzPhwHMpy6GXnPP4mGVVOy9hlS_Y4ByC4pM2BbLc9N1M6cwDYxOV3PJUcpqfxApG6KrmctQ/s640/Capture.PNG" title="Apply for Fresh Funds Account" width="640" /></a></div>
<br /></div>
<h3 style="text-align: justify;">
Step 2<span class="Apple-tab-span" style="white-space: pre;"> </span></h3>
<div style="text-align: justify;">
<br />
Deposit fresh funds* into your POSB Fresh Funds Account by <span style="color: red;">4 August 2016</span>, 3.30pm.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
During the POSB Fresh Funds Account opening process, you will be prompted to select an existing POSB/DBS Current or Savings Account to be used for signature reference. This same account will be used for the crediting of the Cash Gift Interest.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
*Fresh funds refers to funds deposited through <b>cheque(s)</b>, <b>cashier's order(s)</b>,<b> demand draft(s)</b>, <b>cash deposits, FAST credit, telegraphic transfer, share payment, IBG funds transfer and MEPS receipt</b>.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7noHE1r9UrMowxo9N9-t_G4RuYuMwdpfzVsfaol1ykCqhYSuWeVDmI8ow12DqCcgCgHj62_2Mlk20jew3QBJAnDwjJcdzUcg3o6JJvkDpgmNUTyL1R_Pev0rSradU1OtGmN3O2g/s1600/DBS+iBanking+-+Google+Chrome_2016-08-01_14-20-54.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="POSB Fresh Funds Account" border="0" height="347" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg7noHE1r9UrMowxo9N9-t_G4RuYuMwdpfzVsfaol1ykCqhYSuWeVDmI8ow12DqCcgCgHj62_2Mlk20jew3QBJAnDwjJcdzUcg3o6JJvkDpgmNUTyL1R_Pev0rSradU1OtGmN3O2g/s640/DBS+iBanking+-+Google+Chrome_2016-08-01_14-20-54.png" title="POSB Fresh Funds Account Number" width="640" /></a></div>
<br />
<br />
<span style="color: red;">Note: You cannot use cash from existing POSB/DBS accounts. </span></div>
<div style="text-align: justify;">
<br /></div>
<h3 style="text-align: justify;">
Step 3<span class="Apple-tab-span" style="white-space: pre;"> </span></h3>
<div style="text-align: justify;">
<br />
Maintain the fresh funds deposited in the account for 6 months until <span style="color: red;">4 February 2017</span>.<br />
<br /></div>
<h3 style="text-align: justify;">
</h3>
<h3 style="text-align: justify;">
Step 4<span class="Apple-tab-span" style="white-space: pre;"> </span></h3>
<div style="text-align: justify;">
<br />
The Cash Gift Interest will be credited into your reference account by 15 March 2017. Your POSB Fresh Funds Account will thereafter be auto-closed and the funds will be credited into your reference account.</div>
<div style="text-align: justify;">
<br />
<h4>
Illustration of interest earned (S$10k and S$50k):</h4>
<br />
SGD $10,000 x 1.55% p.a. x 184/365 days = SGD$78.14<br />
<br />
SGD $50,000 x 1.55% p.a. x 184/365 days = SGD$390.68<br />
<div>
<br /></div>
</div>
<div style="text-align: justify;">
It is worthwhile to note that successful customers will receive a confirmation SMS within 5 working days from the point of account opening. So do take note of this SMS and check with POSB if you have done the application steps listed above but did not get a confirmation. It took 1 working day for my fresh fund account to be created. I got my SMS notification on the 2nd working day.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH2IW0FAV9CSLGg-f3vAFBgoQ_qIDJXyK6fabHRrheDK6OjfVERcU27HYc3pHLXdUIKtXWXYxM2KALv_8jyXLdcFxfmNOfyPbmOOgYuNwPTPujRmREjr1EHfkUOaxB5g9sVHhFtA/s1600/IMG_0030.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Fresh Fund SMS Notification" border="0" height="183" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgH2IW0FAV9CSLGg-f3vAFBgoQ_qIDJXyK6fabHRrheDK6OjfVERcU27HYc3pHLXdUIKtXWXYxM2KALv_8jyXLdcFxfmNOfyPbmOOgYuNwPTPujRmREjr1EHfkUOaxB5g9sVHhFtA/s400/IMG_0030.jpg" title="POSB SMS" width="400" /></a></div>
<br />
<br />
<b><u><span style="color: blue;">Important side note:</span></u></b><br />
<span style="color: blue;">Auto-closure of the account will only happen on 15-Mar. To prevent idle funds from sitting in the account (Roughly 39 days), i would suggest to make a trip down to POSB/DBS to close the account after 04-Feb-17.</span><br />
<br />
Happy Saving! </div>
<div style="text-align: justify;">
<br />
<a href="http://sugaspiceeverythingnice.blogspot.sg/2015/02/posb-188-cny-promotion.html" target="_blank">Previous POSB CNY Promotion</a><br />
<br /></div>
<div style="text-align: justify;">
Credits: <a href="http://www.posb.com.sg/personal/promotion/freshfunds" target="_blank">1.55% POSB Fresh Funds Promotion</a><br />
<br />
<br /></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-83460652808116126252016-06-14T11:32:00.002+08:002016-06-20T19:04:45.346+08:00Best Apple Pay Promotions and how to setup your eWallet<div style="text-align: justify;">
If you are someone who enjoys using the PayWave feature for contactless credit card payments, you will be happy to hear that most credit and debit card users in Singapore can now tap and pay with their mobile devices - an added convenience for those who dislike bulky wallets filled with credit cards!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3NfEHvuLv2MA8ezZcxfDaioZl96CrTfEwZbYB47ooa8x3PfW0hvsyy9RQdbpeHy6Y4_Mpj8SmJO7NQpEDgHVrX0w0gMLghaOeksLsOhqKvJoCZGu0Op4dN-EP3QM6MzADTG2JxA/s1600/Apple%25C2%25A0Pay+-+Apple+%2528SG%2529+-+Google+Chrome_2016-06-14_11-30-07.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Apple Pay Credit Cards" border="0" height="228" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi3NfEHvuLv2MA8ezZcxfDaioZl96CrTfEwZbYB47ooa8x3PfW0hvsyy9RQdbpeHy6Y4_Mpj8SmJO7NQpEDgHVrX0w0gMLghaOeksLsOhqKvJoCZGu0Op4dN-EP3QM6MzADTG2JxA/s400/Apple%25C2%25A0Pay+-+Apple+%2528SG%2529+-+Google+Chrome_2016-06-14_11-30-07.png" title="Apple Pay" width="400" /></a></div>
<br />
<br /></div>
<div style="text-align: justify;">
Introducing Apple Pay, a contactless payment wallet that uses wireless near-field communication technology to transmit payment data between your mobile device and a contactless payment reader.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Most major banks in Singapore - POSB, DBS Bank, OCBC Bank, United Overseas Bank and Standard Chartered Bank, have signed up to the Apple Pay e-Wallet system and have already started deploying to merchants.<br />
<br />
So why not start using Apple Pay to make use of the promotions available!<br />
<br /></div>
<div style="text-align: justify;">
<h3>
Here are the list of the promotions available to date:</h3>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
OCBC</div>
<div style="text-align: justify;">
<br />
<ul>
<li><a href="http://www.ocbc.com/personal-banking/cards/mobile-payments/applepay/index.html" target="_blank">3% Rebate on purchases</a></li>
</ul>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
POSB/DBS</div>
<div style="text-align: justify;">
<br />
<ul>
<li><a href="http://www.dbs.com.sg/personal/promotion/apple-pay-launch?cid=-SG-EN-CBG-EA-Established-Mobile_Payment-ApplePay-Textad-Google-SEM-Text-DBS_ApplePay_Voyager_Launch-" target="_blank">DBS Apple Pay launch promotion. 20% CashBack ($10 cap)</a></li>
</ul>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
SCB </div>
<div style="text-align: justify;">
<br />
<ul>
<li><a href="https://www.sc.com/sg/ways-to-bank/apple-pay/" target="_blank">20% CashBack promotion</a> (<a href="http://www.dbs.com.sg/personal/promotion/apple-pay-launch?cid=-SG-EN-CBG-EA-Established-Mobile_Payment-ApplePay-Textad-Google-SEM-Text-DBS_ApplePay_Voyager_Launch-" target="_blank">$50 cap)</a></li>
</ul>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<h3>
Setting up your Apple Pay eWallet</h3>
</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
1. Add Your Card Details To "Wallet" App on Device</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
You must first add your credit card details to a digital wallet stored on the iPhone, iPad and Apple Watch.<br />
<br />
Currently supported handsets include the iPhone SE, iPhone 6, iPhone 6S, iPad Pro, iPad Air 2 and Apple Watch (Paired with iPhone 5 or later). </div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
To set up, click on the "Wallet" app in the device, then select "Add a card".<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0DxbFMbzQ5z4jx-n5Ibu_mKQyyck2g1O8iDfOgAlFpQkCB7dF72hbonNe2GCZTfEkzMgkxCFz0WO28UwxHP2jK7IxTKUXdT4NfuFY9ZCvP8TaZ_s9Xtih_4stk3xHRPIFmLF1cw/s1600/apple-wallett-app_thumb800.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Wallet App" border="0" height="180" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh0DxbFMbzQ5z4jx-n5Ibu_mKQyyck2g1O8iDfOgAlFpQkCB7dF72hbonNe2GCZTfEkzMgkxCFz0WO28UwxHP2jK7IxTKUXdT4NfuFY9ZCvP8TaZ_s9Xtih_4stk3xHRPIFmLF1cw/s320/apple-wallett-app_thumb800.jpg" title="Apple Pay Wallet" width="320" /></a></div>
<br /></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
Position the credit card you want to add in the camera frame on screen.</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
The 16-digit number will be automatically captured. Then enter the card's expiration date and CVV number. The bank which issued the card will also send an SMS with a six-digit OTP code, which you will need to enter into the setup screen.<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioDSnTLbSNZ4-mN3BtnbOpEk2KP6Kraj0RQVB7G_JiEjK36z5BvJdpTwTfDpvPr8r1lpuux0CsB0OH2gO9IgpTg_U5UK4Onr-in50aTI0mRYwSi46bnNAiOntamNGa-rHahCHY8w/s1600/IMG_9859.jpg" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="SMS Notification" border="0" height="400" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEioDSnTLbSNZ4-mN3BtnbOpEk2KP6Kraj0RQVB7G_JiEjK36z5BvJdpTwTfDpvPr8r1lpuux0CsB0OH2gO9IgpTg_U5UK4Onr-in50aTI0mRYwSi46bnNAiOntamNGa-rHahCHY8w/s400/IMG_9859.jpg" title="Apple Pay" width="225" /></a></div>
<br />
<div class="separator" style="clear: both; text-align: center;">
</div>
<br /></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
2. Tap Your Finger To Authorise a Payment</div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
To pay, hold the phone close to the contactless reader. Place your finger on the iPhone's or iPad's fingerprint sensor to authenticate the transaction. Voila!<br />
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWqJmT8Vj1L_TpMFTmH87_0UJWcza1wNh5NA79_Shd1fOjRHUxjU0eziTLLas4NTR1X1z-R2R41nlmdrRZBuLQ7TpzabQ2zHAGJze4lnAi3FPIcXYuFUJcvZcZyG28Hw_8qzmefw/s1600/Apple%25C2%25A0Pay+-+Apple+%2528SG%2529+-+Google+Chrome_2016-06-14_11-19-37.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Tap on fingerprint sensor" border="0" height="570" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjWqJmT8Vj1L_TpMFTmH87_0UJWcza1wNh5NA79_Shd1fOjRHUxjU0eziTLLas4NTR1X1z-R2R41nlmdrRZBuLQ7TpzabQ2zHAGJze4lnAi3FPIcXYuFUJcvZcZyG28Hw_8qzmefw/s640/Apple%25C2%25A0Pay+-+Apple+%2528SG%2529+-+Google+Chrome_2016-06-14_11-19-37.png" title="Apple Pay Payment" width="640" /></a></div>
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Important: Losing your card or iPhone</h4>
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Security is of the utmost concern for most ePayment users. For Apple Pay users who lose their phones, the security of their physical credit cards will not be compromised. This is because the devices only stores an encrypted version of a unique digital identifier, created based on the actual credit card number. As such, there is virtually no way for the credit card details to be obtained by a 3rd party.</div>
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Aside from the need for biometric authentication during payments, if you lose your device or phone, fret not - as you can login to<a href="http://www.apple.com/sg/icloud/find-my-iphone.html" target="_blank"> "Find My iPhone"</a> to turn on "Lost Mode" and it will automatically deactivate Apple Pay on your AppleId. </div>
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Credits: <a href="http://www.apple.com/sg/apple-pay/" target="_blank">Apple Pay (Apple SG)</a><br />
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-68933635435995471112016-05-12T18:13:00.000+08:002016-08-05T10:45:11.831+08:00Highest Interest Rates Savings Accounts Comparison<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjEMVz49CtvFtCC4vNmoRG2jIVAS7jvnjskNIf8qC8JstVZHIBKCKtdVNpmDiwcn2ClQGBxs2KNaEjiBiXIgiR0FFlhbYItUSKRXlZqartCGl0fnhyphenhyphenWqOfyY0iOrSAFINPGPiZlw/s1600/sugar-spice-savings.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="190" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjjEMVz49CtvFtCC4vNmoRG2jIVAS7jvnjskNIf8qC8JstVZHIBKCKtdVNpmDiwcn2ClQGBxs2KNaEjiBiXIgiR0FFlhbYItUSKRXlZqartCGl0fnhyphenhyphenWqOfyY0iOrSAFINPGPiZlw/s640/sugar-spice-savings.png" width="640" /></a></div>
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For less than S$50-60k,</h3>
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3.55% pa, <a href="http://www.bankofchina.com/sg/pbservice/pb1/201510/t20151023_5857863.html" target="_blank">BOC Smartsaver</a><br />
Pros: Highest Interest Rate <span style="font-size: small;">(Spend $500, Giro salary and Pay 3 bills)</span><br />
Cons: Bank's web interface is dated<br />
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3.25% pa, <a href="http://www.ocbc.com/personal-banking/accounts/360-account.html" target="_blank">OCBC 360</a> (Varies 2.25-3.25%)<br />
Pros: Best for people who spend on dining (365 Card). High Interest Rate <span style="font-size: small;">(Spend $500, Giro salary and Pay 3 bills)</span><br />
Cons: Need to invest to get the additional 1%, otherwise interest rate will be 2.25%<br />
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3.06% pa, <a href="http://info.maybank2u.com.sg/saveup/" target="_blank">Maybank SaveUp</a><br />
Pros: Highest Interest Rate <span style="font-size: small;"> (Spend $500 on Card, Giro salary, Giro $300 payments)</span><br />
Cons: Credit card not one of the best in terms of rewards<br />
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2.43% pa, <a href="http://www.uob.com.sg/personal/deposits/chequeing/one_account.html" target="_blank">UOB One</a><br />
Pros: Highest Interest Rate among Local banks<span style="font-size: small;"> (Spend $500 and Giro salary/3 Giro payments)</span><br />
Cons: Need to spend consistently using the One Card every 3 months additional yearly rebates up to $200<br />
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2.5% pa, <a href="https://www.citibank.com.sg/gcb/deposits/interestplus-saving-account.htm" target="_blank">Citibank Interest Plus</a> <i><span style="color: blue; font-size: small;">(Not recommended - Due to investment components)</span></i><br />
Pros: Highest Interest Rate<span style="font-size: small;"> (Insure, Invest and Spend)</span><br />
Cons: Need to buy a Citi Insurance, Need to invest in Regular Savings Plan and Spend $25 per month on Credit Card.<br />
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Alternatives</h2>
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2.08% pa, <a href="https://www.dbs.com.sg/personal/deposits/savings-accounts/multiplier" target="_blank">DBS Multiplier</a><br />
Pros: Best if high income ($20k and above) and do not want the hassle of credit card spends.<br />
Cons: Difficult to reach $20k (Combination of salary, investing and credit card spends per month).<br />
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1.55% pa, <a href="https://www.sc.com/sg/save/saving-esaver.html" target="_blank">SCB eSaver</a><br />
Pros: Best for people with No cc, no Giro, No salary crediting, No min sum, No need for withdrawals.<br />
Cons: Applicable only to Fresh funds / Incremental Balances. ~<br />
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1.15% pa, <a href="http://info.maybank2u.com.sg/promotion/deposits-banking/fresh-funds-top-up.aspx" target="_blank">Maybank iSsavy</a><br />
Pros: Promotional rate of 1.15% for first S$50k<br />
Cons: Applicable only to Fresh funds / Incremental Balances. ~<br />
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1.00% pa, <a href="http://www.cimbbank.com.sg/en/personal/products/accounts/savings-accounts/cimb-fastsaver-account.html" target="_blank">CIMB FastSaver</a><br />
Pros: No gimmicks, flat 1% on first S$50k.<br />
Cons: Not many ATMs, Web interface is dated.<br />
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0.88% pa, <a href="http://www.uob.com.sg/personal/promotions/deposits/2014/index.html" target="_blank">UOB Uniplus</a><br />
Pros: Local Bank, Promotional rate of 0.78% for first S$50k<br />
Cons: Applicable only to Fresh funds / Incremental Balances. ~<br />
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~ <a href="http://sugaspiceeverythingnice.blogspot.sg/2014/12/supercharge-your-savings-account.html" target="_blank">Moving balances between banks once every 2 months, will constitute the monies as fresh funds, enabling you to qualify for the 'Promotional' interest rates.</a><br />
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For any other amounts above S$50-60k*,</h3>
1.98% pa, Bank of East Asia (BEA) - Best 1 Year Fixed Deposit<br />
1.80% pa, Maybank iSsavy Time Deposit - Fixed Deposit<br />
1.75% pa, <a href="http://www.sgs.gov.sg/savingsbonds/Your-SSB/This-months-bond.aspx" target="_blank">Singapore Savings Bond</a> (May 2016) - Singapore Government Bond<br />
1.70% pa, SCB eSaver - Amounts up to S$200k<br />
1.60% pa, <a href="http://www.uob.com.sg/privilegebanking/assets_hya_promo.html?s_pid=MP206AQ8122A_eg_221x90_homepr01" target="_blank">UOB High Yield Account</a> - Amounts up to S$350k<br />
1.40% pa, Maybank iSsavy Savings - Amounts above S$200k<br />
1.28% pa, UOB Uniplus - Amounts from S$100k - 1Mil<br />
1.00% pa, CIMB FastSaver - Savings Account<br />
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Realistically, it would not be difficult to get between 1-2.25% on your Savings. Why leave your money idling, in a bank that gives 0.0275% interest p.a, when you can make it work! Hopefully the list above can help you make a choice on some of the best interest rate savings account available in the market today.</div>
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Read more on the <a href="http://sugaspiceeverythingnice.blogspot.sg/2016/01/best-savings-accounts-in-2016.html" target="_blank">Best Savings Accounts in 2016</a>.<br />
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*Do note that the interest rates promotions may change with time. So do refer to the date that this page is updated.<br />
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Last Update: <b><span style="color: #cc0000;">05-Aug-2016</span></b><br />
<b><span style="color: #cc0000;"><br /></span></b>
<b><span style="color: #cc0000;">- Added Maybank SaveUp</span></b><br />
<br />Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-81127657221750449032016-05-04T16:12:00.005+08:002016-05-04T16:42:42.187+08:00Xiaomi MiBunny Watch - The Perfect Watch for your Kid!<div style="text-align: justify;">
Xiaomi has recently released an interesting Smart Watch for kids. Unlike the typical fitness tracker/time-telling functions that most smart watches on the market have, the Mi Bunny (米兔) is actually <b>really </b>cool - something that i am sure many parents will want their kids to wear!</div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDneudhHyBPTZVbVToWaCCV-_DQEy-FwNded_ICr6wcdQKp89VlamAGwi1Ch446Rh-xX_fBkf-k098TrwBmb1yxWPqZLu1507U0ApUgM4xuvaKgRG0D2yJ84BAatJD3LH2Ww_0XQ/s1600/MiBunny.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Mi Bunny in blue" border="0" height="298" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiDneudhHyBPTZVbVToWaCCV-_DQEy-FwNded_ICr6wcdQKp89VlamAGwi1Ch446Rh-xX_fBkf-k098TrwBmb1yxWPqZLu1507U0ApUgM4xuvaKgRG0D2yJ84BAatJD3LH2Ww_0XQ/s640/MiBunny.png" title="Mi Bunny (米兔)" width="640" /></a></div>
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Here are some of its cool features!</div>
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Location Tracking</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzavAfLktMT5JiLO30TbRCeHDeM9prD9CM_0l48VvVFn7fkrSjel8fUA8v33dxxaAYzDF30U9BzA91GrqJa9_H-3OXmfhmSgHZuqMxC3Csmu-ouuxCLBCHOrJZUlOcyDb-NuzDPg/s1600/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_15-37-31.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Location Tracking Mi Bunny" border="0" height="358" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhzavAfLktMT5JiLO30TbRCeHDeM9prD9CM_0l48VvVFn7fkrSjel8fUA8v33dxxaAYzDF30U9BzA91GrqJa9_H-3OXmfhmSgHZuqMxC3Csmu-ouuxCLBCHOrJZUlOcyDb-NuzDPg/s640/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_15-37-31.png" title="Location Tracking Mi Bunny" width="640" /></a></div>
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It allows parents to track their child’s movements using a new app for Android 4.2 (or higher) or iOS 8 (or higher). Boasting connectivity with Russian and American GPS satellites, its inbuilt GPS system promises an accuracy of 10 meters. This is especially useful for parents with children who either travel to school or are brought there by their domestic helpers.</div>
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Voice Message and Calls</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiheTJmoC4CAFeU5UOL5hkzcXKE8PB7r5yz4Dv5z95VgPLyiLDwR7ajh4vFnrlon6gL_ORuZ7fjn4GU8x7EQkDVgR2_sgZTNl3rrDUJJhzCskeYfq8hyphenhyphenm4RTyuSr69e155KFPzUow/s1600/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_16-00-57.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Voice Msg Mi Bunny" border="0" height="398" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiheTJmoC4CAFeU5UOL5hkzcXKE8PB7r5yz4Dv5z95VgPLyiLDwR7ajh4vFnrlon6gL_ORuZ7fjn4GU8x7EQkDVgR2_sgZTNl3rrDUJJhzCskeYfq8hyphenhyphenm4RTyuSr69e155KFPzUow/s640/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_16-00-57.png" title="Voice Msg Mi Bunny" width="640" /></a></div>
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Anyone setup on the control application, can send voice messages or calls from their phone to the child wearing the MiBunny. The child can also reply by talking into the watch. (You will likely need a SIM Card for this feature to work). This feature can also be programmed to be turned-off when the child is in class or childcare.</div>
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SOS</h3>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiopOnTerPXOJ4Q1ni-Bz9gmK4lt457Rtz2sfafdFfqsj-s939N-9_PiNMP0pny4DAij-yNDASvFnPowSR7kM3CveW4LmkqhW91_G70AjC23ZcVjOSTwNQi8lzYEzFtM-xITgVDIQ/s1600/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_15-38-55.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="SOS Signal Mi Bunny" border="0" height="340" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiopOnTerPXOJ4Q1ni-Bz9gmK4lt457Rtz2sfafdFfqsj-s939N-9_PiNMP0pny4DAij-yNDASvFnPowSR7kM3CveW4LmkqhW91_G70AjC23ZcVjOSTwNQi8lzYEzFtM-xITgVDIQ/s640/%25E7%25B1%25B3%25E5%2585%2594%25E5%2584%25BF%25E7%25AB%25A5%25E7%2594%25B5%25E8%25AF%259D%25E6%2589%258B%25E8%25A1%25A8+%25EF%25BC%258D+%25E5%25B0%258F%25E7%25B1%25B3%25E6%2589%258B%25E6%259C%25BA%25E5%25AE%2598%25E7%25BD%2591+-+Google+Chrome_2016-05-04_15-38-55.png" title="SOS Signal Mi Bunny" width="640" /></a></div>
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<span style="text-align: justify;">In the unfortunate event that your Child is lost or in trouble, he or she can simply press the SOS button to alert the parents. This is quite an interesting feature to have, but i am not so sure if it is relevant in the context of Singapore.</span></div>
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Summary</h4>
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Whilst it is definitely not the first child targeted wearable device on the market, the Mi Bunny does have some interesting feature that many parents would like to have. It serves not just as a pedometer, location tracker but also a communication device - AND it just looks cool!<br />
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The Mi Bunny (米兔) has a reported 2 day (usage) and 6 day standby battery life. Available in pink or blue. The Mi Bunny costs 299元 (S$60*) and is currently only available in China. </div>
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Credit: <a href="http://www.mi.com/mituwatch/" style="text-align: justify;">http://www.mi.com/mituwatch/</a></div>
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* <a href="http://www.xe.com/currencycharts/?from=SGD&to=CNY" target="_blank">Rate: S$1 = RMB 4.8</a></div>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-50210956066027916132016-04-25T15:09:00.002+08:002016-10-28T14:36:51.430+08:00The Best Child Development Account (CDA) in Singapore<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">Hey! If you are here because you are thinking of which bank to open a Child Development Account (CDA), then congratulations! You will soon be welcoming your bundle of joy to this world!</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZ14ZrJJkTucUCE-7YlQr8KjJ9EWDvWy0_KXsY31wG3fi2hZuB8F3kPonSJttOCSRLXoLJz0j_x_XBsfOOycd5Y44k0uurtsz-OF23D7sZpM-lDzVGDAj2biR_HJTlZj5hXP7T/s1600/cda.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: "verdana" , sans-serif;"><img border="0" height="277" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiZ14ZrJJkTucUCE-7YlQr8KjJ9EWDvWy0_KXsY31wG3fi2hZuB8F3kPonSJttOCSRLXoLJz0j_x_XBsfOOycd5Y44k0uurtsz-OF23D7sZpM-lDzVGDAj2biR_HJTlZj5hXP7T/s640/cda.png" width="640" /></span></a></div>
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<span style="font-family: "verdana" , sans-serif;">First off, let me explain what the CDA is all about. </span><span style="font-family: "verdana" , sans-serif;">The Baby Bonus Child Development Account (CDA) is a co-savings scheme, where savings deposited by parents into the CDA are matched dollar-for-dollar by the Government, up to a specified ceiling, depending on the child's birth order. The CDA monies can be used at Approved Institutions (AI), such as </span><span style="font-family: "verdana" , sans-serif;">Child Care Centres, kindergartens, </span><span style="font-family: "verdana" , sans-serif;">Hospitals, Clinics, </span><span style="font-family: "verdana" , sans-serif;">Pharmacies and </span><span style="font-family: "verdana" , sans-serif;">Optical shops. </span></span><br />
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">Yes! You can even use the money for your Pediatrician visits and for Vaccinations.</span></span><br />
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<span style="font-family: inherit;">This article will compare the CDA from each of the 3 local banks and help you make the best choice, to give your child a head-start he/she deserves!</span></span><br />
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<span style="font-family: "verdana" , sans-serif;">CDA First Step Grant (NEW!)</span></h4>
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<span style="font-family: "verdana" , sans-serif;">If your child is born on or after 24 March 2016, he/she is eligible for the CDA First Step grant of <b><span style="color: #0b5394;">S$3,000</span></b> (announced on Budget Day 2016). To receive the grant, parents must wait until<b><span style="color: red;"> 1 July 2016</span></b> before saving in the child’s CDA. Since the CDA First Step Grant is a government initiative, the benefit is the same across all 3 banks!</span></span><br />
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">1. POSB (<a href="https://www.posb.com.sg/personal/landing/child-development-account/index.html" target="_blank">Smiley CDA</a>)</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">Interest Rate: 2% (Up to </span><span style="font-family: "verdana" , sans-serif;">a max. of S$<b>12,000</b> for 1st & 2nd Child)</span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">Remaining balance: 0.05%</span><span style="font-family: "verdana" , sans-serif;">p.a</span></span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Others: </span></span><br />
<span style="font-family: "verdana" , sans-serif;">- 2% interest is guaranteed for 5 years</span><br />
<span style="font-family: "verdana" , sans-serif;">- Baby Bonus NETS Card ( Discounts on various online, retail and dining merchants).</span><br />
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<span style="font-family: "verdana" , sans-serif;">2. OCBC (<a href="http://www.ocbc.com/personal-banking/accounts/child-development-account.html" target="_blank">CDA</a>)</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">Interest Rate: 2% (Up to </span><span style="font-family: "verdana" , sans-serif;">a max. of S$<b>36,000</b>)</span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">Remaining balance: 0.05%</span><span style="font-family: "verdana" , sans-serif;">p.a</span></span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span><span style="font-family: "verdana" , sans-serif;">Others: </span></span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">- 3% </span><span style="font-family: "verdana" , sans-serif;">Cashback </span><span style="font-family: "verdana" , sans-serif;">on medical spend, on top of existing benefits with OCBC 365 Credit Card. </span></span><br />
<span style="font-family: "verdana" , sans-serif;">- Discounts with the OCBC Baby Bonus Card at bookstores, optical shops, enrichment courses and other merchants like MindChamps and Kinderland.</span><br />
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">3. UOB (<a href="http://www.uob.com.sg/personal/deposits/savings/child_development_account.html#benefits" target="_blank">CDA</a>)</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Interest Rate: 2% (</span><span style="font-family: "verdana" , sans-serif;">With <b>no</b> deposit cap on all balances)</span></span></div>
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: inherit;"><span style="font-family: "verdana" , sans-serif;"></span><br /></span>
</span><br />
<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">Remaining balance: N.A</span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span><span style="font-family: "verdana" , sans-serif;">Others:</span></span><br />
<span style="font-family: "verdana" , sans-serif;">- Kungfu Panda gift set promotion*</span></div>
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<span style="font-family: "verdana" , sans-serif;"><br /></span></div>
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: inherit;"><span style="font-family: "verdana" , sans-serif;"></span><br /></span>
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">Summary</span></h3>
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<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Regardless of your choice, the CDA is a must to give your child a head-start in life. Whether you intend to use the money for enrichment, education and heathcare (at approved institutions), the government will provide a dollar-for-dollar matching up until the cap, based on the order of your child.</span></span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Hopefully this article has helped you in your parenting journey!</span></span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span></div>
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<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Notes:</span></span><br />
<span style="color: red; font-family: "verdana" , sans-serif;">
<span style="font-family: "verdana" , sans-serif;">*Singaporean parents do not need to make a trip to the bank to open a CDA.</span></span><br />
<span style="color: red; font-family: "verdana" , sans-serif;">*The funds in the CDA cannot be withdrawn in cash.</span><br />
<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><span style="color: red;">*All banks will issue a </span><span style="color: red;">Baby Bonus NETS card to the parents.</span></span>
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Credits: <a href="http://www.babybonus.msf.gov.sg/" target="_blank">Babybonus</a></span></span><br />
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-12325134050909399022016-04-07T10:32:00.002+08:002016-11-30T10:28:17.209+08:00Shipping Amazon Purchases to Singapore using ezBuy (Formerly 65Daigou) <div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">The U.S dollar has weakened slightly from the highs of S$1.45 to about <a href="http://www.xe.com/currencyconverter/convert/?From=USD&To=SGD" target="_blank">S$1.35</a> (As of writing of this article). Perhaps it is time to consider making that <a href="https://www.amazon.com/?&_encoding=UTF8&tag=sugspieveni0c-20&linkCode=ur2&linkId=c4798df1a6ca42efd526200f88d47fc0&camp=1789&creative=9325" rel="nofollow" target="_blank">Amazon</a> purchase that you have always wanted (Don't forget to get your <a href="http://www.ebates.com/rf.do?referrerid=3I20UZfwwlQHZtMJZa4e3g%3D%3D&eeid=28187" target="_blank">Cashback</a>!). Whilst Amazon does provide shipping to Singapore on certain purchases (e.g Books, Clothing and Shoes), there are also some really good deals on items that do not ship direct (e.g Electronics, Tech. Gadgets and Health Products). </span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">If you are interested to get a product that does not ship directly to Singapore, you can use a freight forwarding service like <a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/comgateway-ultimate-guide-to-us-shopping.html" target="_blank">ComGateWay</a>, Borderlinx or <a href="https://ezbuy.sg/" target="_blank">ezBuy</a>!</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">In this article, we will explain and provide a step-by-step guide on how to buy and ship an item from Amazon to Singapore using ezBuy.</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Our experience with ezBuy has been positive and it has one of the most competitive freight forwarding rates in the USA.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><br /></span>
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">1. Create an ezBuy Account</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><br /></span></div>
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<span style="font-family: "verdana" , sans-serif;">Create an ezBuy account (if you have not) and select "Ship-For-Me"->"Forwarding Address" to get your unique forwarding address.</span></div>
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<span style="font-family: "verdana" , sans-serif;"><br /></span></div>
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<span style="font-family: "verdana" , sans-serif;">This is the address that you would be shipping your Amazon purchases to. </span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgECj_g7MKm7UQ2y5HjjHLln0tD_uJlSPWGK0pag4QBBjUF98KIBljdtGAX8SqVrtEbroN6vg1E3FeepT1dNFqSeUTUbg0DnwuIdPvcUzDHTbWtv_QT-_w8KTfMBiB6_PYSUx3bzA/s1600/65daigou+US+Address.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="480" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgECj_g7MKm7UQ2y5HjjHLln0tD_uJlSPWGK0pag4QBBjUF98KIBljdtGAX8SqVrtEbroN6vg1E3FeepT1dNFqSeUTUbg0DnwuIdPvcUzDHTbWtv_QT-_w8KTfMBiB6_PYSUx3bzA/s640/65daigou+US+Address.png" width="640" /></a></div>
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">2. Setup the Address in Amazon</span></h3>
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<span style="font-family: "verdana" , sans-serif;">Login to Amazon, Go to "Your Account->Manage Addresses" to setup your ezBuy address (it should look like the screenshot below).</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWBsyDK2F9vHDHTkPSG3sJEt4QizpiSubkVaLCURYZqm0OvbVOlsHgTaSfY9o3fzb3sXoXEsUGc5Nnrd2JLZkOSgyhqlf2Bw8pprNvbRbkv56Y_MUDtG8Y3Cn7zA8k9fhdjgayRA/s1600/amazon+address.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="498" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiWBsyDK2F9vHDHTkPSG3sJEt4QizpiSubkVaLCURYZqm0OvbVOlsHgTaSfY9o3fzb3sXoXEsUGc5Nnrd2JLZkOSgyhqlf2Bw8pprNvbRbkv56Y_MUDtG8Y3Cn7zA8k9fhdjgayRA/s640/amazon+address.png" width="640" /></a></div>
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<span style="font-family: "verdana" , sans-serif;">3. Browse for the item</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Start Shopping!</span><br />
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<span style="font-family: "verdana" , sans-serif;">Search for the item that is available in Amazon (In this example, the product is unavailable in Singapore and its variant is significantly cheaper if bought from the US/Amazon).</span><br />
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<div style="text-align: center;">
<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=tf_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B00DM9D0ZI&asins=B00DM9D0ZI&linkId=ff78db5fa7a061c3bf17bab4ddc796f1&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
</iframe>
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<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Certain electronics are also comparatively cheaper in the US than in Singapore, Example, this PS4 Slim would typically cost >$450 in Singapore. But buying it on Amazon (On Cyber Monday - US$212) Would likely cost you about $340 inclusive of freight from a forwarder. Do note about the warranty of these products. Some provide global warranties while others are only applicable in the US.</span><br />
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<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B015XC3B46&asins=B015XC3B46&linkId=503bd79d9252b0337deb637834e51599&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
</iframe>
<iframe frameborder="0" marginheight="0" marginwidth="0" scrolling="no" src="//ws-na.amazon-adsystem.com/widgets/q?ServiceVersion=20070822&OneJS=1&Operation=GetAdHtml&MarketPlace=US&source=ac&ref=qf_sp_asin_til&ad_type=product_link&tracking_id=sugspieveni0c-20&marketplace=amazon&region=US&placement=B01LRLJV28&asins=B01LRLJV28&linkId=4659953d1a960c47ed07d020741b5df9&show_border=false&link_opens_in_new_window=false&price_color=333333&title_color=0066c0&bg_color=ffffff" style="height: 240px; width: 120px;">
</iframe>
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<span style="font-family: "verdana" , sans-serif;">Do note that certain items are eligible for global shipping (direct from Amazon). If that is the case, you can ignore the remainder of this article and ship direct instead of using a freight forwarder.</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9CAM4c0iECBaRsYtPlwaVZmU7zBV3j_1ksBv_Wa-JnvoxQ_A_I_PJOGc44gr8YCl7qvm04CVTr6Rk7HaQDGDhNlXS2RUZGqFdGbXYDwEYZBGEy4QpWv850_6tS7ENrcwwYb4Onw/s1600/2016-03-02+22_34_29-Amazon.com_+Breathe+Right+Extra+Clear+for+Sensitive+Skin%252C+26+Count_+Health+%2526+Per.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="560" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg9CAM4c0iECBaRsYtPlwaVZmU7zBV3j_1ksBv_Wa-JnvoxQ_A_I_PJOGc44gr8YCl7qvm04CVTr6Rk7HaQDGDhNlXS2RUZGqFdGbXYDwEYZBGEy4QpWv850_6tS7ENrcwwYb4Onw/s640/2016-03-02+22_34_29-Amazon.com_+Breathe+Right+Extra+Clear+for+Sensitive+Skin%252C+26+Count_+Health+%2526+Per.png" width="640" /></a></div>
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">4. Checkout and select the ezBuy Address</span></h3>
<span style="font-family: "verdana" , sans-serif;"></span><br />
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<div style="font-family: 'Times New Roman';">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVxHfqSmFVpYlfYPOi_v8WtKDYVvopjQqPFVJzRMJ2XrVu0cozsPhE0g4hwXkbFnbT99gWEV3hJGQJzTj5Hu_I2K0TYnzmaMCwsND73GCueM5D0j8bexUUKW8CSpMwYk_kpOhm6g/s1600/amazon.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em; text-align: center;"><img border="0" height="126" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgVxHfqSmFVpYlfYPOi_v8WtKDYVvopjQqPFVJzRMJ2XrVu0cozsPhE0g4hwXkbFnbT99gWEV3hJGQJzTj5Hu_I2K0TYnzmaMCwsND73GCueM5D0j8bexUUKW8CSpMwYk_kpOhm6g/s640/amazon.png" width="640" /></a><br />
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<span style="font-family: "verdana" , sans-serif;">Make your payments and select the ezBuy address that you have just created. The items will be delivered to that address. Once the purchases have been shipped by Amazon, you can proceed to step 5.</span><br />
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">5. Inform ezBuy of your purchases</span></h3>
<span style="font-family: "verdana" , sans-serif;"></span><br />
<div style="text-align: justify;">
<div style="font-family: 'Times New Roman';">
<span style="font-family: "verdana" , sans-serif;">Login to ezBuy and click "+ Submit New Order"</span><span style="font-family: "verdana" , sans-serif;">.</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Copy and paste the product URL and Tracking No. This will facilitate the processing of your package when it arrives at the USA Address (Warehouse).</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJXgF8VfRVlZL0TjbU6I0einmHNKlFAqxJb7O78JlMm5oQyrqp8QJtcvc1JGhW1z8yrbla5reZjZ5Mb-KQIc68I32eHOZGyLV271haB9zgKVMvncfdbvTVE3rzH5IHZGGB9VYBpQ/s1600/2016-03-02+22_36_00-www.65daigou.com_ShipForMe_MyOrder.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="288" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgJXgF8VfRVlZL0TjbU6I0einmHNKlFAqxJb7O78JlMm5oQyrqp8QJtcvc1JGhW1z8yrbla5reZjZ5Mb-KQIc68I32eHOZGyLV271haB9zgKVMvncfdbvTVE3rzH5IHZGGB9VYBpQ/s640/2016-03-02+22_36_00-www.65daigou.com_ShipForMe_MyOrder.png" width="640" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFxFWrS0sjoJYOGHvRblW0nae8V3HmSXQ5CUJd9AKlWqFlE7VGnxBptP6deZha7XCdLsnSKT7WUWZIg2XxhZ__UtzZ__JKlM6JsW0gFzWCpwpZsxKtwoNsWiLsu2K6Wbq4oKoW8g/s1600/Amazon+Tracking.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="380" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiFxFWrS0sjoJYOGHvRblW0nae8V3HmSXQ5CUJd9AKlWqFlE7VGnxBptP6deZha7XCdLsnSKT7WUWZIg2XxhZ__UtzZ__JKlM6JsW0gFzWCpwpZsxKtwoNsWiLsu2K6Wbq4oKoW8g/s640/Amazon+Tracking.png" width="640" /></a></div>
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<h3 style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">6. Pay and Receive</span></h3>
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<div style="font-family: 'Times New Roman';">
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<span style="font-family: "verdana" , sans-serif;">Login to ezBuy and select "Ship-For-Me -> Arrived"</span><span style="font-family: "verdana" , sans-serif;">.</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Under the "USA" tab, you will see the total chargeable weight of the package. The <a href="https://ezbuy.sg/Help/QuickGuide#Shipping" target="_blank">rates</a> (at time of article) are charged at S$ 3.99 per 500g (no base charge).</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span>
<span style="font-family: "verdana" , sans-serif;">Choose your preferred delivery method, pay, receive the goods and enjoy!</span><br />
<span style="font-family: "verdana" , sans-serif;"><br /></span><span style="font-family: "verdana" , sans-serif;"><i>For more help on the <a href="http://sugaspiceeverythingnice.blogspot.com/2015/02/taobao-65daigou-ship-for-me-guide.html" target="_blank">ezBuy purchasing guide</a>.</i></span><br />
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<b><span style="color: red;"><span style="font-family: "verdana" , sans-serif;"></span><span style="font-family: "verdana" , sans-serif; text-align: justify;">* This is NOT a sponsored or paid article.</span></span></b><br />
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-29635959092821459462016-01-19T13:07:00.001+08:002016-08-30T21:20:10.008+08:00Best Savings Accounts in 2016<div style="text-align: justify;">
<span style="font-family: "verdana" , sans-serif;">The New Year has arrived! With all the gloom and negativity about the global economy, rising interests rates and potential financial crisis, i thought it would be a good time to share some of the best savings account in Singapore. So that you can stretch your interest income without experiencing the risks and volatility of other financial products like stocks or REITs.</span><br />
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<span style="font-family: "verdana" , sans-serif;">I have shared <a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/supercharge-your-savings-account.html" target="_blank">my technique on earning that additional 1.0% on my savings</a>. In essence, i move my spare savings around different banks, thereby qualifying it as 'fresh funds', to enjoy the promotional interest rates - which definitely beats leaving it in a traditional savings account.</span><br />
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<span style="font-family: "verdana" , sans-serif;">Since i have benefited from this, i would also highly encourage you to leverage on the current fresh savings deposit promotions in the coming new year and enjoy the promotional interests on your savings now!</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisaDAgf1Fb8Eq935Ux84px5M3Y_WgelyqOEBzTtQS1Z4eiid-boyYKnel-XKIneFC_R3kySjsJ4sIzPGtEmuq6HEW_Yv1i4Bli2xolI3LlL3OpSL0EH4jN0WG1gHBP3bBAAz28tQ/s1600/Untitled+Infographic.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img border="0" height="364" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEisaDAgf1Fb8Eq935Ux84px5M3Y_WgelyqOEBzTtQS1Z4eiid-boyYKnel-XKIneFC_R3kySjsJ4sIzPGtEmuq6HEW_Yv1i4Bli2xolI3LlL3OpSL0EH4jN0WG1gHBP3bBAAz28tQ/s640/Untitled+Infographic.png" width="640" /></a></div>
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<span style="font-family: "verdana" , sans-serif;">1. e$aver Account (<a href="https://www.sc.com/sg/save/saving-esaver.html" target="_blank">Standard Chartered Bank</a>)</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">The Standard Chartered Bank's eSaver account gives the best interest rates for deposits of fresh funds less than $200,000. Enjoy a 1.5% p.a interest for fresh deposits during the promotion period. </span></span><br />
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<span style="font-family: "verdana" , sans-serif;">2. Uniplus Account (<a href="http://www.uob.com.sg/personal/promotions/deposits/2014/index.html" target="_blank">UOB</a>)</span></h3>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">The 2016 Chinese New Year promotion for Uniplus features a bonus interest rate of 1.0% to 1.4%, depending on the amount of fresh funds deposited and held in the account for the period till 29-FEB-16.</span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">In addition to the bonus interest, you can also enjoy (while stocks lasts) a </span><span style="font-family: "verdana" , sans-serif;">24K gold-plated RISIS Bountiful Monkey Figurine* (worth S$238) when you deposit Fresh Funds of S$108,000.</span></span></div>
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<span style="font-family: "verdana" , sans-serif;">3. iSAVvy Savings Account (<a href="http://info.maybank2u.com.sg/promotion/deposits-banking/fresh-funds-top-up.aspx" target="_blank">Maybank</a>)</span></span></span></h3>
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<span style="font-family: "verdana" , sans-serif;">For people who are disciplined savers, Maybank iSAVvy Savings Plus Account is a step up savings account that will reward you for consistancy. With this savings account, you will not only earn an interest of 0.30%-0.38% a year but you will also be rewarded with additional interest on interest as high as 6%, credited at the end of the 6th month. </span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">The current CNY promotion also includes an additional 1% interest on fresh funds. *Do note that the promotion ends on the 31-JAN-16.</span></span></span></div>
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<span style="font-family: "verdana" , sans-serif;">4. 360 Account (<a href="http://www.ocbc.com/personal-banking/accounts/360-account.html" target="_blank">OCBC</a>)</span></span></span></h3>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">For those who still haven't opened a 360 Account, 2016 is the time to do so. It is by far <a href="http://sugaspiceeverythingnice.blogspot.com/2015/06/ocbc360-earn-225-interest-on-saving.html" target="_blank">the best savings account (Especially if you are an OCBC credit card user) for up to $60,000.</a></span></span></div>
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<span style="font-family: "verdana" , sans-serif;"><span style="font-family: "verdana" , sans-serif;">You can refer to our article on the <a href="http://sugaspiceeverythingnice.blogspot.sg/2016/05/highest-interest-rates-savings-accounts.html" target="_blank">Best Interest Rates products here</a>!.</span></span><br />
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A Quick Comparison</span></span></h4>
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<tr><td><S$50,000</td><td>1.45%</td><td><S$50,000</td><td>1.10%</td><td><S$50,000</td><td>1.30%</td><td>Up to $60k</td><td>Up to 3.35%</td></tr>
<tr><td>S$50,000 to <S$200,000</td><td>1.50%</td><td>S$50,000 to <S$100,000</td><td>1.30%</td><td>S$50,000 to <S$200,000</td><td>1.38%</td><td></td><td></td></tr>
<tr><td>≥S$200,000</td><td>1.60%</td><td>≥S$100,000</td><td>1.40%</td><td>≥S$200,000</td><td>1.50%</td><td></td><td>*With conditions</td></tr>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-63483694876985523832015-11-29T15:37:00.001+08:002015-12-22T18:00:09.485+08:00Taobao Direct Step by Step Guide (淘宝直送)<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">During the recent wildly successful Singles Day 11.11 sales, which recorded a whooping $14 Billion worth of sales for Alibaba, i made some purchases using the Taobao Direct (淘宝直送). The purchases were made with the intention to share some of my personal experience with you guys, especially those looking to choose between the various shipping options.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj76t-gOpKcdCarMBg88MGbGtaWovAUwY9ZinT70O4TgBAugGdjqr_IBuw11wvuetyawiXceafprtQq03cSyK5Ve32AhCWE_kCoL6Oo50booqEkfEgwMq3_ABB97-wLojPQdJXdxw/s1600/tbdirect.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Taobao Direct Shipping" border="0" height="164" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj76t-gOpKcdCarMBg88MGbGtaWovAUwY9ZinT70O4TgBAugGdjqr_IBuw11wvuetyawiXceafprtQq03cSyK5Ve32AhCWE_kCoL6Oo50booqEkfEgwMq3_ABB97-wLojPQdJXdxw/s640/tbdirect.png" title="Taobao Direct Shipping" width="640" /></span></a></div>
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So here's the guide to share some of my experience with this relatively new method of purchasing from Taobao. For the purpose of the review, i would assume that you are already familiar with <a href="http://sugaspiceeverythingnice.blogspot.com/2015/05/taobao-comprehensive-buying-guide.html" target="_blank">Taobao shopping</a>. </span><br />
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For my other guides on <a href="http://sugaspiceeverythingnice.blogspot.com/2015/02/taobao-65daigou-ship-for-me-guide.html" target="_blank">freight forwarding </a>and <a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/taobao-complete-4px-guide.html" target="_blank">4PX</a>, you can refer to the <a href="http://sugaspiceeverythingnice.blogspot.com/p/taobao-links.html" target="_blank">Taobao Related Links</a> on the menu.</span><br />
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<span style="font-family: Verdana, sans-serif;">Lets start with the shopping cart check out process... </span><br />
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<i>*(refer to this link if you need help on the <a href="http://sugaspiceeverythingnice.blogspot.com/2015/05/taobao-ultimate-account-setup-guide.html" target="_blank">Taobao account creation</a>).</i></span><br />
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<span style="font-family: Verdana, sans-serif;">1) Choose Direct Shipping (淘宝直送)</span></h3>
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You will be prompted to select a method of shipping. "淘宝直送" is a seamless service provided by the freight company ZTO (CN), in partnership with DPEx (SG) for delivery of packages to Singapore. Read more about it here.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNQVxv-dNA1VGrjdT73-KZkHpGgpMVgNrUuCobb0jRbTecIAd2p2qG9A3_J3-EzNXKi4zMN65NA_rmFvvxCm1AmKdmyhPIFqldriN_C5JX9k2spOx4x1RNOToJj1pq9Vr7YhRKQg/s1600/2015-11-02+23_36_27-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Taobao Direct Shipping costs" border="0" height="528" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhNQVxv-dNA1VGrjdT73-KZkHpGgpMVgNrUuCobb0jRbTecIAd2p2qG9A3_J3-EzNXKi4zMN65NA_rmFvvxCm1AmKdmyhPIFqldriN_C5JX9k2spOx4x1RNOToJj1pq9Vr7YhRKQg/s640/2015-11-02+23_36_27-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" title="Taobao Direct Shipping costs" width="640" /></span></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsb40k83hVR7lB5NtF-boDyDKCzQ0vyz19mSx3SD0mdATknF-NhZaEXDTlPAVmJkWqsY_2E4kq3AckJGg0hEAbp0PvBzSxRibobdZ1cg4NGKf3AWUKZ5MP0A68yDCDOGxFFnQgtA/s1600/2015-11-02+23_38_02-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img border="0" height="460" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgsb40k83hVR7lB5NtF-boDyDKCzQ0vyz19mSx3SD0mdATknF-NhZaEXDTlPAVmJkWqsY_2E4kq3AckJGg0hEAbp0PvBzSxRibobdZ1cg4NGKf3AWUKZ5MP0A68yDCDOGxFFnQgtA/s640/2015-11-02+23_38_02-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" width="640" /></span></a></div>
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<span style="font-family: Verdana, sans-serif;">2) Pay for your purchases <span style="color: red;">INCLUSIVE </span>of freight</span></h3>
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So here's the great thing about using Taobao Direct. Your shipping costs are fully calculated during check-out. For my purchases, i was charged a total of 39RMB. </span><br />
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Complete the payment process via Alipay (eNETs or Credit Card).</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd78ugP7DZwW60jhrzLHffl65SNjU1ZAnCtbmjAbnM6fHT7YGsZK1UdZHW5jqpfTHppUJU3RbO7Y7ucIT9QYAcFckI6q7krbmkwfEAXUB8LUR-KKv_xYdo5jCCoRXXMZfCYsA9_A/s1600/2015-11-02+23_40_17-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Taobao Direct Shipping costs are calculated" border="0" height="518" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjd78ugP7DZwW60jhrzLHffl65SNjU1ZAnCtbmjAbnM6fHT7YGsZK1UdZHW5jqpfTHppUJU3RbO7Y7ucIT9QYAcFckI6q7krbmkwfEAXUB8LUR-KKv_xYdo5jCCoRXXMZfCYsA9_A/s640/2015-11-02+23_40_17-%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%25EF%25BC%2581.png" title="Taobao Direct Shipping costs" width="640" /></span></a></div>
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<span style="font-family: Verdana, sans-serif;">3) Check the consolidation process (Optional)</span></h3>
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Once you have completed the payment process, you can either track the flow of your purchases or move on to step 4 - "Receive your package". </span><br />
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To track the consolidation process at the ZTO warehouse, select 淘宝集运-> 国际物流订单. You will be brought to the screen below, which shows the status (订单状态) of your purchases.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9m65f8Qhx6lDyM6pfSB2Cxn9WgRkZZoCAMXU6dbnpoCnzxK2Ak65E54HC8l10QBAy_Syta0SzCXNBSmgpKYIZ8mAlBkHg1xl98EiYwwKmNPsaqpkGJ4JLCHmy9T_jK3p0AUDNbw/s1600/%25E5%259B%25BD%25E9%2599%2585%25E9%259B%2586%25E8%25BF%2590+-+Google+Chrome_2015-11-26_17-35-17.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Check the status of goods" border="0" height="442" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEi9m65f8Qhx6lDyM6pfSB2Cxn9WgRkZZoCAMXU6dbnpoCnzxK2Ak65E54HC8l10QBAy_Syta0SzCXNBSmgpKYIZ8mAlBkHg1xl98EiYwwKmNPsaqpkGJ4JLCHmy9T_jK3p0AUDNbw/s640/%25E5%259B%25BD%25E9%2599%2585%25E9%259B%2586%25E8%25BF%2590+-+Google+Chrome_2015-11-26_17-35-17.png" title="Taobao Direct Shipping" width="640" /></span></a></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><br />
Clicking on the individual items will show the flow of goods. Typically Ordered->Domestic Shipping -> Arrived at Warehouse -> Overseas Shipping -> Delivered.</span><br />
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</span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNeYeu8kbDmxMJlCE9AK7V_ubPyOw2nmPEzUvWgrjeRFlOdhVltzpdhsEFXPzHNPCeHcNwaqzVOkxpOmQuHAoeYNv9V1z5euBcBzTXyPUZTsAA9ZcxIuiv_w8x1SxgLVzn1rEZmQ/s1600/%25E7%2589%25A9%25E6%25B5%2581%25E8%25AF%25A6%25E6%2583%2585+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%2521+-+Google+Chrome_2015-11-26_17-59-09.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Taobao Direct Monitoring the flow" border="0" height="496" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjNeYeu8kbDmxMJlCE9AK7V_ubPyOw2nmPEzUvWgrjeRFlOdhVltzpdhsEFXPzHNPCeHcNwaqzVOkxpOmQuHAoeYNv9V1z5euBcBzTXyPUZTsAA9ZcxIuiv_w8x1SxgLVzn1rEZmQ/s640/%25E7%2589%25A9%25E6%25B5%2581%25E8%25AF%25A6%25E6%2583%2585+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%2521+-+Google+Chrome_2015-11-26_17-59-09.png" title="Taobao Direct Shipping" width="640" /></span></a></div>
<span style="font-family: Verdana, sans-serif;"><br />
</span><br />
<span style="font-family: Verdana, sans-serif;">The last of my purchases reached the ZTO warehouse on the 19-Nov. It took a total of 9 days for the packages to be consolidated and sent out from the warehouse on the 28-Nov. When the packages are sent from the ZTO warehouse, the status will be updated to "已出库"</span><br />
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</span><br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFGxhJHoMbfpMzwwWBUQnavnLWTa7SHHDeKevV7a27LoI8FHNDi08rGamyx06C5FHam7i9b3QEeVLKCnGjmfWQa4GVRcmwlECAhNmJYJr3PbfoxCr6xKVeACbp0aQx8bWFBgwQKw/s1600/2015-11-29+15_27_31-%25E7%2589%25A9%25E6%25B5%2581%25E8%25AF%25A6%25E6%2583%2585+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%2521.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Shipping from the ZTO warehouse" border="0" height="500" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhFGxhJHoMbfpMzwwWBUQnavnLWTa7SHHDeKevV7a27LoI8FHNDi08rGamyx06C5FHam7i9b3QEeVLKCnGjmfWQa4GVRcmwlECAhNmJYJr3PbfoxCr6xKVeACbp0aQx8bWFBgwQKw/s640/2015-11-29+15_27_31-%25E7%2589%25A9%25E6%25B5%2581%25E8%25AF%25A6%25E6%2583%2585+-+%25E6%25B7%2598%25E6%2588%2591%25E5%2596%259C%25E6%25AC%25A2%2521.png" title="Taobao Direct" width="640" /></span></a></div>
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</span><br />
<h3>
<span style="font-family: Verdana, sans-serif;">4) Receive your package</span></h3>
<span style="font-family: Verdana, sans-serif;"><br />
Wait for your package to be delivered to your doorstep. There is NO additional consolidation/payment step that is typically required for the 3rd party or Taobao appointed forwarders (e.g 4PX, 65daigou, peeka, etc).</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h4 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Summary</span></h4>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><span style="color: blue;"><b><br /></b></span>
<span style="color: blue;"><b>PROS</b></span></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">I was quite impressed by the fact that Direct Shipping is able to provide the cost of freight at check-out. This definitely helped me make my decisions and prevent shipping bill shocks.</span><br />
<span style="font-family: Verdana, sans-serif;"><br />
<span style="color: red;"><b>CONS</b></span></span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">ZTO strives to consolidate and send packages between 3-5 working days, for all SG orders. However, i was left disappointed by the amount of time it took for them to do it. My last of my orders reached the warehouse on the 19-NOV, but the whole package was only sent out on 28-NOV. It took a grand total of 7 working days!</span><br />
<span style="font-family: Verdana, sans-serif;"><br />
Perhaps it was the busy 11.11 sales period which caused the logistic backlogs. Nevertheless, unless there is another promotion on the shipping price for 淘宝直送, i would very much prefer to stick faster and perhaps more reliable freight forwarders like 4PX or 65Daigou.</span><br />
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<u>Updates (4 Dec):</u></span><br />
<span style="font-family: Verdana, sans-serif;">Packages arrived to my doorstep. The air freight from China to Singapore took 6 days (or 4 working days). My items were packed in a gunny sack and secured together using clear tape. The <b><span style="color: red;">2nd </span></b>package arrived 2 days later, on the 6th Dec, containing one of the purchase that was omitted in the gunny sack that arrived on the 4th DEC.</span><br />
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</div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Related: <a href="http://sugaspiceeverythingnice.blogspot.com/2015/11/taobao-direct-shipping.html" target="_blank">Taobao Direct Shipping</a>, Pros and Cons</span>Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com0tag:blogger.com,1999:blog-13830252.post-91650733245250953212015-11-02T12:10:00.000+08:002015-12-30T15:43:17.534+08:00Taobao Direct Shipping <div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Online shopping on Taobao has become more common place among the young and tech savvy. With the amazing amount of deals available, it is no surprised that Taobao has become one of the largest eCommerce site in the world.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">When shopping online, it is important to find a right seller, but equally important to know the options you have for shipping. A right mix between value, timeliness and reliability would enhance your shopping experience. So without further ado, let us discuss the methods of shipping available on Taobao:</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Option 1: Direct Shipping</span></div>
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<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Option 2: Taobao Consolidate and Ship (Eg. </span><a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/taobao-complete-4px-guide.html" style="font-family: Verdana, sans-serif;" target="_blank">4PX Forwarding</a><span style="font-family: Verdana, sans-serif;">)</span></div>
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<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Option 3: Independent Freight Forwarders (Eg. </span><a href="http://sugaspiceeverythingnice.blogspot.com/2015/01/taobao-ship4u-peekasg-guide.html" style="font-family: Verdana, sans-serif;" target="_blank">Peeka</a><span style="font-family: Verdana, sans-serif;">, </span><a href="http://sugaspiceeverythingnice.blogspot.com/2015/02/taobao-65daigou-ship-for-me-guide.html" style="font-family: Verdana, sans-serif;" target="_blank">65Daigou</a><span style="font-family: Verdana, sans-serif;">)</span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">This article will focus on the relatively new "Taobao Direct Shipping" method. </span></div>
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<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Taobao Direct Shipping is a fully integrated freight forwarding service provided by ZTO in partnership with DP EX (For Singapore). It works similar in method to the other 2 options, except that the cost of freight is calculated and charged during check-out.</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Why Direct Shipping ?.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Immediate Cost Estimates</span></h3>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">The main advantage of Direct Shipping is the <b>immediate cost calculation</b> at check-out. This will help in making your purchase decisions and prevent bill shocks - Imagine buying an item online and having to pay for shipping that costs many times more than the item!</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">No additional consolidation and check-out</span></h3>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Once you have paid for the order, you will not be required to log-in to consolidate and pay for shipping again (unlike Option 2 and Option 3). Taobao will consolidate, pack and send the order as per the check-out cart.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<h3>
<span style="font-family: Verdana, sans-serif;">Delivery Guarantee</span></h3>
<div>
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div>
<span style="font-family: Verdana, sans-serif;">According to the official Taobao site, it usually takes 5-7 working days to ship from China to Singapore. A nice touch provided by Taobao is a delivery service guarantee*:</span><br />
<br />
<ul>
<li><span style="font-family: Verdana, sans-serif;">50% (Capped at 50RMB) for deliveries that are later than the guaranteed delivery time. </span></li>
<li><span style="font-family: Verdana, sans-serif;">Full refund of item and freight (Capped at 2000RMB) for failure to deliver in 15 days</span></li>
</ul>
<span style="font-family: Verdana, sans-serif; font-size: x-small;"><b>* Warehouse-to-end delivery time: 10 working days during Nov 11 - Nov 25.</b></span><br />
<span style="font-family: Verdana, sans-serif; font-size: x-small;"><b><br /></b></span></div>
<h4>
<span style="font-family: Verdana, sans-serif;">Summary</span></h4>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">We have tried Direct Shipping once. It took in total of 7 days from check-out to delivery. Not exactly the fastest, but definitely more convenient and NO shocks from shipping costs.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">If you haven't already tried the Direct Shipping option, now is the perfect time ! With the upcoming 11.11 (11-November) singles day promotion, you will be able to enjoy a discount on your shipping costs (First 25000)! Happy Shopping!</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih_42mSnqY_srIa8Kw8bbKrD23Lfld35V9HCQqGrgrwjy3v_hJ04fppa1B3HNIBzQxTWMdO2Su9xbjSbo7sW2sKTUp_CxesLgC9ldJ77ZyCqCUGXlNNnHJdfUTddFXQKVygDjRsg/s1600/Taobao+shipping+guide+to+Singapore+and+Malaysia_agent+fee+and+review_Taobao+SEA+_2015-11-02_10-39-49.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao Direct Shipping" border="0" height="172" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEih_42mSnqY_srIa8Kw8bbKrD23Lfld35V9HCQqGrgrwjy3v_hJ04fppa1B3HNIBzQxTWMdO2Su9xbjSbo7sW2sKTUp_CxesLgC9ldJ77ZyCqCUGXlNNnHJdfUTddFXQKVygDjRsg/s640/Taobao+shipping+guide+to+Singapore+and+Malaysia_agent+fee+and+review_Taobao+SEA+_2015-11-02_10-39-49.png" title="Taobao Direct Shipping" width="640" /></a></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif; text-align: start;">Do read more of our <a href="http://sugaspiceeverythingnice.blogspot.sg/2015/11/taobao-direct-step-by-step-guide.html" target="_blank">Taobao Direct Shipping experience and Step-by-Step guide here</a>.</span><br />
<br /></div>
<span style="font-family: Verdana, sans-serif;">Credit: </span><span style="font-family: Verdana, sans-serif;"><a href="http://world.taobao.com/markets/all/15s11/logistics?spm=a21bp.7796863.37407.2.HL77tx&wh_area=singapore" target="_blank">Official Taobao direct shipping guide</a></span><br />
<br />Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com3tag:blogger.com,1999:blog-13830252.post-84276285270999335022015-09-06T14:10:00.001+08:002015-09-06T14:18:02.966+08:00OCBC Frank Card - Has it lost its edge ?<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">The OCBC Frank Card was one of my favourite Credit Cards! It allowed me to stretch my dollar from all my online spending. Giving me up to 6% on my online spending and an unlimited cash back of 0.5% on all other spend. </span><span style="font-family: Verdana, sans-serif;">It even made it to the list of the </span><a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/best-cash-back-credit-cards-in-singapore.html" style="font-family: Verdana, sans-serif;" target="_blank">best cash back credit cards</a><span style="font-family: Verdana, sans-serif;"> !</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<span style="font-family: Verdana, sans-serif;">Until this happened. </span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVPg7Xo3-mIgierX5TdTlSqju27lUCAT6kZSuF0feMs12hdo_FcRkIQhrNPDyAJU3myBC_X4sFGEYBBAu66tSKtMTzXMimFCF8TNlFyUUAvCFPJTqgKKkzjFoKoGtvVVsH9Grn/s1600/2015-09-06+13_45_33-Ocbc+-+acetone29%2540gmail.com+-+Gmail.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><span style="font-family: Verdana, sans-serif;"><img alt="Frank SMS" border="0" height="320" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVPg7Xo3-mIgierX5TdTlSqju27lUCAT6kZSuF0feMs12hdo_FcRkIQhrNPDyAJU3myBC_X4sFGEYBBAu66tSKtMTzXMimFCF8TNlFyUUAvCFPJTqgKKkzjFoKoGtvVVsH9Grn/s320/2015-09-06+13_45_33-Ocbc+-+acetone29%2540gmail.com+-+Gmail.png" title="OCBC Frank" width="231" /></span></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Verdana, sans-serif;">A Frank SMS</span></td></tr>
</tbody></table>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Tsk, Tsk. So sneaky. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Similar to the <a href="http://sugaspiceeverythingnice.blogspot.sg/2015/08/uob-one-card-changes-you-need-to-know.html" target="_blank">changes made to the UOB One Card</a>, OCBC has revised some of the cash back rate, sadly it made the card less competitive. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Let us break down the changes from 1st October.</span></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<h3>
<span style="font-family: Verdana, sans-serif;">Frank Cashback Changes</span></h3>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXF13R26g_r_Ve3Ogv2Fx0bXaLnbHVuT1QRc_EFL1gg2xRQ7l09IApCJaPseUNJt-FFDqKQfugMPWNGBGWgU4Sd_449vRGO5yx07qKH-L0MAz33TpK-_BOXXKndfg6RnCyMaxb/s1600/2015-09-06+13_40_48-.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Changes to the cash rebates" border="0" height="438" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjXF13R26g_r_Ve3Ogv2Fx0bXaLnbHVuT1QRc_EFL1gg2xRQ7l09IApCJaPseUNJt-FFDqKQfugMPWNGBGWgU4Sd_449vRGO5yx07qKH-L0MAz33TpK-_BOXXKndfg6RnCyMaxb/s640/2015-09-06+13_40_48-.png" title="OCBC Frank Changes" width="640" /></span></a></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<br />
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">1) The main point to note is the removal of the "No Cap on 0.5% rebates". </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">This essentially means that once you've hit the S$60 spending rebate from any of the criteria, you will no longer be eligible for more rebates! </span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">2) Weekend/Weekday Dining, Entertainment rebates, increased to 5% and 3% respectively.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">With all due respect, there is already a card for that. Its call the <a href="http://www.ocbc.com/personal-banking/Cards/cpa/365/index.html?gclid=CJrhx4zc4ccCFVgSjgod364Fwg#" target="_blank">OCBC365</a>. Incorporating this aspect into a pure spending/cashback card simply diminishes the function of the Frank Card. </span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">3) Minimum spend to earn rebates, reduced to S$400. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Well its great that they reduce the minimum spend amount. But if you are a financially savvy customer, you would have an <a href="http://sugaspiceeverythingnice.blogspot.sg/2015/04/ocbc360-it-just-got-better.html" target="_blank">OCBC360 account</a> and one of the terms for the OCBC360 additional interest criteria is to spend S$500 on your OCBC credit cards. Reducing the min. spend to earn rebates does not really do much in this case.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">4) Minimum spend to exclude Online and Nets Flashpay ATUs spending</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">This is perhaps the nail-in-the-coffin for this card! If it was already hard to achieve the min. spend amount, especially if the bulk of your spending are from online shopping, then it would be impossible to qualify for the rebates at all!</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">With this 'hidden' criteria, you would need to spend S$400 from "KTVs, Cinemas, Bars and some cafes" and "everything else" each month, to qualify for rebates.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3>
<span style="font-family: Verdana, sans-serif;">A Frank Summary</span></h3>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">I guess all good things must come to an end. The revision of the terms really makes this card lose out to its cashback peers, like the UOB One Card and the SCB Manhattan card. The only saving grace for the Frank Card is that many holders are also OCBC360 account holders. In any case, i would expect quite an exodus of users from the Frank Card - i myself would be looking at other OCBC rebate Cards (OCBC Cashflo).</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Stay tuned for a shoot-out of the latest cash back cards available!</span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<br /></div>
Ivanhttp://www.blogger.com/profile/07845557513100991438noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-80788494285112011752015-08-18T12:08:00.001+08:002015-08-18T22:10:45.871+08:00UOB One Card, Changes You Need To Know<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">So here's the deal, UOB One Card will be revising their rebate structure from the 1st October 2015. Before we get into the details, lets take a look at what the UOB One Card rebates used to be, before the impending changes.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjg4PUupj23YdRNCsKOe7W1hWHcJ3VoY88ttabKOp_u7L3QdqmKQh9ixEElGsOMOUMhDB41zZLIPv3Vc14KAr98xYUpdclp84GP-R6OqaKpSXaK85ieDkNrotkmsZt4VdQXhAKRw/s1600/uob+one+card+rebates+-+Google+Search+-+Google+Chrome_2015-08-18_10-50-35.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="UOB One Card Rebates (old)" border="0" height="234" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgjg4PUupj23YdRNCsKOe7W1hWHcJ3VoY88ttabKOp_u7L3QdqmKQh9ixEElGsOMOUMhDB41zZLIPv3Vc14KAr98xYUpdclp84GP-R6OqaKpSXaK85ieDkNrotkmsZt4VdQXhAKRw/s640/uob+one+card+rebates+-+Google+Search+-+Google+Chrome_2015-08-18_10-50-35.png" title="UOB One Card Rebates (old)" width="640" /></a></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">The UOB One card would give you tiered rebates based on the minimum spending over 3 months. The rebates are listed as S$30, S$80 and S$150, earned quarterly. What this means is that to hit each of the rebate tiers, one must spend at least S$300, S$800 and S$1,500 consistently over 3 months. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">In my opinion, this card is decent for those who consistently charge a fixed amount to their card each month. The penalty for failing to hit the minimum spend on any of the 3 months would cause you to fall to a lower rebate tier or in the worse case, not earn any rebate at all.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">So if you had trouble trying to hit any of the 3 tiers, then the bad news is that from 1st October, it is going to be even harder!</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">However, if you are able to meet the requirement consistently, you will be rewarded with a nice 3.33% cash back. At 3.33%, this is <a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/best-cash-back-credit-cards-in-singapore.html" target="_blank">one of the best cash back cards</a> available on the market at the moment. </span></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Let's take a look at the revised rebate structure for the UOB One Card:</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">The Changes</span></h3>
<div>
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzMBCOfxzppJKQX1T5iB2XH9hVI8sQlqN1WMoVoWTT_vnD2fNDtm47NSmqcX0CqFlExchQi0ZE1cF10AWmZVlR-MBRRqPgYlSP8clmnqGJjGmsgdbaA6A015yU12AIgpJHKSUVdg/s1600/uob.com.sgonestaticmediafaq.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="UOB One Card Rebates (Old Vs New)" border="0" height="222" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjzMBCOfxzppJKQX1T5iB2XH9hVI8sQlqN1WMoVoWTT_vnD2fNDtm47NSmqcX0CqFlExchQi0ZE1cF10AWmZVlR-MBRRqPgYlSP8clmnqGJjGmsgdbaA6A015yU12AIgpJHKSUVdg/s640/uob.com.sgonestaticmediafaq.png" title="UOB One Card Rebates (Old Vs New)" width="640" /></a></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">From the 1st October, the minimum tiers are increased to S$500, S$1000 and S$2000 respectively. The payout amount is tweaked slightly at S$50, S$100 and <b><span style="color: red;">S$300</span></b> - effectively rewarding those who spend upwards of S$2000 for each month.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZfq-5vISpL6AkGc3iwYsaAwsR0FlN6T5TT8FfCQl_H__M0A99hTiru6KuhtNZcsz6Q5L32ybVI5XfPriu5AnuLYKuFfTO6AwLMnS71xXnBnApVVSePVjBDAn9IxLrYnR-SYkgKw/s1600/UOB+One+Card+%25E2%2580%2592+Singapore%2527s+most+generous+rebate+card+-+Google+Chrome_2015-08-18_11-10-00.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="UOB One Card Rebates New 5%" border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhZfq-5vISpL6AkGc3iwYsaAwsR0FlN6T5TT8FfCQl_H__M0A99hTiru6KuhtNZcsz6Q5L32ybVI5XfPriu5AnuLYKuFfTO6AwLMnS71xXnBnApVVSePVjBDAn9IxLrYnR-SYkgKw/s640/UOB+One+Card+%25E2%2580%2592+Singapore%2527s+most+generous+rebate+card+-+Google+Chrome_2015-08-18_11-10-00.png" title="UOB One Card Rebates New 5%" width="640" /></a></div>
<div style="text-align: justify;">
<br /></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Also, one additional point to note, the 2% overseas cash rebate promotion will no longer apply from October. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Summary</span></h3>
<div>
<span style="font-family: Verdana, sans-serif; text-align: justify;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">With the new requirements, those who have no trouble spending S$2000 per month on their One Card will be rewarded with a generous <b><span style="color: red;">5% </span></b>rebate. However if you are like me, finding it hard to hit the S$500 monthly spending tier, it would be an even more uphill task trying to monitor your monthly spending to ensure you qualify for the rebate.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Although the One Card gives one of the highest cash backs in the market, there are still many options available from other banks that have easier requirements and give relatively decent rebates. </span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Some food for thought: F</span><span style="font-family: Verdana, sans-serif;">rom a consumer standpoint, making it harder to achieve the rebate amounts simply discourages use of the credit card.</span><span style="font-family: Verdana, sans-serif;"> </span></div>
<div>
<span style="font-family: Verdana, sans-serif; text-align: justify;"><br /></span></div>
<div>
<span style="font-family: Verdana, sans-serif; text-align: justify;"><br /></span></div>
<div>
<span style="font-family: Verdana, sans-serif; text-align: justify;">You can read more about the UOB One Card changes <a href="http://uob.com.sg/one/rebate.html" target="_blank">here</a>.</span><br />
<span style="font-family: Verdana, sans-serif; text-align: justify;"><br /></span></div>
<div>
</div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-9190937600950929772015-07-12T00:40:00.004+08:002015-07-12T00:40:41.338+08:00eBates Singapore - Getting Paid for Your US Shopping<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><a href="http://www.ebates.sg/referrer?referrerid=rN6lrna%2Bic0%3D%0D%0A" target="_blank">eBates</a> has come to Singapore! </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">I have been a long time user of eBates.com for all my U.S Shopping. This website has given me a total of USD$65 in cashback from my online shopping and i have recommended the <a href="http://sugaspiceeverythingnice.blogspot.sg/2014/12/ebates-shopping-to-save-money.html" target="_blank">U.S site of eBates</a> in one of my previous post.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">As you can imagine, i am more than happy to recommend <a href="http://www.ebates.sg/referrer?referrerid=rN6lrna%2Bic0%3D%0D%0A" target="_blank">eBates.sg</a> ! It seems that both eBates websites are mutually exclusive to each other. This basically means that you can only use one <b>or </b>the other. </span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Between the two, i would suggest to use the newer eBates.sg. One of the added advantage of the Singapore eBates site is the availability of the Cheque payment option. Selecting this option means that you will get paid via a cheque, delivered to your own address. Also, it is catered more for the local shoppers!</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">eBates Singapore works the same as most other eCommerce Enablers - example: <a href="http://sugaspiceeverythingnice.blogspot.sg/2015/05/shopback-your-online-shopping-rebates.html" target="_blank">Shopback</a>. You get a small % of the commission from referral given on your spending, in the form of a cashback. This cashback is absolutely free, without caveats, as long as you purchase via a referral link from the eBates website (Do read my other post on how this works).</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Example of the cashback i have accumulated from shopping via eBates in July:</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><span style="font-family: Verdana, sans-serif;"><img alt="My Cashback thus far" border="0" height="344" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnu9-aWjpelliKNYia9k48SekVsDYN5RMbKkVB1kFSAyTakyHgD-nS6hPQ4UVPCWX91dxsqG-TnNCwI5bt4c1xmqo8SGWEix4vMDRtceYpaDNCTNzOePfKwXseS6OnFIGDmOuDtA/s640/2015-07-12+00_11_46-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" style="margin-left: auto; margin-right: auto;" title="eBates.sg My Dashboard" width="640" /></span></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Verdana, sans-serif;">My Cashback thus far!</span></td></tr>
</tbody></table>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjnu9-aWjpelliKNYia9k48SekVsDYN5RMbKkVB1kFSAyTakyHgD-nS6hPQ4UVPCWX91dxsqG-TnNCwI5bt4c1xmqo8SGWEix4vMDRtceYpaDNCTNzOePfKwXseS6OnFIGDmOuDtA/s1600/2015-07-12+00_11_46-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"></span></a></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Selecting the Cheque (Cashback method)</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiett46IJRi8alkt1CceACaa5kyUSYO2qqNO_o1fr0x_cfNeENyp7eJyVZJZsX-w5o6ulbsKO0vjwXeqidiyVMnCNSCgZphbo5JEh0NACgG5MdCSXbJkJ4i7P9GCJrUnfsHTln5_g/s1600/2015-07-12+00_14_00-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="eBates.sg Cheque" border="0" height="337" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiett46IJRi8alkt1CceACaa5kyUSYO2qqNO_o1fr0x_cfNeENyp7eJyVZJZsX-w5o6ulbsKO0vjwXeqidiyVMnCNSCgZphbo5JEh0NACgG5MdCSXbJkJ4i7P9GCJrUnfsHTln5_g/s640/2015-07-12+00_14_00-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" title="eBates.sg Payment Method" width="640" /></span></a></div>
<span style="text-align: justify;"><span style="font-family: Verdana, sans-serif;"><br /></span></span>
<span style="text-align: justify;"><span style="font-family: Verdana, sans-serif;">Selecting the Paypal or Credit Card (Cashback method)</span></span><br />
<span style="text-align: justify;"><span style="font-family: Verdana, sans-serif;"><br /></span></span>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9dK0dhfvZIwne-kIDLAuYm4qNB5Le_brZpezj2wGXy1m-I6DC9epjm995oGKX6ZzRnvD_s0OuIbAT4KMYga1g6Cj665qZ7g6A8oFpRWTvIg3mPRnJ2uJClqgWC4KGJHupL6_SRA/s1600/2015-07-12+00_14_48-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="eBates.sg Credit Card" border="0" height="336" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEh9dK0dhfvZIwne-kIDLAuYm4qNB5Le_brZpezj2wGXy1m-I6DC9epjm995oGKX6ZzRnvD_s0OuIbAT4KMYga1g6Cj665qZ7g6A8oFpRWTvIg3mPRnJ2uJClqgWC4KGJHupL6_SRA/s640/2015-07-12+00_14_48-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" title="eBates.sg Cash back method" width="640" /></span></a></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR2qGHmUQpKj9sQqnE2mjRwH68XJo0RnrIYwzqRppxdAoX65SQZG4-oYTMNU1JDh6n7uMsgqIZHu4Dst5eTcgZlOcT_-ug3k-X8WjhExkXAd546SgpUhqyiifcSQVgidg6J0nTTA/s1600/2015-07-12+00_15_01-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="eBates.sg Cash back method" border="0" height="158" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiR2qGHmUQpKj9sQqnE2mjRwH68XJo0RnrIYwzqRppxdAoX65SQZG4-oYTMNU1JDh6n7uMsgqIZHu4Dst5eTcgZlOcT_-ug3k-X8WjhExkXAd546SgpUhqyiifcSQVgidg6J0nTTA/s640/2015-07-12+00_15_01-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" title="eBates.sg Cash back method" width="640" /></span></a></div>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="text-align: justify;"><span style="font-family: Verdana, sans-serif;">eBates will pay out your posted cashbacks on the following schedules.</span></span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhN3DOHT9YhZMRl52ohAdAZ7-irT1XkNoLEKKv_iX_IeP-IRasdhaOYQPijMuTwS1v-5_WiwR0wCnpoWihSCoaQSLIHgeaEiPcBH2n07k2p87QLN3Bc-ddfb5DrGIOc5ePN0YKj0w/s1600/2015-07-12+00_17_17-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="eBates Payment" border="0" height="204" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhN3DOHT9YhZMRl52ohAdAZ7-irT1XkNoLEKKv_iX_IeP-IRasdhaOYQPijMuTwS1v-5_WiwR0wCnpoWihSCoaQSLIHgeaEiPcBH2n07k2p87QLN3Bc-ddfb5DrGIOc5ePN0YKj0w/s640/2015-07-12+00_17_17-Ebates+Singapore+-+Coupons%252C+Cash+Back+%2526+Overseas+Shopping.png" title="eBates.sg Payment" width="640" /></span></a></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">There is a reasonably large variety of U.S merchants that participate with</span><span style="font-family: Verdana, sans-serif;"> eBates and most of them will accept Singapore / International credit cards. Even if they do not ship directly to Singapore, you could still buy and send them via a freight forwarder like ComGateWay or Borderlinx.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<table align="center" cellpadding="0" cellspacing="0" class="tr-caption-container" style="margin-left: auto; margin-right: auto; text-align: center;"><tbody>
<tr><td style="text-align: center;"><a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqJESd4WUgfEQjdKCoedS36tSoYo6MqY0wDZP5rC6DjYndJDSWIu4JQUZFcVRAH4E6U5LarQmOWmtHsW8c7FwUTRGKrssfp8ovJ_dKPK6h6PIp65oOArfDLdXNW3Zs8dmbKQdbLA/s1600/2015-07-12+00_26_37-Coupon+Codes%252C+Discounts+%2526+Cash+Back+Savings+-+Ebates+SG.png" imageanchor="1" style="margin-left: auto; margin-right: auto;"><span style="font-family: Verdana, sans-serif;"><img alt="eBates.sg Merchants" border="0" height="297" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiqJESd4WUgfEQjdKCoedS36tSoYo6MqY0wDZP5rC6DjYndJDSWIu4JQUZFcVRAH4E6U5LarQmOWmtHsW8c7FwUTRGKrssfp8ovJ_dKPK6h6PIp65oOArfDLdXNW3Zs8dmbKQdbLA/s400/2015-07-12+00_26_37-Coupon+Codes%252C+Discounts+%2526+Cash+Back+Savings+-+Ebates+SG.png" title="eBates.sg Merchants" width="400" /></span></a></td></tr>
<tr><td class="tr-caption" style="text-align: center;"><span style="font-family: Verdana, sans-serif;">Awesome Cash Back!</span></td></tr>
</tbody></table>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">If you are an avid online shopper and love buying stuff from U.S sites like Ralph Lauren, GILT or even Agoda. eBates will give you the best cashback possible on your spending. I would highly recommend to make your money's worth at absolutely no cost!</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><a href="http://www.ebates.sg/referrer?referrerid=rN6lrna%2Bic0%3D%0D%0A" target="_blank">Sign-up to eBates here</a>!</span></div>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-76344664495565269692015-06-12T18:17:00.002+08:002015-06-12T18:24:32.940+08:00 OCBC360 - Earn 2.25% Interest on Your Savings<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">I had previously discussed the <a href="http://sugaspiceeverythingnice.blogspot.com/2015/04/ocbc360-it-just-got-better.html" target="_blank">changes to the OCBC360 account</a> and did a mini summary on the differences between the new and old criteria. I also mentioned that it would not be difficult to achieve a 2.25% interest rate that you will earn on your first S$60,000 in the 360 account.</span></div>
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<span style="font-family: Verdana, sans-serif;">Well, here's how my 360 account fared on the first month of the new criteria. </span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQa4qQpzWQt0oNqyedlk5M5XgNKVBC2WRWVYo2_m8CZ12d3JfVRbcr-NeVgIZnFOEjWr7k7EYMvCR3f2BEJBl0Fmp-xrRjBU_5E8vgDwdN9-9k5PiP1krrcariGpGFjJMP3ivRuw/s1600/OCBC+Bank+-+Google+Chrome_2015-06-10_08-21-20.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="OCBC360 Interest Postings" border="0" height="182" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjQa4qQpzWQt0oNqyedlk5M5XgNKVBC2WRWVYo2_m8CZ12d3JfVRbcr-NeVgIZnFOEjWr7k7EYMvCR3f2BEJBl0Fmp-xrRjBU_5E8vgDwdN9-9k5PiP1krrcariGpGFjJMP3ivRuw/s640/OCBC+Bank+-+Google+Chrome_2015-06-10_08-21-20.png" title="OCBC360 Interest Posting" width="640" /></span></a></div>
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<span style="font-family: Verdana, sans-serif;">As you can see, the interest credit amounts are broken down into the various components of each posting - so that it is clear and transparent.</span><br />
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<span style="font-family: Verdana, sans-serif;"><b>360 Save Bonus</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1vuxO1qUB9ZD3gyfFibfdZJUen21P9y-R1SH4nwif4ePw3jP3GOa1ZkA7VFOUoXFvC9qn-oyoSINaGbEdPBfGc_yThaVb7wzwx_8EAxdpCi8-4SLsfd1VJBMVBvJVi8WKY8mcoQ/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-46.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="360 Save Bonus" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg1vuxO1qUB9ZD3gyfFibfdZJUen21P9y-R1SH4nwif4ePw3jP3GOa1ZkA7VFOUoXFvC9qn-oyoSINaGbEdPBfGc_yThaVb7wzwx_8EAxdpCi8-4SLsfd1VJBMVBvJVi8WKY8mcoQ/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-46.png" title="360 Save Bonus" /></a></div>
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<span style="font-family: Verdana, sans-serif;"><b>360 CC Spend Bonus</b></span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjylV12AmYZgz-IbtIkYAw5WLnSEoH14rJg07CZRwP9CP2qTEMO9hFY3hUlBBEFdX7o85HH6kPtlezM3EQQPDc06Jn3sUxFcd79_eELnTO2QU07Y7fHWsJXV_x4i3BzRF5rPqGLeA/s1600/The+OCBC+360+Accdsvssr++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-03.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="360 CC Spend Bonus" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjylV12AmYZgz-IbtIkYAw5WLnSEoH14rJg07CZRwP9CP2qTEMO9hFY3hUlBBEFdX7o85HH6kPtlezM3EQQPDc06Jn3sUxFcd79_eELnTO2QU07Y7fHWsJXV_x4i3BzRF5rPqGLeA/s1600/The+OCBC+360+Accdsvssr++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-03.png" title="360 CC Spend Bonus" /></a></div>
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<b style="font-family: Verdana, sans-serif;">360 Payment Bonus</b><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjCQ1UgfSVb48xsYAMQhlLc0kywyQgJmX3XSQkbefU5LbElPcMj0lf_dGk01V1Ru1nOLDm4UoRfbfQ-7i_kmFqjcQXmq43qY8SzlC0TQoVaCEgAb6Zr2bY6_VtnOiEYCrg-ifkiw/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-03.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="360 Payment Bonus" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhjCQ1UgfSVb48xsYAMQhlLc0kywyQgJmX3XSQkbefU5LbElPcMj0lf_dGk01V1Ru1nOLDm4UoRfbfQ-7i_kmFqjcQXmq43qY8SzlC0TQoVaCEgAb6Zr2bY6_VtnOiEYCrg-ifkiw/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-29-03.png" title="360 Payment Bonus" /></a></div>
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<b style="font-family: Verdana, sans-serif;">360 Salary Bonus </b><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4h4ZDH_KeAxW3ZPPHLtBL4cumre_VDAzDxdyW5EsVgZ8-9amFG4ci90zGkYA771eUDSJeVToWeNBwMU-M3uDZN_lAFi_IE-QvplLZUhDaaUUMtxK8N40n3exsBu-qsjn6uBS_LA/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-27-31.png" imageanchor="1" style="clear: left; float: left; margin-bottom: 1em; margin-right: 1em;"><img alt="360 Salary Bonus" border="0" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg4h4ZDH_KeAxW3ZPPHLtBL4cumre_VDAzDxdyW5EsVgZ8-9amFG4ci90zGkYA771eUDSJeVToWeNBwMU-M3uDZN_lAFi_IE-QvplLZUhDaaUUMtxK8N40n3exsBu-qsjn6uBS_LA/s1600/The+OCBC+360+Account+just+got+better++OCBC+Bank+-+Google+Chrome_2015-06-12_16-27-31.png" title="360 Salary Bonus" /></a></div>
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<span style="font-family: Verdana, sans-serif;">If you haven't already opened an OCBC360 account, i would recommend that you do. In my opinion, it is the best savings account in the market right now for your first S$60,000. </span><br />
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<span style="font-family: Verdana, sans-serif;">For those who have difficulties meeting the criterias above, you can look at some of the <a href="http://sugaspiceeverythingnice.blogspot.com/2015/04/3-savings-account-alternatives-to-ocbc.html" target="_blank">savings account offerings</a> from Standard Chartered and UOB. These banks do give a relatively decent interest rate of about 0.9-1.5%* on your savings without any caveats.</span><br />
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<i>*<span style="font-family: Verdana, sans-serif;">(Depending on your deposit amount)</span></i></div>
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<b style="font-family: Verdana, sans-serif;"><u>FAQ on the 360 Account:</u></b></div>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i>When will my special interest be credited to my account ?</i></span></h3>
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<span style="font-family: Verdana, sans-serif;">OCBC credits the special interest amounts on the <i>7th working day</i>.</span></div>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i><br /></i></span></h3>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i>Will i still get my special interest if the money is transferred out of the account before the 7th ?</i></span></h3>
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<span style="font-family: Verdana, sans-serif;">Yes, the interest accrued is based on the previous month's daily balances.</span></div>
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<span style="font-size: small;"><span style="font-family: Verdana, sans-serif;"><i>Does </i></span><i style="font-family: Verdana, sans-serif;">payments of</i><i style="font-family: Verdana, sans-serif;"> 2 different credit cards to the same bank count?</i></span></h3>
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<span style="font-family: Verdana, sans-serif;">Yes, each credit card payment will count as a unique payment and will contribute to fulfilling the "Payment Bonus" requirements.</span></div>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i>Does the "Save Bonus" apply to my total balance or only on the increment?</i></span></h3>
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<span style="font-family: Verdana, sans-serif;">The 1% Save Bonus will only be applied on the incremental balance, which</span><span style="font-family: Verdana, sans-serif;"> is the difference between the current month average daily balance and previous month.</span><span style="font-family: Verdana, sans-serif;"> (up to $1,000,000.)</span></div>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i><br /></i></span></h3>
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<span style="font-family: Verdana, sans-serif; font-size: small;"><i>Why don't i qualify for the "Salary Bonus" ?</i></span></h3>
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<span style="font-family: Verdana, sans-serif;">Only salary credits with the transaction reference "GIRO-SALARY" and amounts more than S$2000 will qualify.</span></div>
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Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-92084056156387272792015-05-31T15:51:00.000+08:002015-08-15T00:12:47.709+08:00Shopback, Cashback For Your Online Shopping<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><a href="https://www.shopback.sg/r/msUYRc" target="_blank">Shopback.sg</a> is an eCommerce enabler, similar to <a href="http://www.ebates.com/rf.do?referrerid=3I20UZfwwlQHZtMJZa4e3g%3D%3D&eeid=26471" target="_blank">eBates</a>. The primary objective of an eCommerce enabler is to direct traffic to online merchants and retailers. By doing so, they will earn a commission for a sale or conversion. A portion of this commission is then shared with the consumer as a form of cash back.</span><br />
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<span style="font-family: Verdana, sans-serif;">For the online shopper like myself, who frequently buys from online merchants like Luxola, Zalora and ASOS, it is silly not to make use of this cash back opportunity. So let me share with you how it works.</span><br />
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<span style="font-family: Verdana, sans-serif;">1. Create an account with Shopback</span></h3>
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<span style="font-family: Verdana, sans-serif;">Follow the link to <a href="https://www.shopback.sg/r/msUYRc" target="_blank">Shopback.sg</a>, create your Shopback account.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdkhS9UselR_yRUvfxWauqI5-gaj1ErdkGi5KODNNsESjLxrJzTPAezbM1rrKyV6g81TQRdYYDRYd9we0B8VOAUyxCFwB8W0Kgus53e0IuTic8nLl7fvCBRJmyoXmMLbuQl5iI-A/s1600/2015-05-31+15_17_31-Login+-+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><span style="font-family: Verdana, sans-serif;"><img alt="Shopback Register" border="0" height="265" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEhdkhS9UselR_yRUvfxWauqI5-gaj1ErdkGi5KODNNsESjLxrJzTPAezbM1rrKyV6g81TQRdYYDRYd9we0B8VOAUyxCFwB8W0Kgus53e0IuTic8nLl7fvCBRJmyoXmMLbuQl5iI-A/s400/2015-05-31+15_17_31-Login+-+ShopBack.sg.png" title="Shopback Register" width="400" /></span></a></div>
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<span style="font-family: Verdana, sans-serif;">2. Update your address and account details</span></h3>
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<span style="font-family: Verdana, sans-serif;">Updating your personal details gives you USD$5 cash back.</span><br />
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwgCW9NS_8KHk1BBF_mK0TfuaKsgrQnzTLSU0o3XS2uBYwIGOOcVrXG3xpdZPZPniiZLt8wEZfBlSRIT5aAv9wi79tFPkiaYwEqtTZmGAVFIPQ62G18LIh1x_HRlLQ2yBBgoPAUg/s1600/2015-05-31+15_25_50-My+Account+-+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Update Address" border="0" height="216" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEgwgCW9NS_8KHk1BBF_mK0TfuaKsgrQnzTLSU0o3XS2uBYwIGOOcVrXG3xpdZPZPniiZLt8wEZfBlSRIT5aAv9wi79tFPkiaYwEqtTZmGAVFIPQ62G18LIh1x_HRlLQ2yBBgoPAUg/s640/2015-05-31+15_25_50-My+Account+-+ShopBack.sg.png" title="Shopback Register" width="640" /></a></div>
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<span style="font-family: Verdana, sans-serif;">Select your payment method (Bank account or Paypal).</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRU9w8hdteqlb2kTcA5Kl38M9dzgrK0VSsNCWuEEPMeg1_IMbBbaxN7xVLlp4eFI-JU5LiwmILU33Yj0NE25Vp8BeCnDq-QPLE_-Bg0WqT-iEP42B0taenvEAxGJ4Dg7IgYBZZ1g/s1600/2015-05-31+16_05_31-Coupons%252C+Discount+Codes%252C+Promo+%2526+Cashback+%25F0%259F%258E%2581+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Shopback account details" border="0" height="76" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjRU9w8hdteqlb2kTcA5Kl38M9dzgrK0VSsNCWuEEPMeg1_IMbBbaxN7xVLlp4eFI-JU5LiwmILU33Yj0NE25Vp8BeCnDq-QPLE_-Bg0WqT-iEP42B0taenvEAxGJ4Dg7IgYBZZ1g/s640/2015-05-31+16_05_31-Coupons%252C+Discount+Codes%252C+Promo+%2526+Cashback+%25F0%259F%258E%2581+ShopBack.sg.png" title="Shopback" width="640" /></a></div>
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<span style="font-family: Verdana, sans-serif;">3. Search for an online retailer</span></h3>
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<span style="font-family: Verdana, sans-serif;">Use the search bar to find the retailer or sort by the categories. Example: "Fashion".</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPZH5Kr3Q4Fh1oRm7m-VpWgZVcxT7yntJmoMY-KcJ2EnHmb81oVhadcap2x2JvhUTKFxWBrJC8u0wrcsYTchyzQBtq-R9BqPAhXWMYnwZQNzRxWhiGabIUVR4nE833CoV_ATnyGA/s1600/2015-05-31+15_20_46-Fashion+Coupons%252C+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Category Fashion" border="0" height="143" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPZH5Kr3Q4Fh1oRm7m-VpWgZVcxT7yntJmoMY-KcJ2EnHmb81oVhadcap2x2JvhUTKFxWBrJC8u0wrcsYTchyzQBtq-R9BqPAhXWMYnwZQNzRxWhiGabIUVR4nE833CoV_ATnyGA/s400/2015-05-31+15_20_46-Fashion+Coupons%252C+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" title="Shopback Shopping" width="400" /></a></div>
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<span style="font-family: Verdana, sans-serif;">For our guide, we selected "Luxola", a great portal for beauty products.</span><br />
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<span style="font-family: Verdana, sans-serif;">4. Click on the Promotion, Coupon or Discount code</span></h3>
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<span style="font-family: Verdana, sans-serif;">Shopback provides a variety of promotional codes or discounts that can be used with the retailer. </span><br />
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<span style="font-family: Verdana, sans-serif;">To ensure that you can receive any cash back, it is <b><span style="color: red;">important </span></b>to follow some of the rules that allow them to track your 'conversion'. They are listed as follows:</span><br />
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<span style="font-family: Verdana, sans-serif;">- Always ensure that cookies on your web browser is enabled </span><br />
<span style="font-family: Verdana, sans-serif;">- Use the same browser window that was launched by Shopback to complete the purchase</span><br />
<span style="font-family: Verdana, sans-serif;">- Try not to use other eCommerce Enablers for the same merchant (as this may result in disputes)</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0hNvP27lqgZZWt8FICs5nZ2O41Jq72minZDNMdF8twIwcTpmfsx2-ZBOzWPi6ZHtsUCLipxJlBxcbYGkfAsmpwl5Wc5trc-2GdsZBjVSjA5QQScG_yPFHMA-EqZYUvk1F5H7LTg/s1600/2015-05-31+15_21_19-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Promo Codes" border="0" height="208" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEg0hNvP27lqgZZWt8FICs5nZ2O41Jq72minZDNMdF8twIwcTpmfsx2-ZBOzWPi6ZHtsUCLipxJlBxcbYGkfAsmpwl5Wc5trc-2GdsZBjVSjA5QQScG_yPFHMA-EqZYUvk1F5H7LTg/s400/2015-05-31+15_21_19-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" title="Shopback Merchant Link" width="400" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjikN0tbOFuTDcSHcKbGrCUB1rl3Vtlv8fQixWoN9OBNTiuR2xbBM2dZC8vA_VcyCmw805dlCaEArej986AFie7Q4ctNTw9i_llkbt_toTwgJAa7lLzHydO2xHTF_NOOsH7g_ciUw/s1600/2015-05-31+15_21_34-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Promos and Discount" border="0" height="305" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjikN0tbOFuTDcSHcKbGrCUB1rl3Vtlv8fQixWoN9OBNTiuR2xbBM2dZC8vA_VcyCmw805dlCaEArej986AFie7Q4ctNTw9i_llkbt_toTwgJAa7lLzHydO2xHTF_NOOsH7g_ciUw/s400/2015-05-31+15_21_34-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" title="Shopback Discount and Promos" width="400" /></a></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLtWqW0rMkbzXShryQS2kgDjNFV5weU82gQDmSMtMhyphenhyphenoJRwbTNRq0ZSMJSwSuLEptctqgW09KWWMatBTwenfUwW-l6QMnWC4A9MOD-8JLoGbiSol0v4yy9Cz_VGsB-Zy3zMZ0oAw/s1600/2015-05-31+15_22_11-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Things to note" border="0" height="135" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjLtWqW0rMkbzXShryQS2kgDjNFV5weU82gQDmSMtMhyphenhyphenoJRwbTNRq0ZSMJSwSuLEptctqgW09KWWMatBTwenfUwW-l6QMnWC4A9MOD-8JLoGbiSol0v4yy9Cz_VGsB-Zy3zMZ0oAw/s400/2015-05-31+15_22_11-Luxola+Singapore+Promo+Codes+%2526+Discounts+_+ShopBack.sg.png" title="Shopback Checkout" width="400" /></a></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEQhNRfGPZTHnQEu2_5pBeRE6Nqu0Y44UO8uRNHkOZocmaQ9YXcpHYArzKoobk41wPAexs5qv2ikoYpFzAVwKgfwXiWhuJWwFq0yWrTvJWdJahjpZSIXkbjFsVrXucYimc63ugYQ/s1600/2015-05-31+15_22_27-Luxola+_+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Shopback Things to note" border="0" height="396" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiEQhNRfGPZTHnQEu2_5pBeRE6Nqu0Y44UO8uRNHkOZocmaQ9YXcpHYArzKoobk41wPAexs5qv2ikoYpFzAVwKgfwXiWhuJWwFq0yWrTvJWdJahjpZSIXkbjFsVrXucYimc63ugYQ/s400/2015-05-31+15_22_27-Luxola+_+ShopBack.sg.png" title="Shopback Things to note" width="400" /></a></div>
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<br />
<span style="font-family: Verdana, sans-serif;">From our luxola shopping, we will be eligible for a </span><b style="font-family: Verdana, sans-serif;">6.0%</b><span style="font-family: Verdana, sans-serif;"> cash back !</span><br />
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<h3>
<span style="font-family: Verdana, sans-serif;">5. Make your purchase</span></h3>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Select your purchase, add to cart and check-out from your favourite online merchant.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK0fZExITuwLXsDH_s1uQ0OV4Z10GLLHlZ6yfCAG6m2uUGU5-Yxq4hoddvsNKOfHP3qGvKhCR3AJMfIUaWGPoFGQKtmvOC42MJ96Sjgf9My3vxOW8YjqrHFrEVdU-q2TLYbWzc4w/s1600/2015-05-31+15_23_14-Buy+Makeup%252C+Cosmetics+and+Skincare+_+Luxola+Singapore.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Buy from this window" border="0" height="225" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjK0fZExITuwLXsDH_s1uQ0OV4Z10GLLHlZ6yfCAG6m2uUGU5-Yxq4hoddvsNKOfHP3qGvKhCR3AJMfIUaWGPoFGQKtmvOC42MJ96Sjgf9My3vxOW8YjqrHFrEVdU-q2TLYbWzc4w/s400/2015-05-31+15_23_14-Buy+Makeup%252C+Cosmetics+and+Skincare+_+Luxola+Singapore.png" title="Shopback Window" width="400" /></a></div>
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<h3>
<span style="font-family: Verdana, sans-serif;">6. Collect and redeem your cash back</span></h3>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Shopback will credit the cash back within the specified period. Once your cash back has been credited, you will be able to view the balance from your account.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">You will be able to redeem your cash back once it reaches more than SG$10.01. However, some merchants may take up to 60 days to confirm the commission, so this will vary depending on the speed of confirmation.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Unlike eBates, whereby cashback is paid out every quarter, Shopback will credit all eligible cash back to your specified bank account within 7 working days of redemption!</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPoknEWNMyQ1YzH0jf-d8JSY6RF__2-_2qpoEkSX3kOOMPcrU36KNeiHjkoZVkHIGAawj2m28GtISnPEjo1wDkdj4uctE0X398etonn-x_xJLhJCQ4e236-Di-GZPXcj2ujb35/s1600/2015-08-15+00_10_57-My+Cashback+-+ShopBack.sg.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="cash back redeem" border="0" height="121" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiPoknEWNMyQ1YzH0jf-d8JSY6RF__2-_2qpoEkSX3kOOMPcrU36KNeiHjkoZVkHIGAawj2m28GtISnPEjo1wDkdj4uctE0X398etonn-x_xJLhJCQ4e236-Di-GZPXcj2ujb35/s400/2015-08-15+00_10_57-My+Cashback+-+ShopBack.sg.png" title="shopback" width="400" /></a></div>
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<h4>
<span style="font-family: Verdana, sans-serif;">Summary</span></h4>
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">As an avid online shopper, it makes absolute sense to make our money go the extra mile. eCommerce enablers like <a href="http://www.ebates.com/rf.do?referrerid=3I20UZfwwlQHZtMJZa4e3g%3D%3D&eeid=26471" target="_blank">eBates</a> and <a href="https://www.shopback.sg/r/msUYRc" target="_blank">Shopback</a> are great mechanisms that allows shoppers like you and I to earn that additional discount (via cashback). Do give it a try the next time you shop online and i am sure you would be pleasantly surprised!</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Read more from the <a href="https://www.shopback.sg/help" target="_blank">FAQ her</a>e. Happy Shopping! </span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.comtag:blogger.com,1999:blog-13830252.post-62168448904859014752015-05-25T23:45:00.002+08:002015-05-25T23:45:52.006+08:00Taobao - The Ultimate Account Setup Guide<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">In case you haven't realised, Internet Shopping is the new black. Online eCommerce providers like Amazon, Taobao, Lazada and Luxola are giving the regular brick-and-mortar businesses a run for their money. These online retailers link-up small businesses with consumers. Thus, i</span><span style="font-family: Verdana, sans-serif;">t is no surprise that you can find anything and everything online these days.</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<span style="font-family: Verdana, sans-serif;">In our guide, we will focus mainly on creating an account on Taobao. We will take you through the account creation process and the important things to take note, before making your first Taobao purchase.</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Create an Account</span></h3>
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<span style="font-family: Verdana, sans-serif;">Browse to </span><a href="http://www.taobao.com/" style="font-family: Verdana, sans-serif;" target="_blank">Taobao</a><span style="font-family: Verdana, sans-serif;"> (We recommend using Chrome for its inbuilt google translate functionality) and select the "Register for free" (免费注册) link. </span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_gj5Y_FJTH9HIo4AuOj8sv1cHJR1yeEmpTijihnMnxR_rqg_zXKx0BcgWSKKpsAeIjd3S9yk9mbpsxCi0xegtiXzbY6Uy2JMHfpDiUby8fgMjO6H5JjD5RZ_nEoPMwXE23m7yCg/s1600/%25E6%25B7%2598%25E5%25AE%259D%25E4%25B8%259C%25E5%258D%2597%25E4%25BA%259A-%25E9%25A6%2596%25E9%25A1%25B5+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-27-03.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Taobao - Create Account" border="0" height="240" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEj_gj5Y_FJTH9HIo4AuOj8sv1cHJR1yeEmpTijihnMnxR_rqg_zXKx0BcgWSKKpsAeIjd3S9yk9mbpsxCi0xegtiXzbY6Uy2JMHfpDiUby8fgMjO6H5JjD5RZ_nEoPMwXE23m7yCg/s640/%25E6%25B7%2598%25E5%25AE%259D%25E4%25B8%259C%25E5%258D%2597%25E4%25BA%259A-%25E9%25A6%2596%25E9%25A1%25B5+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-27-03.png" title="Taobao - Create Account" width="640" /></a></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<span style="font-family: Verdana, sans-serif;">- Translate the page to English for ease of use.</span><br />
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifqsksSpqnY6Og5JOLuS2zXDcsS4g2caEkgdmqr71bSluLipS3Eu-_LSbj6KXUz34LiJC1y6GnFMSuPqKkKgY_1GXv1nP_tNbEvU9KlCsOrV5TvGGaNqgAYCfpazdQqYAkeyPUsw/s1600/%25E8%25B4%25A6%25E6%2588%25B7%25E6%25B3%25A8%25E5%2586%258C++%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-28-18.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Create Account in English" border="0" height="322" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEifqsksSpqnY6Og5JOLuS2zXDcsS4g2caEkgdmqr71bSluLipS3Eu-_LSbj6KXUz34LiJC1y6GnFMSuPqKkKgY_1GXv1nP_tNbEvU9KlCsOrV5TvGGaNqgAYCfpazdQqYAkeyPUsw/s640/%25E8%25B4%25A6%25E6%2588%25B7%25E6%25B3%25A8%25E5%2586%258C++%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-28-18.png" title="Taobao - Create Account" width="640" /></a></div>
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<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">- Put in your mobile phone number (this is important)</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">- Input the captcha to prove you are not a robot</span></div>
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<span style="font-family: Verdana, sans-serif;">- Check the "Create your Alipay account..."</span></div>
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<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPnzixCZ_WtMKzz4QMMJbcklw9ZNXXvD9QXbZulpTLEBhjwYYENLzC1rmzR7RSPcE8tFPyj6SaAGuvKNHhTWQQIGaAEgguw8-e52BWumOMkUSfMH57tF-Sf1OPfFObU2OUCeGPrg/s1600/%25E8%25B4%25A6%25E6%2588%25B7%25E6%25B3%25A8%25E5%2586%258C++%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-29-19.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Input the details" border="0" height="330" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEjPnzixCZ_WtMKzz4QMMJbcklw9ZNXXvD9QXbZulpTLEBhjwYYENLzC1rmzR7RSPcE8tFPyj6SaAGuvKNHhTWQQIGaAEgguw8-e52BWumOMkUSfMH57tF-Sf1OPfFObU2OUCeGPrg/s640/%25E8%25B4%25A6%25E6%2588%25B7%25E6%25B3%25A8%25E5%2586%258C++%25E6%25B7%2598%25E5%25AE%259D%25E7%25BD%2591+-+Windows+Internet+Explorer+-+%255BInPrivate%255D_2015-05-25_18-29-19.png" title="Taobao - Create Account" width="640" /></a></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">- You will receive an sms or email confirmation (depending on whether you used the "Register with your E-mail address" option).</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">- Follow the link or input the passcode into the page to complete the registration</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<div class="separator" style="clear: both; text-align: center;">
<a href="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVqySM-5i3ATUgSHFYGKma3apaP3fPHCgTS7W1JWkbfFLp6GmxoCZtPmB-TNnk1L0RBcdbq78L2D8iR2ioPEHqGHd0yKhToAacw14ogBln8K1EGHELQ9bg8y1h4pY_vyhUXVVQgA/s1600/2015-05-25+22_43_02-Taobao+Registration+Confirmation+-+sugarspice.demo%2540gmail.com+-+Gmail.png" imageanchor="1" style="margin-left: 1em; margin-right: 1em;"><img alt="Link to Complete Registration" border="0" height="512" src="https://blogger.googleusercontent.com/img/b/R29vZ2xl/AVvXsEiVqySM-5i3ATUgSHFYGKma3apaP3fPHCgTS7W1JWkbfFLp6GmxoCZtPmB-TNnk1L0RBcdbq78L2D8iR2ioPEHqGHd0yKhToAacw14ogBln8K1EGHELQ9bg8y1h4pY_vyhUXVVQgA/s640/2015-05-25+22_43_02-Taobao+Registration+Confirmation+-+sugarspice.demo%2540gmail.com+-+Gmail.png" title="Taobao - Create Account" width="640" /></a></div>
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<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Update Your Delivery Address</span></h3>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<span style="font-family: Verdana, sans-serif;">If you have followed the above steps diligently, congratulations, you are </span><span style="font-family: Verdana, sans-serif;">just halfway there to an endless shopping paradise. Complete the following important steps to ensure your purchases get delivered to the right address.</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">This video will show you how to setup your delivery address:</span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<iframe allowfullscreen="" class="YOUTUBE-iframe-video" data-thumbnail-src="https://i.ytimg.com/vi/2qQrXGtqsgs/0.jpg" frameborder="0" height="266" src="https://www.youtube.com/embed/2qQrXGtqsgs?feature=player_embedded" width="320"></iframe></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;"><b><i><span style="color: red;">Note:</span></i></b> Remember to ensure the mobile number is correct. This mobile number will also be used for your parcel notifications and POPStation collection PINs. (See our <a href="http://sugaspiceeverythingnice.blogspot.com/2014/12/taobao-complete-4px-guide.html" target="_blank">4PX, POPStation guide</a>)</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<h3 style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Start Shopping !!!</span></h3>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;">Now that we have completed our Account setup, update our delivery address, we can proceed to enjoy our shopping. As you may already know, Taobao is basically a consumer-to-consumer e-commerce platform. They do not physically deal with the goods or purchases. However, </span><span style="font-family: Verdana, sans-serif;">as with most s</span><span style="font-family: Verdana, sans-serif;">hopping platforms, Taobao does provides some form of buyer/seller protection via its Alipay Escrow services.</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Only when your purchases are received, in good order, will the payment be released to the seller. Hence, e</span><span style="font-family: Verdana, sans-serif;">ven though</span><span style="font-family: Verdana, sans-serif;"> there </span><span style="font-family: Verdana, sans-serif;">is a risk of receiving a lemon or a purchase that does not match its descriptions, you could possibly get a refund. In fact,</span><span style="font-family: Verdana, sans-serif;"> some sellers on Taobao actually do provide 7-day returns (no questions asked).</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Do check out our </span><a href="http://sugaspiceeverythingnice.blogspot.com/2015/05/taobao-comprehensive-buying-guide.html" style="font-family: Verdana, sans-serif;" target="_blank">Taobao buyer's guide</a><span style="font-family: Verdana, sans-serif;"> on how to shop effectively. This will greatly reduce the chance of buying a poor or defective product. In the event that you actually do (hopefully not), remember to raise a complaint so that the funds will not be released to the seller and you can proceed with the refund/returns procedure.</span></div>
<div style="text-align: justify;">
<span style="font-family: Verdana, sans-serif;"><br /></span>
<span style="font-family: Verdana, sans-serif;">Happy </span><span style="font-family: Verdana, sans-serif;">Taobao-ing!</span><br />
<span style="font-family: Verdana, sans-serif;"><br /></span></div>
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<span style="font-family: Verdana, sans-serif;"><br /></span></div>
Sugar and Spicehttp://www.blogger.com/profile/16283914117556768107noreply@blogger.com0